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Find Boat Insurance Agents Near You in Chaska, MN

Browse boat insurance agents serving Chaska, Minnesota. Updated 2026-07-14.

The top-rated boat insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 11 boat insurance agents serving Chaska.

Showing 11 boat insurance agents in Chaska, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Options Insurance102 N Jonathan Blvd Unit 210(952) 392-9508
2Dwight Mack - State Farm Insurance Agent1107 Hazeltine Blvd Ste 120(612) 284-5803
3Matt Lorenz - State Farm Insurance Agent542 Bavaria Ln(952) 368-4440
4Kim Schaffer - State Farm Insurance Agent112 E 5th St #104(952) 448-2060
5Martinson Agency505 N Chestnut St(952) 314-4400
6Drilling Insurance Agency- Farmers Insurance Agent207 N Chestnut St #140(952) 479-8200
7Farmers Insurance - Tyler Farniok510 N Chestnut St STE 200(612) 448-2670
8RG Insurance Agency570 Bavaria Ln(952) 522-3345
9Petersen Insurance Inc116 E 2nd St(952) 368-3881
10NPCL Mutual Insurance Company113 3rd St E(952) 448-4580
OI
102 N Jonathan Blvd Unit 210
Options Insurance
Boat Insurance Agent · Chaska, MN

Options Insurance serves the greater Chaska area in Carver County, Minnesota, offering boat insurance agent services for local watercraft owners. Their work involves helping clients find coverage for lakes and rivers common to the region, including liability and physical damage protection. They assist with various watercraft policies, such as those for personal pontoons, fishing boats, and small runabouts used on nearby waterways. This includes handling specifics like coverage for trailers and personal equipment stored on board during the boating season.

DM
1107 Hazeltine Blvd Ste 120
Dwight Mack - State Farm Insurance Agent
Boat Insurance Agent · Chaska, MN

Dwight Mack - State Farm Insurance Agent provides boat insurance solutions tailored for clients in and around Chaska, Minnesota. Its service options include coverage for physical damage, liability protection, and uninsured boater incidents. Maintenance assistance is offered through policy guidance to help boat owners safeguard their vessels. Regular plan reviews help ensure coverage keeps pace with changes in boat value and usage. The agency services residential watercraft such as personal boats, fishing vessels, and small yachts for individual families.

ML
542 Bavaria Ln
Matt Lorenz - State Farm Insurance Agent
Boat Insurance Agent · Chaska, MN

Residents and small-business owners in Chaska, Minnesota, turn to this agency for boat insurance coverage. Policies are tailored to protect watercraft against damage, theft, and liability while navigating area lakes. The agent works directly with each customer to compare deductibles and ensure the correct level of protection for trailers and onboard equipment. As a local representative, this office understands the seasonal boating risks common to the region. Service also extends to neighboring communities such as Chanhassen and the broader southwest metro.

KS
112 E 5th St #104
Kim Schaffer - State Farm Insurance Agent
Boat Insurance Agent · Chaska, MN

Kim Schaffer - State Farm Insurance Agent serves boat owners in Chaska, Minnesota, and the surrounding Carver County communities. The company handles coverage for various watercraft, including fishing boats, pontoons, and personal watercraft used on local lakes and the Minnesota River. It advises clients on liability and physical damage protection suited to seasonal lake usage and storage needs. For a typical policy, the agent first reviews the boat’s value, typical operating waters, and safety equipment to then recommend a tailored coverage package.

MA
505 N Chestnut St
Martinson Agency
Boat Insurance Agent · Chaska, MN

Martinson Agency in Chaska, Minnesota, handles the difference between a single policy purchase for seasonal boaters and recurring coverage for year-round watercraft owners. Their service options address liability, physical damage, and uninsured boater protection. The agency guides clients in selecting deductibles and coverage limits tailored to their vessel and local lake conditions. This insurance work is performed strictly on an as-needed basis, scheduled for policy renewals, new boat purchases, or mid-season adjustments.

DI
207 N Chestnut St #140
Drilling Insurance Agency- Farmers Insurance Agent
Boat Insurance Agent · Chaska, MN

Specializing in boat insurance, Drilling Insurance Agency- Farmers Insurance Agent provides coverage options that address watercraft liability and physical damage. Based in Chaska, MN, the agency serves clients throughout the region with policies designed for different boat types and usage patterns. Their general service work includes helping customers compare deductible levels and protection limits. The agency understands that specific concerns such as winter storage damage or unexpected weather conditions on Lake Minnetonka require careful policy review and tailored solutions.

FI
510 N Chestnut St STE 200
Farmers Insurance - Tyler Farniok
Boat Insurance Agent · Chaska, MN

As the spring thaw on the Minnesota River near Chaska signals the start of boating season, Farmers Insurance – Tyler Farniok helps local owners prepare their watercraft policies. Boat insurance provides coverage for physical damage, liability, and theft, which is essential for vessels stored through the harsh winter months. This agency works with clients to select appropriate deductibles and protection for trailers and equipment. The process typically begins with a discussion about the boat’s use, storage location, and an inspection to verify its condition and value.

RI
570 Bavaria Ln
RG Insurance Agency
Boat Insurance Agent · Chaska, MN

RG Insurance Agency provides boat insurance for clients in Chaska, Minnesota, offering liability coverage and physical damage protection for watercraft. The agency can tailor policies to include options like towing and roadside assistance for larger vessels. This boat insurance agent serves commercial clients operating offices, maintaining warehouses, or managing food service establishments that need coverage for business-owned boats.

PI
116 E 2nd St
Petersen Insurance Inc
Boat Insurance Agent · Chaska, MN

Petersen Insurance Inc in Chaska, MN provides residential boat insurance coverage for mooring and trailered watercraft along area lakes. Commercial policies are also available for charter or rental vessels. The agency serves clients throughout the Twin Cities metro and the St. Croix River Valley. Coverage consultations at the office location often include a review of liability limits and storage options. Periodic check-ins between regular service appointments help clients adjust their policies as boat values or usage patterns change throughout the season.

NM
113 3rd St E
NPCL Mutual Insurance Company
Boat Insurance Agent · Chaska, MN

NPCL Mutual Insurance Company in Chaska, Minnesota, is known for providing boat insurance coverage to local recreational and personal watercraft owners. Their services typically cover a range of vessels common to area lakes and rivers, including runabouts and pontoons. A comprehensive policy from a local agent can offer liability protection, physical damage coverage, and uninsured boater provisions. NPCL Mutual can also add on specialized coverage for fishing equipment or water toys carried aboard the insured boat.

FI
207 N Chestnut St #140
Farmers Insurance - Jack Drilling
Boat Insurance Agent · Chaska, MN
(952) 479-8200
agents.farmers.com/mn/chaska/jack-drilling

What Does a a Boat Insurance Agent in Chaska Cost?

Boat insurance in Minnesota typically costs between 200 and 600 dollars per year for a standard runabout. Premiums depend on boat value horsepower and navigation area. High performance boats or those used on Lake Minnetonka may cost more. This is general information and not insurance advice.

About boat insurance agents in Chaska

Chaska boat owners can work with local insurance agents to protect their watercraft on Lake Minnetonka and the Minnesota River. Minnesota law requires liability insurance for motorized boats operated on public waters. A Chaska agent can help you meet state requirements and add coverage for theft or damage.

Frequently Asked Questions

What coverage does a boat insurance agent in Chaska offer?

Agents typically offer liability coverage for bodily injury and property damage. They also provide physical damage coverage for your boat trailer and equipment. Minnesota requires liability insurance for motorized boats with more than 50 horsepower.

Do I need boat insurance in Minnesota?

Minnesota law does not require insurance for all boats. However if you have a motorized boat with over 50 horsepower you must carry liability insurance. Many marinas and lenders also require coverage.

How can a Chaska agent help with Minnesota specific rules?

An agent can explain Minnesota boating laws such as the 30 day grace period for new boat purchases. They also know local risks like zebra mussel damage and can adjust your policy accordingly.

Boat Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.