The top-rated boat insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 19 boat insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 9 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
| 10 | Farmers Insurance - Jason Banitt | 103 W Broadway St | (507) 452-5916 |
Schmit Insurance Group serves the Winona, Minnesota area as a boat insurance agent, helping local boat owners protect their watercraft and recreational vessels. The company provides coverage policies designed to address common risks on area lakes and rivers, including damage from storms or collisions. Agents work with clients to select appropriate liability limits and physical damage protection. The firm handles policies for fishing boats, pontoons, and personal watercraft in the region.
Anthony Vote’s State Farm Insurance Agency provides boat insurance services in Winona, MN, covering a range of watercraft needs. Service options include liability, collision, and comprehensive coverage for personal watercraft, sailboats, and fishing vessels. Maintenance plans are structured around annual policy reviews to adjust coverage for changing boat values and seasonal usage. The agency also offers liability protection for dock structures and trailer coverage. The properties it services extend to single-family homes with private boat docks, lakefront apartments, and small retail marinas or lakeside restaurants.
Homeowners and boat owners in Winona, Minnesota, seeking coverage for their watercraft can work with A.J. Kanz American Family Insurance. This agency provides boat insurance policies tailored to protect vessels from the unique risks of regional lakes and the Mississippi River, including liability and physical damage coverage. Policyholders receive guidance on navigating coverage options to suit their specific boating needs. The agency also serves clients in the surrounding areas, including the neighboring community of La Crosse, Wisconsin.
Strategic Insurance Group serves the Winona, Minnesota area and surrounding communities, focusing specifically on boat insurance coverage. It handles policies for various watercraft, including fishing boats, pontoons, and personal watercraft. The agency works with clients to assess their specific needs for an appropriate policy. It typically approaches each job by reviewing vessel details and intended usage before presenting coverage options that align with the client’s situation and local waterway conditions.
Steve Young Agency Inc American Family Insurance specializes in boat insurance for personal watercraft and larger vessels in the Winona area. It provides coverage against common risks such as collisions, theft, and liability for accidents on the water. The agency works with clients to secure appropriate policies that address hull damage and equipment loss on the Mississippi River. As winter approaches, it helps boat owners adjust coverage for winter lay-up, protecting vessels during ice and cold storage.
As the summer boating season on the Mississippi River approaches, owners in Winona, Minnesota, require reliable coverage for their watercraft. Wunderlich Insurance Agency serves as a local boat insurance agent, offering policies that address common regional risks such as sudden storms and dock collisions. Clients meet with an agent who explains coverage limits, including liability and physical damage, tailored to each vessel. The process begins with a thorough inspection to determine the current condition and fair value of the boat.
Whether a boat owner needs a one-time policy for a newly purchased vessel or an annual renewal for an existing watercraft, the coverage options protect against specific perils on the Mississippi River and nearby lakes. Standard policies often cover physical damage, liability for accidents, and theft of equipment. The agent in Winona, MN, can explain how different limits and deductibles apply to local boating conditions. Services are available on both a one-time appointment for a new quote and an as-needed basis for seasonal adjustments to existing policies.
Farmers Insurance - David Jensen serves residential boat owners in Winona, MN, offering policies for a variety of personal watercraft used on local rivers and lakes. The agency also provides commercial coverage for rented or charter boats, with service area extending throughout Winona County and surrounding regions. When clients call with coverage questions or filing needs, the office delivers prompt follow-up to address changes before the next boating season or regular insurance renewal visit.
Serving the Winona area, WA Group (the entity formerly doing business as Winona Agency) provides boat insurance agent services for local clients. Specializing in coverage for watercraft-related policies, the firm helps owners protect against common risks on area lakes and rivers. Policies arranged can include liability protection and physical damage coverage for various vessels. Beyond boat insurance, the office can also address commercial needs for a range of business sectors such as offices, warehouses, and food service.
Farmers Insurance - Jason Banitt is known for providing boat insurance coverage for clients in and around Winona, Minnesota. The agency offers standard policies that protect recreational watercraft against common risks on the Mississippi River and area lakes. Coverage typically applies to issues such as accidental damage, theft, and liability for on-water incidents. Boat owners can also discuss insuring accessories like trailers or safety equipment. For added peace of mind, the agency can include an optional policy extension for emergency towing and roadside assistance.
What Does a a Boat Insurance Agent in Winona Cost?
Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout. Factors include boat value, horsepower, and your claims history. A policy for a high-performance boat or a yacht can cost 1,000 to 3,000 dollars annually. This is general information, not insurance advice.
About boat insurance agents in Winona
Boat insurance agents in Winona, Minnesota help you protect your watercraft on the Mississippi River and nearby lakes. Minnesota law requires liability coverage for motorized boats with more than 50 horsepower. An agent can explain state-specific requirements and help you choose the right policy for your needs.
Frequently Asked Questions
What does boat insurance cover in Winona?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. In Minnesota, liability coverage is required for motorized boats over 50 horsepower. An agent can help you add coverage for theft, towing, or personal property.
Do I need boat insurance on the Mississippi River?
Yes, if your boat has a motor over 50 horsepower, Minnesota law requires liability insurance. Even if not required, many marinas and lenders in Winona require coverage. An agent can help you meet these requirements and protect your investment.
How do I find a boat insurance agent in Winona?
You can search online for local independent agents or contact major insurers that serve Winona. Ask about policies that cover the Mississippi River and area lakes. An agent can compare quotes and explain Minnesota-specific coverage options.
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