The top-rated business insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 12 business insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota area through its business insurance agency services. It helps local entrepreneurs and companies manage risk with tailored coverage options. Policies are designed to protect diverse commercial operations from unexpected financial disruptions. The firm works to identify specific exposures for each business client. It streamlines the claims process to ensure smooth resolution when incidents occur. This agency handles commercial property insurance to safeguard physical assets and general liability insurance to cover third-party claims on business premises.
Larsen Insurance Group provides a comprehensive range of business insurance services, including general liability, property, and workers' compensation coverage. Its service plans focus on regular policy reviews and risk assessments to help local businesses maintain adequate protection as their needs evolve. The team assists with claims management and adjusting coverage limits to match operational changes. It services a variety of properties in Andover, Minnesota, including single-family homes used for home-based businesses, retail storefronts, apartments, and restaurants.
Andover merchants, property managers, and local business owners turn to Baker Insurance Brokers for tailored coverage solutions. The firm assists clients in managing general liability, commercial property, and workers’ compensation risks. It provides ongoing policy reviews to help businesses adapt as their needs evolve. Baker Insurance Brokers also extends its professional guidance on insurance matters to companies operating in the neighboring communities of Coon Rapids and Ham Lake.
Hemgren Family Insurance serves Andover, Minnesota and the surrounding communities as a business insurance agent. The agency handles commercial coverage, helping local companies address property, liability, and workers comp exposures. In working with a typical client, it first evaluates the specific risks and operational needs of the business. From there, it reviews available policies and recommends coverage options that fit the budget and protection requirements.
Mike Mattingley - State Farm Insurance Agent in Andover, MN, helps local business owners distinguish between one-time policy purchases, such as a general liability plan for a single project, and recurring service options that provide ongoing coverage for daily operations. The agency offers commercial property, liability, and workers’ compensation insurance tailored to a business’s specific needs. Service runs on an as-needed basis, allowing clients to both adjust their existing policies or request new quotes when their circumstances change.
As winter approaches in Andover, businesses face increased risks from snow and ice on their property, so Briena Nyquist American Family Insurance provides local business insurance agency services to address these hazards. The agency works with small and mid-sized companies to review general liability and commercial property policies. After an initial phone consultation to discuss a business’s unique operations and coverage questions, the agent then schedules an on-site inspection of the premises to identify potential risks and liabilities.
Marci Hawkins American Family Insurance specializes in business insurance agent services, including liability coverage and property protection for local enterprises. It also provides general commercial policies designed to meet the operational needs of small and medium-sized businesses throughout the Andover, MN area. The agency assists entrepreneurs with assessing their unique risk factors and adjusting their coverage over time. As winter approaches, it helps business owners ensure their policies adequately cover potential weather-related property damage and liability from icy walkways.
Christiansen Insurance Agency works with businesses in Andover, Minnesota, to arrange commercial coverage that helps protect daily operations and long-term stability. The agency specializes in tailoring business insurance policies to address common regional risks. It assists local companies by evaluating liability exposures, property concerns, and employee protection needs. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service establishments that require specific policy considerations for their unique business environments.
Oak Grove Insurance Agency - David Johnson serves the Andover, Minnesota area with necessary business insurance policies tailored for commercial ventures. The agency also assists local residents with their personal coverage requirements, ensuring comprehensive protection for homes and vehicles. For commercial clients, policies address liability, property damage, and operational risks common in the region. The agency maintains its focus on clear communication during policy discussions and claims assistance. Clients often return for annual coverage reviews and policy updates between routine business visits.
What Does a a Business Insurance Agent in Andover Cost?
Typical costs for a small business insurance policy in Minnesota range from 500 to 3,000 dollars per year for general liability coverage. Workers compensation premiums vary by payroll and industry classification, often starting around 1,000 dollars annually for low-risk businesses. Commercial property insurance adds additional cost based on building value and location. This is general information, not insurance advice.
About business insurance agents in Andover
Business insurance agents in Andover, Minnesota help local companies find coverage for property damage, liability claims, and employee injuries. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can guide you through the specific coverage options that meet state requirements and protect your business operations.
Frequently Asked Questions
What types of business insurance do Andover agents offer?
Agents in Andover typically offer general liability, commercial property, workers compensation, and commercial auto insurance. They can also help with professional liability and cyber liability policies depending on your industry.
Is workers compensation insurance required in Minnesota?
Yes, Minnesota law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you find a policy that meets Minnesota Statute 176.
How do I choose a business insurance agent in Andover?
Look for an agent who is licensed in Minnesota and has experience with businesses similar to yours. Ask about their knowledge of local risks in Anoka County and their ability to compare quotes from multiple carriers.
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