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Find Boat Insurance Agents in Apple Valley, MN

Looking for a boat insurance agent in Apple Valley? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 15 boat insurance agents in Apple Valley, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838 insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010 davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100 joe24x7.com
Brett McSparron - State Farm Insurance Agent
15030 Glazier Ave #100, Apple Valley, MN 55124
(952) 431-1300 brettsmyagent.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967 agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101 rettaia.com
Kiley and Associates LLC American Family Insurance
7373 147th St W #186, Apple Valley, MN 55124
(952) 432-3700 amfam.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873 elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900 mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900 amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633 agents.farmers.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589 agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445 davidsimmonsagency.com
Farmers Insurance - Walter Manning
5885 149th St W, Apple Valley, MN 55124
(952) 891-4703 agents.farmers.com
Ginther Personal Insurance Agency
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124
(651) 261-8217 gintherpersonalinsurance.com

Boat insurance agents in Apple Valley, Minnesota help you protect your watercraft against damage, theft, and liability. Minnesota requires liability insurance for boats with more than 50 horsepower, and many marinas and lenders also require coverage. Local agents can tailor a policy for the many lakes and rivers in the Twin Cities area.

What Does a Boat Insurance Agent in Apple Valley Cost?

The cost of boat insurance in Minnesota typically ranges from 200 to 800 dollars per year for a standard recreational boat. Factors that affect the premium include the boat value, horsepower, age, safety features, and your boating history. Policies for high-performance boats or larger yachts can cost 1,000 dollars or more annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Apple Valley Minnesota?
Minnesota law does not require insurance for all boats, but it does require liability coverage for boats with more than 50 horsepower. Many lenders and marinas also require proof of insurance. An agent can help you understand what coverage fits your situation.
What does boat insurance typically cover in Minnesota?
Standard boat insurance policies cover physical damage from collisions, storms, and theft. They also include liability protection if you cause injury or damage to others. Many policies offer additional coverage for towing, fuel spill liability, and personal property on board.