The top-rated boat insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,365 reviews. Other highly rated options include Paul Gentilini - State Farm Insurance Agent, R J Bergstrom - State Farm Insurance Agent, David Doyea - State Farm Insurance Agent. This directory lists 13 boat insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Paul Gentilini - State Farm Insurance Agent | 3357 Coon Rapids Blvd | (763) 755-1420 |
| 3 | R J Bergstrom - State Farm Insurance Agent | 11413 Hanson Blvd NW | (763) 755-7350 |
| 4 | David Doyea - State Farm Insurance Agent | 2740 Main St NW #114 | (763) 755-6100 |
| 5 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 6 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
| 7 | Oakwood Insurance Agency, Inc. | 2003 Northdale Blvd NW | (763) 754-1824 |
| 8 | MNStar Insurance | 299 Coon Rapids Blvd #209 | (763) 898-3384 |
| 9 | Insurance Advisors: Coon Rapids | 535 Coon Rapids Blvd NW STE 102 | (763) 757-1655 |
| 10 | Joe Fulton Agency | 277 Coon Rapids Blvd #410 | (763) 710-9280 |
Pinnacle Insurance Agency of Minnesota, LLC serves boat owners in Anoka County and the greater Coon Rapids area. As a local boat insurance agent, it helps clients find coverage for watercraft used on nearby lakes and rivers. The agency assists in comparing policies from different carriers to match individual boating needs. Its work includes advising on liability protection and coverage for potential damage to vessels. The agent specifically handles insurance for both motorized boats and personal watercraft commonly operated in Minnesota waterways.
Located in Coon Rapids, Minnesota, Paul Gentilini - State Farm Insurance Agent provides boat insurance coverage for lakes and waterways across the region. It offers policies that protect watercraft against damage, theft, and liability while operating on local waters. The agent helps clients select appropriate plans that can include towing assistance and coverage for accessories. This agency works with a variety of residential property owners, including those with single-family homes, apartments, retail spaces, and restaurants needing boat insurance solutions.
R J Bergstrom - State Farm Insurance Agent serves homeowners, businesses, and property managers in Coon Rapids, Minnesota, offering boat insurance coverage for personal watercraft, fishing boats, and larger vessels. Policies typically protect against liability, physical damage, and theft on area lakes and rivers. The agency helps clients customize deductibles and limits to fit their boating needs. This service also extends to residents and property owners in the nearby Blaine and Anoka metro communities.
Serving Coon Rapids, Minnesota, and the surrounding metro communities, David Doyea - State Farm Insurance Agent handles boat insurance coverage for local owners. Policies typically protect personal watercraft and pleasure boats against risks like collisions, theft, and liability for on-water incidents. The agency works to assess each client’s specific vessel and usage patterns in the Minnesota lake region. It takes a straightforward, consultative approach, reviewing policy options with the boater to match coverage limits with individual needs and budget.
North Suburban Agencies, Inc. in Coon Rapids, MN, distinguishes between one-time policy purchases for a single season and ongoing, renewable annual agreements that protect a boat over multiple years. Their coverage typically addresses liability for accidents on the water and physical damage from storms, collisions, or theft. As a local boat insurance agent, they provide professional guidance tailored to the specific risks of navigating Minnesota lakes and rivers. Services are typically arranged on a scheduled, as-needed basis when a client requests a quote or policy update.
Aspen Insurance Group, Inc. of Coon Rapids specializes in boat insurance policies tailored for various watercraft. The agency advises clients on selecting coverage for risks like collision and theft. It works with local boat owners to find protection that fits individual cruising habits and budgets. The company also helps evaluate liability limits for lake and river navigation in Minnesota. In spring, it assists with coverage adjustments necessary before a boat is removed from winter storage and launched.
As spring thaws open northern Minnesota’s lakes, boat owners in Coon Rapids prepare their vessels for the season. Oakwood Insurance Agency, Inc. provides boat insurance agent services to help cover these watercraft against damage and liability risks common in the area. The team assists clients in understanding policy options for different types of boats. During the initial assessment, an agent reviews the boat’s unique features and storage situation to determine proper coverage. An inspection step follows to verify the vessel’s condition before a policy is finalized.
As a boat insurance agent in Coon Rapids, MN, MNStar Insurance assists local boat owners in securing coverage for a variety of watercraft. They can tailor policies to include specialty add-ons such as liability protection, physical damage coverage, and towing and emergency assistance on the water. This agency serves the commercial sectors of marinas, boat rental operators, and waterfront food service businesses, helping them manage their unique insurance needs.
Insurance Advisors: Coon Rapids is known for providing boat insurance protection tailored to the requirements of boat owners in Coon Rapids, Minnesota. The agency helps local clients secure coverage for a range of watercraft, including fishing boats, runabouts, and personal watercraft. Policies typically address liability, physical damage, and towing needs on inland lakes and rivers. For added security, the agency can assist with arranging coverage for trailer equipment used during seasonal storage or transport.
Serving Coon Rapids and the surrounding area, Joe Fulton Agency provides residential boat insurance for individual boat owners in the region. Commercial coverage is also available for businesses operating watercraft for hire or transport. Policies are written to cover slip, transit, and lay-up periods. The agency handles routine policy reviews and claims filing, and always follows up with clients to confirm coverage needs are properly adjusted between regular service visits.
What Does a a Boat Insurance Agent in Coon Rapids Cost?
Typical boat insurance costs in Minnesota range from 300 to 800 dollars per year for a standard runabout. Larger boats or those used on the Mississippi River may cost 1,000 to 2,500 dollars annually. Factors like boat value, horsepower, and your claims history affect the premium. This is general information, not insurance advice.
About boat insurance agents in Coon Rapids
Boat insurance agents in Coon Rapids Minnesota help you protect your watercraft on the Mississippi River and area lakes. Minnesota requires liability coverage for boats with more than 50 horsepower. An agent can explain state-specific rules like the 30-day grace period for new boat purchases.
Frequently Asked Questions
What does boat insurance cover in Coon Rapids Minnesota?
Boat insurance typically covers physical damage to your boat, liability for injuries to others, and property damage. Minnesota law does not require boat insurance for all vessels, but lenders and marinas often require it.
How do I find a boat insurance agent in Coon Rapids?
You can search online for local independent agents or contact national carriers that serve Minnesota. Many agents in Coon Rapids specialize in watercraft policies for the Mississippi River and nearby lakes.
Are there Minnesota-specific requirements for boat insurance?
Minnesota requires liability coverage for boats with over 50 horsepower. You must also carry proof of insurance if you have a loan on the boat. Agents can help you meet these state rules.
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