Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 business insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Ken Bellicot - State Farm Insurance Agent
2904 Roosevelt Rd #2, St Cloud, MN 56301
(320) 251-4686
agentwhocares.com
The Lyle Group: Allstate Insurance
30 15th Ave S, St Cloud, MN 56301
(320) 253-4994
agents.allstate.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Moe Janssen Schee Agency: Allstate Insurance
3717 3rd St N, St Cloud, MN 56303
(320) 251-1383
agents.allstate.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Farmers Insurance - Jed Simi
4180 Thielman Ln Suite 108, St Cloud, MN 56301
(320) 255-9837
agents.farmers.com
Auto-Owners Insurance St. Cloud Claims
3601 18th St S, St Cloud, MN 56301
(320) 251-1451
auto-owners.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633
lamphereinsgrp.com
Farmers Insurance - Duane Osgood
3335 W St Germain St #105, St Cloud, MN 56301
(320) 252-6095
agents.farmers.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964
reps.federatedinsurance.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
What Does a Business Insurance Agent in St Cloud Cost?
Typical costs for a small business insurance policy in Minnesota range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by industry and payroll but average around 1.50 dollars per 100 dollars of payroll. A business owners policy bundling property and liability often costs 1,000 to 5,000 dollars annually. These are general estimates and your actual costs will depend on your specific business risks and coverage needs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Minnesota?
Minnesota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by lenders or landlords.
How do I find a business insurance agent in St Cloud?
You can search online directories or ask for referrals from other local business owners. The Minnesota Department of Commerce licenses insurance agents. You can verify an agents license on the department website before working with them.
What factors affect business insurance costs in Minnesota?
Costs depend on your industry, number of employees, annual revenue, and claims history. Location in St Cloud may affect property insurance rates due to weather risks like hail and snow. Minnesota has a competitive insurance market so shopping around can help you find better rates.