The top-rated boat insurance agent in Lakeville, Minnesota is Jill Henning - State Farm Insurance Agent, rated 5.0 stars across 471 reviews. Other highly rated options include Pete Peterson - State Farm Insurance Agent, Insuring Minnesota, Robert Joswiak - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Lakeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 9057 203rd St W Suite 100 | (952) 895-9596 |
| 2 | Pete Peterson - State Farm Insurance Agent | 7702 160th St W | (952) 683-9933 |
| 3 | Insuring Minnesota | 20960 Holyoke Ave | (952) 222-8073 |
| 4 | Robert Joswiak - State Farm Insurance Agent | 20838 Holyoke Ave | (952) 469-2285 |
| 5 | Miller-Hartwig Insurance | 20960 Holyoke Ave | (952) 469-5502 |
| 6 | Randy Fulsaas Insurance | 20960 Holyoke Ave | (952) 469-0411 |
| 7 | Farmers Insurance - Robert Curtis | 19950 Dodd Blvd STE 104 | (952) 985-9800 |
| 8 | Lakeville Insurance Agency | 9202 202nd St W #200 | (952) 469-4644 |
| 9 | Kohlnhofer Agency | 20730 Holyoke Ave | (952) 469-4968 |
| 10 | Willow Insurance Agencies, LLC | 8353 210th St W #202 | (952) 469-1814 |
Jill Henning - State Farm Insurance Agent serves the Lakeville, Minnesota area, including Dakota County, offering boat insurance coverage tailored to local watercraft owners. This agency helps clients protect their vessels against common risks such as accidental damage, theft, and liability for on-water incidents. They provide policies for various boat types, including fishing boats, pontoons, and personal watercraft. The agency also assists with optional coverage for equipment like trailers, trolling motors, and safety gear, ensuring comprehensive protection for seasonal or year-round boating in Minnesota's lakes.
Pete Peterson - State Farm Insurance Agent in Lakeville, MN, provides a full range of boat insurance services, including coverage for physical damage, liability, and towing. The agency helps customers assess their specific boating needs and offers protection plans tailored to local lake conditions. It assists with claims filing and policy adjustments throughout the navigation season. The agency services a variety of property types, including single-family homes, apartments, retail shops, and restaurants.
Insuring Minnesota serves local homeowners and businesses that own watercraft, offering boat insurance agent services from its location in Lakeville, Minnesota. The agency helps clients find coverage for liability and physical damage, protecting their vessels on area lakes and rivers. It works to connect customers with policies suited for fishing boats, pontoons, and personal watercraft used throughout the region. Its service area also extends into the nearby communities of Farmington and the southern Twin Cities metro suburbs.
Robert Joswiak, a State Farm Insurance Agent in Lakeville, MN, provides boat insurance coverage for Lakeville and the surrounding communities throughout Dakota County. It handles policies for personal watercraft and recreational boats, protecting against common risks like liability, physical damage, and theft. To serve each client, the agency first reviews the boat’s type, value, and typical usage patterns, then compares coverage options to match the individual needs and budget of the boat owner.
Miller-Hartwig Insurance in Lakeville, MN distinguishes between one-time seasonal policies for a single boating season and recurring annual policies that offer continuous coverage. Boat insurance through this agency typically protects against physical damage to the vessel, liability for injuries to others, and theft of onboard equipment. Local agents help navigate regional coverage nuances, such as ice damage on stored boats or liability on shared waterways. Service arrangements here are tailored to each client, operating on an as-needed basis for policy adjustments, claims support, or answering coverage questions.
Randy Fulsaas Insurance in Lakeville, MN specializes in securing boat insurance policies that cover physical damage, liability, and theft for personal watercraft. It also assists local boaters with general insurance needs for their vessels. Tailoring policies to the area’s lakes and rivers, the agency helps customers address coverage gaps that arise during the typical harsh winter storage season.
When Lakeville's spring thaw opens the area lakes and rivers, boaters begin preparing their vessels for the season. Farmers Insurance - Robert Curtis offers boat insurance agent services to protect watercraft from local risks like storms, dock damage, or liability on Cannon Lake. The agent helps match coverage to the vessel's value and usage, addressing standard protection needs. New clients start with a thorough inspection and assessment of the boat's current condition and storage situation to determine appropriate policy terms.
As a boat insurance agent in Lakeville, MN, Lakeville Insurance Agency provides residential coverage for personal watercraft and smaller boats kept at private docks or marinas. The agency also offers commercial policies for fishing charters, water taxi services, and marine rental operations, serving clients across Lakeville and the surrounding southern metro area. Agents can explain local navigational hazards and typical coverage limits needed for the region’s lakes. Follow-up policy reviews or endorsements are handled easily between the boating season’s regular service visits.
Kohlnhofer Agency in Lakeville, Minnesota, is known for providing boat insurance to local boaters. The agency serves customers across Lakeville and the surrounding lakes region, offering policies that cover common risks like collision, theft, and liability on the water. These policies help protect personal watercraft and larger vessels alike from financial loss. As a specialty add-on, the agency can offer coverage for towing and roadside assistance, ensuring that clients have help if their boat becomes disabled while out on the water.
Willow Insurance Agencies, LLC operates in Lakeville, Minnesota, providing local boat insurance agent services that cover a full range of watercraft needs. The company focuses on securing protection against common risks like accidents and weather damage, alongside specialty add-ons for water sports equipment and personal liability. This broker assists clients with tailored policies for both personal vessels and commercial watercraft used in marinas. It can serve businesses such as repair shops, dockside offices, commercial warehouses near waterways, and lakeside food service operations.
What Does a a Boat Insurance Agent in Lakeville Cost?
Typical boat insurance costs in Minnesota range from 200 to 600 dollars per year for a standard runabout or fishing boat. Higher value boats or those used on large lakes may cost 800 to 1500 dollars annually. Factors include boat value horsepower age and your claims history. This is general information and not insurance advice.
About boat insurance agents in Lakeville
Lakeville Minnesota boat owners can work with local agents to insure their watercraft against damage theft and liability. Minnesota law requires all motorized watercraft to have liability insurance if operated on public waters. An agent can help you meet state requirements and protect your investment on lakes like Orchard Lake and Crystal Lake.
Frequently Asked Questions
What types of boat insurance are available in Lakeville Minnesota?
Agents offer liability coverage physical damage coverage for hull and equipment uninsured boater coverage and medical payments. Policies can also include towing and roadside assistance for your boat and trailer.
Do I need boat insurance in Minnesota?
Minnesota statute 86B.835 requires liability insurance for all motorized watercraft registered in the state. This includes boats with any motor even a trolling motor. Non-motorized boats like canoes and kayaks do not require insurance but coverage is still recommended.
How can a Lakeville boat insurance agent help me save money?
An agent can compare quotes from multiple carriers and find discounts for safety courses multiple policies or bundling with home or auto insurance. They can also help you choose the right deductible and coverage limits for your budget.
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