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HomeBoat Insurance AgentsMinnesota › St Cloud

Find Boat Insurance Agents Near You in St Cloud, MN

Browse boat insurance agents serving St Cloud, Minnesota. Updated 2026-07-14.

The top-rated boat insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 616 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, Hess Partners Insurance Agency. This directory lists 13 boat insurance agents serving St Cloud.

Showing 13 boat insurance agents in St Cloud, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Anderson - State Farm Insurance Agent300 23rd Ave N(320) 253-4656
2Kristen Stebbins - State Farm Insurance Agent1988 Co Rd 134(320) 251-8353
3Ken Bellicot - State Farm Insurance Agent2904 Roosevelt Rd #2(320) 251-4686
4Hess Partners Insurance Agency31 33rd Ave N(320) 255-0417
5Travis Williams - State Farm Insurance Agent330 US-10(320) 774-1091
6Michael Brower Agency, Inc. American Family Insurance1727 W St Germain St(320) 252-5151
7Advantage 1 Insurance3801 3rd St N(320) 252-6650
8Rock City Insurance14 7th Ave N(320) 259-4003
9Hess Insurance Agency LLC2233 Roosevelt Rd #4(320) 251-1515
10Gasperlin Insurance Agency2789 Clearwater Rd #C(320) 252-6800
DA
300 23rd Ave N
Dan Anderson - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, MN

Dan Anderson - State Farm Insurance Agent serves the St. Cloud, Minnesota area, providing boat insurance coverage for local watercraft owners. The agency works with recreational boaters to design policies that protect against common risks on area lakes and rivers. Policies often include coverage for physical damage, liability, and towing assistance. Dedicated agents assist clients in reviewing policy details and adjusting deductibles to suit individual needs. The office specifically handles protection for both fishing boats and personal watercraft used in the region.

KS
1988 Co Rd 134
Kristen Stebbins - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, MN

Kristen Stebbins, a State Farm Insurance Agent in St Cloud, MN, provides boat insurance coverage, helping clients protect their watercraft from risks on area lakes and rivers. Service options include policy reviews and claims assistance to ensure ongoing protection for each boating season. The agent services single-family homes, apartments, retail, and restaurants, offering tailored coverage for personal and commercial properties.

KB
2904 Roosevelt Rd #2
Ken Bellicot - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, MN

Ken Bellicot - State Farm Insurance Agent in St Cloud, Minnesota serves homeowners and property owners seeking coverage for boats, personal watercraft, and other marine vehicles. The agency helps clients protect their recreational water assets against potential liability, physical damage, and unforeseen weather-related events common on central Minnesota lakes. This local office also assists customers in nearby Sartell with securing appropriate coverage that matches their specific watercraft needs and boating habits.

HP
31 33rd Ave N
Hess Partners Insurance Agency
Boat Insurance Agent · St Cloud, MN

Serving St. Cloud and the surrounding central Minnesota communities, Hess Partners Insurance Agency handles boat insurance policies for a variety of watercraft. They manage coverage for fishing boats, pontoons, and personal watercraft commonly used on area lakes and rivers. The agency focuses on protecting clients from potential liabilities and physical damage specific to marine environments. They typically approach each job by first reviewing the client's specific vessel usage and then tailoring a coverage plan to address local risks.

TW
330 US-10
Travis Williams - State Farm Insurance Agent
Boat Insurance Agent · St Cloud, MN

Travis Williams - State Farm Insurance Agent in St Cloud, MN provides boat insurance policies covering liability and physical damage for personal watercraft and fishing boats. It also offers auto, home, and life insurance as part of a full-service agency. The agent helps local clients navigate coverage for seasonal vessels, including policies that address winter storage liability and spring thaw damage.

MB
1727 W St Germain St
Michael Brower Agency, Inc. American Family Insurance
Boat Insurance Agent · St Cloud, MN

For many boat owners in the St. Cloud area, the spring thaw signals the return of time on the water, and with it comes the need to review their coverage. Michael Brower Agency, Inc. American Family Insurance offers boat insurance policies designed to address regional risks like sudden storms and underwater hazards. Working with local marinas, they help residents find coverage that fits their specific vessel. Their approach begins with a review of the boat’s current condition, followed by an initial assessment of the owner’s coverage needs.

A1
3801 3rd St N
Advantage 1 Insurance
Boat Insurance Agent · St Cloud, MN

Advantage 1 Insurance in St Cloud, MN, distinguishes between one-time policy purchases and recurring annual plan options for boat owners. Their coverage typically protects watercraft against physical damage, liability for accidents, and theft of onboard equipment. The agency offers clear explanations to help customers compare deductibles and liability limits for their specific needs. Service for policy reviews, adjustments, and claims support is available on an as-needed basis throughout each boating season.

RC
14 7th Ave N
Rock City Insurance
Boat Insurance Agent · St Cloud, MN

Rock City Insurance serves clients in and around St Cloud, Minnesota, offering essential boat insurance to protect watercraft from damage, theft, and liability. Their policies can be expanded with coverage for trailers, personal watercraft, and stored boats during off-season months. This enables them to provide protection for recreational vessels used on area lakes and rivers. They also handle commercial insurance for local offices, warehouses, and food service businesses.

HI
2233 Roosevelt Rd #4
Hess Insurance Agency LLC
Boat Insurance Agent · St Cloud, MN

Hess Insurance Agency LLC provides residential boat insurance service in St. Cloud, MN, along with commercial marine coverage for business watercraft. The agency serves clients across the surrounding area, tailoring policies to protect recreational vessels and working boats alike. Customers can obtain coverage for liability, physical damage, and theft under straightforward terms. Between regular visits, policyholders receive prompt follow-up on claims or coverage adjustments as their needs change.

GI
2789 Clearwater Rd #C
Gasperlin Insurance Agency
Boat Insurance Agent · St Cloud, MN

Located in St. Cloud, MN, Gasperlin Insurance Agency is recognized for delivering specialized boat insurance policies that cover recreational watercraft in the local lake region. The company provides comprehensive plans for liability, physical damage, and towing during the active boating season. A client can secure dedicated coverage for their vessel while it is stored during the Minnesota winter months.

MA
536 25th Ave N
Moe Agency Inc
Boat Insurance Agent · St Cloud, MN
(320) 253-7644
moeagencyinc.net
JH
606 25th Ave S #111
John Herman Insurance
Boat Insurance Agent · St Cloud, MN
(320) 251-1997
johnhermanins.wixsite.com/johnhermanins
MH
1500 Oak Grove Rd SW #109
Mark Helminick
Boat Insurance Agent · St Cloud, MN
(320) 230-9147
insurancebrokersmn.com/contact-us/office-locations/st-cloud

What Does a a Boat Insurance Agent in St Cloud Cost?

Boat insurance costs in Minnesota typically range from 200 to 800 dollars per year for a standard policy. Factors include boat value, horsepower, and usage. Premiums may be higher for high-performance boats or those used on large lakes. This is general information and not insurance advice.

About boat insurance agents in St Cloud

Boat insurance agents in St Cloud, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota law requires liability coverage for motorized boats on public waters. Local agents can tailor policies to cover the Mississippi River and area lakes.

Frequently Asked Questions

Is boat insurance required in Minnesota?

Minnesota does not require boat insurance by state law. However lenders often require it for financed boats. Liability coverage is strongly recommended for motorized watercraft.

What does a boat insurance policy typically cover?

A standard policy covers physical damage to the boat, liability for injuries or property damage, and medical payments. It may also include coverage for trailers and personal effects.

How do I find a boat insurance agent in St Cloud?

You can search online for local independent agents or contact major insurers that operate in Minnesota. Many agents in St Cloud specialize in recreational watercraft and can compare quotes for you.

Boat Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.