The top-rated business insurance agent in Richfield, Minnesota is Cassie Sanetra - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Karl Herman - State Farm Insurance Agent, Ashkan Morvari - State Farm Insurance Agent, Insurance Brokers of MN-Brett Flatmoe. This directory lists 10 business insurance agents serving Richfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cassie Sanetra - State Farm Insurance Agent | 6519 Nicollet Ave Ste 200 | (612) 869-5313 |
| 2 | Karl Herman - State Farm Insurance Agent | 6620 Penn Ave S | (612) 455-8844 |
| 3 | Ashkan Morvari - State Farm Insurance Agent | 6640 Lyndale Ave S #110 | (612) 455-4196 |
| 4 | Insurance Brokers of MN-Brett Flatmoe | 6941 Nicollet Ave | (612) 869-2745 |
| 5 | Richfield State Insurance | 6636 Cedar Ave Suite 201 | (612) 861-8300 |
| 6 | Kelly Mayerle DBA MN Insurance Pro, a Richfield State Agent | 6636 Cedar Ave S Suite 201 | (612) 767-4358 |
| 7 | Farmers Insurance - Miguel Medrano Rodriguez | 7001 Nicollet Ave | (612) 206-3193 |
| 8 | Farmers Insurance - Matthew Nye | 6603 Queen Ave S Ste 6 | (612) 979-2330 |
| 9 | katie lewis insurance | 6625 Lyndale Ave S | (612) 861-8300 |
| 10 | Multiservicios | 1305 E 66th St | (612) 224-2707 |
Cassie Sanetra - State Farm Insurance Agent serves the greater Richfield, Minnesota area, providing comprehensive business insurance solutions for local enterprises. The agency works to protect commercial assets by offering policies that address risks common to neighborhood shops, offices, and service providers. This includes liability coverage to guard against third-party claims and property insurance for buildings and inventory. It also handles specialized coverage such as business income protection to help companies recover from unexpected disruptions.
Based in Richfield, Minnesota, this agency provides business insurance coverage to clients throughout Richfield and the surrounding Twin Cities communities. It handles a variety of commercial policies designed to protect local enterprises. The agency focuses on securing general liability, property, and other essential coverage for small to medium-sized businesses in the area. To handle a typical job, the agent begins by assessing a business’s specific risk exposures and operational needs, then recommends a tailored policy from its available offerings.
Ashkan Morvari - State Farm Insurance Agent provides a range of business insurance services, including general liability, property coverage, and commercial auto policies. The agency offers personalized service to help local businesses assess their unique risks and maintain appropriate coverage as operations evolve. Claims support is available to assist clients throughout the process. It services single-family homes, apartment buildings, retail locations, and a variety of restaurants in the Richfield, MN area.
Businesses and property managers in Richfield, MN turn to Insurance Brokers of MN-Brett Flatmoe for commercial coverage. This business insurance agent assesses company operations to recommend suitable liability, property, and workers’ compensation policies. Tailoring insurance programs to local regulations and industry needs is a standard part of the consultation process. Options for farms and commercial auto are also available. Service extends to neighboring Edina and the surrounding metro area.
Richfield State Insurance serves businesses in Richfield, Minnesota, and the surrounding surrounding communities throughout Hennepin County. It handles a full range of commercial insurance needs, including general liability, property coverage, and workers compensation policies. The agency helps local companies evaluate their specific risks, comparing coverage options from multiple carriers to find appropriate protection. To handle a typical job, Richfield State Insurance first conducts a thorough review of a business’s operations and assets before recommending tailored policy solutions.
Kelly Mayerle DBA MN Insurance Pro, a Richfield State Agent, offers workers’ compensation and general liability policies as core specialty services. The agency also handles commercial property and business interruption coverage for local companies in and around Richfield. Every policy is designed to protect small and mid-sized businesses from operational risks. For business owners in the area facing the seasonal liability upsurge during summer construction or winter weather disruptions, the agency helps adjust coverage to manage those specific exposures.
For businesses seeking insurance, one-time purchases cover singular assets or events, while recurring policies protect ongoing operations. Farmers Insurance - Miguel Medrano Rodriguez in Richfield, MN offers agents who help local clients evaluate these options, securing coverage for liability, property, or worker protection. Clients receive policy reviews and risk assessments tailored to their unique commercial needs. Service is available on a scheduled or as-needed basis, depending on the client’s preference for periodic consultations or immediate support.
Farmers Insurance - Matthew Nye in Richfield, Minnesota helps local owners who worry about snow damage or spring thaw exposures. This business insurance agent covers standard commercial policies for small offices, retail shops, and contractors needing liability or property coverage missing from a simple homeowner policy. Property evaluations consider building age and common Minnesota weather risks. A risk specialist walks the business premises, checking existing safety measures. An initial assessment then documents current coverage gaps and any seasonal exposures on site directly.
Katie Lewis Insurance provides residential insurance services to homeowners in Richfield, Minnesota, while also offering commercial business insurance to protect local enterprises. The agency serves clients throughout the area, tailoring coverage to meet the specific needs of small and mid-sized businesses. Regular policy reviews and check-ins ensure that coverage remains appropriate as circumstances change, and clients are welcomed back for ongoing service between intervals of routine contact.
As snow and ice begin to recede in Richfield each spring, local businesses face renewed liability risks from wet floors and parking lot hazards. Multiservicios assists these enterprises by evaluating their current insurance coverage for general liability and property exposures. The agent reviews policies to confirm adequate protection against slip-and-fall claims and water damage from melting ice. A thorough inspection of the premises is then scheduled to identify any overlooked safety concerns before they become claims.
What Does a a Business Insurance Agent in Richfield Cost?
Typical costs for a small business insurance policy in Minnesota range from $500 to $3,000 per year for general liability, and $1,000 to $5,000 per year for a business owners policy. Workers compensation premiums average $1.50 to $3.00 per $100 of payroll. Actual costs vary by industry, location, and risk factors. This is general information, not insurance advice.
About business insurance agents in Richfield
A business insurance agent in Richfield, Minnesota helps local companies find coverage that meets state requirements and protects against common risks. Minnesota law requires most employers to carry workers compensation insurance, and a local agent can guide you through these obligations. Agents in Richfield are familiar with the needs of small businesses, retail shops, and service providers in the Twin Cities metro area.
Frequently Asked Questions
What types of business insurance are required in Minnesota?
Minnesota requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often required by landlords or contracts.
How do I find a business insurance agent in Richfield?
You can search online directories or ask other local business owners for referrals. Look for agents who are licensed in Minnesota and have experience with your industry. Many agents offer free consultations to discuss your coverage needs.
What factors affect the cost of business insurance in Richfield?
Costs depend on your business type, number of employees, annual revenue, claims history, and coverage limits. Location in Richfield may also affect rates due to local crime or weather risks. An agent can provide quotes from multiple carriers to compare prices.
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