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Compare Business Insurance Agents in Cottage Grove, MN
Browse business insurance agents serving Cottage Grove, Minnesota. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 11 business insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Foresight Insurance
8065 Jocelyn Ave S, Cottage Grove, MN 55016
(651) 245-0911
Business insurance agents in Cottage Grove, Minnesota help local entrepreneurs find coverage for property damage, general liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. An agent can review your specific risks and match you with policies from multiple carriers.
What Does a Business Insurance Agent in Cottage Grove Cost?
Typical costs for a small business insurance policy in Minnesota range from 400 to 1,200 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes, averaging 0.50 to 2.00 dollars per 100 dollars of payroll. Commercial property coverage adds 500 to 2,000 dollars annually. These are general estimates and your actual costs will vary based on your business type, location, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are common for Cottage Grove companies?
Common policies include general liability, commercial property, workers compensation, and business interruption insurance. Minnesota requires workers comp for businesses with one or more employees.
How do I choose a business insurance agent in Cottage Grove?
Look for an agent licensed in Minnesota with experience in your industry. Ask about their carrier network and whether they offer package policies. Check reviews and verify their license through the Minnesota Department of Commerce.
Does Minnesota have specific insurance requirements for small businesses?
Yes, Minnesota requires workers compensation insurance for most employers. Commercial auto insurance is mandatory if you use vehicles for business. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.