The top-rated business insurance agent in St Paul, Minnesota is Theisen Escobar Agency, rated 4.9 stars across 112 reviews. Other highly rated options include Garry Insurancenter, Farmers Insurance - Patrick Loucks, Krog Insurance. This directory lists 29 business insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 2 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 3 | Farmers Insurance - Patrick Loucks | 991 Smith Ave S W | (651) 714-7979 |
| 4 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 5 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 6 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 7 | Mike Hoffman - State Farm Insurance Agent | 2475 Maplewood Dr STE 114 | (651) 770-8732 |
| 8 | Lunar Financial Group | 445 Etna St #62 | (651) 203-7765 |
| 9 | Cox Insurance Associates, Inc | 1639 Larpenteur Ave W | (651) 647-0001 |
| 10 | Wiessner Insurance | 250 Hamline Ave S | (651) 698-0771 |
As winter storms sweep across St. Paul, local businesses face unique liabilities from icy parking lots and burst pipes. Theisen Escobar Agency provides business insurance coverage tailored to these regional risks, helping entrepreneurs protect their assets and maintain operations during unpredictable weather. The agency serves commercial clients throughout the Twin Cities area, offering policies that address property, liability, and workers' compensation needs. Their process begins with a thorough inspection of the business premises and a detailed assessment of current exposures.
Garry Insurancenter provides business insurance solutions for companies in St Paul, Minnesota, tailoring coverage to address standard operational risks and unique local exposures. The agency focuses on protecting businesses against liability, property damage, and income interruption. It can serve commercial sectors ranging from corporate offices and distribution warehouses to food service establishments requiring specialized policies for equipment and perishable inventory.
Farmers Insurance - Patrick Loucks in Saint Paul, Minnesota provides tailored coverage options designed to protect local business owners from operational risks and liability. This agency works with clients to develop policies that safeguard commercial property, equipment, and income streams. Their general services appeal to a diverse range of local enterprises needing comprehensive protection. In addition to core business insurance, Patrick Loucks offers specialized coverage for independent contractors and small service providers seeking extra liability safeguards.
Krog Insurance serves residential clients in St Paul, Minnesota, by structuring personal coverage for homes and belongings. The agency additionally handles commercial policies for local businesses, helping them secure liability and property protection within the greater metropolitan area. Service extends throughout St Paul and the surrounding region. After an initial policy is placed, the agent follows up with regular reviews to adjust coverage as client needs change, ensuring continued support between annual visit cycles.
Wilebski Insurance Agency serves the St Paul, Minnesota area as a Business Insurance Agent. The company assists local business owners in evaluating their operational risks and securing appropriate coverage. It works closely with clients to understand their unique liability exposures and property protection needs. Policies are designed to help safeguard assets and maintain continuity following unforeseen events. The agency regularly handles commercial general liability insurance and workers' compensation coverage for companies throughout the metro.
Insurance Group™ provides a full range of business insurance services for companies in St Paul, Minnesota. It assists clients in selecting appropriate general liability and property coverage to meet operational needs. The agency also offers ongoing policy reviews to adjust coverage as businesses evolve. Commercial clients benefit from access to risk management guidance and claims support designed for local enterprises. Its service spans many property types, including single-family homes, apartment complexes, retail stores, and restaurants.
Mike Hoffman - State Farm Insurance Agent serves homeowners, businesses, and property managers in St Paul, Minnesota, providing business insurance policies that help protect commercial assets and manage everyday liability risks. The agency offers tailored coverage for small to midsize operations, addressing property protection and general business exposures common in the area. Services include consultations to review policy options and adjust coverage as needs change. The agency also serves clients in neighboring Maplewood and surrounding parts of the east metro region.
Lunar Financial Group offers business insurance agent services specializing in liability protection, property coverage, and workers’ compensation for companies in St Paul, Minnesota. General work includes assessing commercial risks and designing policies for local retailers, contractors, and service firms. Through thorough needs analysis, the firm helps area businesses secure appropriate coverage from standard insurers. As winter storms arrive near the Mississippi River, the agency also advises on income loss policies for small companies facing weather-related closures.
Serving St Paul and the surrounding communities throughout Minnesota, Cox Insurance Associates, Inc handles the unique insurance needs of local businesses. The agency works with commercial clients to manage risks associated with property, liability, and worker coverage. Its approach involves first evaluating a company’s specific operational exposures and financial assets, then carefully comparing available policies from multiple carriers. The agency assembles a tailored package designed to provide essential protection for the client’s daily operations.
Wiessner Insurance in St Paul, Minnesota assists local businesses in distinguishing between one-time policy placements for specific projects and recurring coverage plans that renew annually for ongoing operations. They advise clients on standard commercial coverage including general liability, property insurance, and workers compensation. Their business insurance agent service operates primarily on a recurring model with renewal reviews, though they also provide as-needed consultations when new exposures or business changes demand immediate adjustments.
What Does a a Business Insurance Agent in St Paul Cost?
Typical costs for a small business insurance policy in Minnesota range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by industry but average around 1.50 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle often costs 1,200 to 2,400 dollars annually. These are general estimates and your actual costs will depend on your specific business risks and coverage needs. This information is for general guidance and is not insurance advice.
About business insurance agents in St Paul
Business insurance agents in St Paul Minnesota help local companies find coverage that meets state requirements. Minnesota law requires most employers to carry workers compensation insurance. An agent can guide you through general liability property and commercial auto policies tailored to your business needs.
Frequently Asked Questions
What types of business insurance are required in Minnesota?
Minnesota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I find a business insurance agent in St Paul?
You can search online directories or ask for referrals from other local business owners. The Minnesota Department of Commerce licenses insurance agents and you can verify an agents license on their website. Look for agents who specialize in commercial lines for your industry.
What factors affect business insurance costs in St Paul?
Costs depend on your industry payroll number of employees location and claims history. Minnesota weather risks like snow and hail can increase property insurance rates. Your agent can help you compare quotes from multiple carriers to find competitive pricing.
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