The top-rated boat insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 592 reviews. Other highly rated options include Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent, Atlas Insurance Brokers. This directory lists 20 boat insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 3 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 6 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 7 | Matt Kechely - State Farm Insurance Agent | 1712 37th St NW | (507) 282-2637 |
| 8 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 9 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 10 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota area as a boat insurance agent. The company provides coverage for watercraft such as pontoons, fishing boats, and personal watercraft. Policies typically help protect against risks like physical damage, theft, and liability on area lakes and rivers. Agents assist in tailoring limits based on boat value and usage. Specific services include hull and machinery insurance and towing and labor cost coverage for breakdowns on the water.
Fortress Insurance & Financial Services provides comprehensive boat insurance coverage solutions for clients throughout the Rochester, MN area. Its service options include exploring various policy types to protect watercraft from common risks on regional lakes and rivers. Maintenance plans may assist with keeping vessels seaworthy through routine inspections and coverage adjustments. These offerings help safeguard recreational boats, fishing vessels, and personal watercraft. The company services single-family homes, apartments, retail, and restaurants.
Serving Rochester, MN, and the surrounding communities throughout southeast Minnesota, David Jorgenson - State Farm Insurance Agent handles boat insurance for a range of watercraft. This includes coverage for fishing boats, pontoons, and personal watercraft used on local lakes and rivers. The agency works to tailor a policy to each customer's specific boating habits and storage situation. To handle a typical job, the agent reviews the vessel’s use and value before presenting coverage options and explaining how liability and physical damage protection apply to the individual boater.
Atlas Insurance Brokers in Rochester, MN assists local boat owners and marine enthusiasts with specialized coverage needs for their watercraft. The agency provides tailored insurance solutions that protect against common risks on area lakes and rivers, including liability claims, physical damage, and equipment theft. Policies are designed to meet the varied requirements of both recreational and personal watercraft operators throughout the region. The company also extends its full range of boat insurance services to boaters in the neighboring community of Kasson.
Arment & Associates, LLC American Family Insurance in Rochester, MN, distinguishes between one-time boat insurance applications and recurring policy renewals when structuring coverage. Their policies typically address hull damage, liability for on-water incidents, and loss from theft or weather. Service calls for either a single initial policy setup or an ongoing schedule of annual reviews and adjustments. Boat owners can reach out for a one-time quote or rely on the agency for recurring coverage, as service operates on both a one-time basis for new policies and an as-needed schedule for updates or claims.
Connor Faupel Insurance Agency specializes in boat insurance coverage for clients in Rochester, Minnesota, offering policies tailored for fishing boats, pontoons, and personal watercraft. The agency works to protect boat owners from liability, physical damage, and theft while navigating local lakes and rivers. Recognizing that Minnesota’s boating season is relatively short, it helps seasonal boaters adjust their coverage appropriately for months when vessels are stored out of the water.
When the Minnesota boating season begins on area lakes like the Zumbro, boat owners in the Rochester area look for practical coverage that protects their investment from weather damage and on-water accidents. Matt Kechely - State Farm Insurance Agent provides local boat insurance policies that can apply to a variety of watercraft. These policies typically cover physical damage, liability, and towing. The first step to securing coverage is a simple inspection of the boat and its safety equipment with the agent.
Based in Rochester, MN, Ted W. Smith Insurance provides boat insurance coverage to local boat owners, protecting watercraft from damage, theft, and liability risks on area lakes. The agency also offers specialized add-ons, such as coverage for personal property kept on board and towing services on the water. Policy options can be tailored to meet the needs of different commercial sectors, including marinas, boat storage facilities, and waterfront businesses or clubs.
Sam Ghareeb Insurance Broker provides residential boat insurance services for clients in Rochester, Minnesota, and also covers commercial watercraft policies for local business owners. The agency helps navigate coverage options for vessels kept on area lakes and rivers throughout the season. Following initial policy setup, customers can rely on the broker for policy adjustments and claims assistance between regular service visits.
All Apple Insurance Agency / Paul M. Peterson serves Rochester, Minnesota, as a boat insurance agent known for helping clients secure coverage for watercraft. The company assists with policies tailored for fishing boats, pontoons, and larger vessels common to local lakes. Agents guide customers through liability, physical damage, and trailer protection options. To cover common on-water hazards, All Apple Insurance Agency also offers specialized add-on coverage for equipment like trolling motors and onboard electronics.
What Does a a Boat Insurance Agent in Rochester Cost?
Boat insurance in Minnesota typically costs between 200 and 600 dollars per year for a standard runabout. Larger boats or high performance watercraft can cost 800 to 1500 dollars annually. Factors like boat value horsepower and storage location affect the premium. This is general information and not insurance advice.
About boat insurance agents in Rochester
Boat insurance agents in Rochester Minnesota help you protect your watercraft against damage theft and liability. Minnesota law requires liability coverage for motorized boats on public waters. Local agents understand the risks of the Zumbro River and area lakes like Lake Zumbro and Lake Byllesby.
Frequently Asked Questions
Do I need boat insurance in Minnesota?
Yes Minnesota law requires liability insurance for any motorized watercraft operated on public waters. Your policy must meet minimum liability limits set by the state. An agent can explain the specific requirements for your boat.
What does boat insurance cover in Rochester?
Standard boat insurance covers physical damage to your boat theft liability for injury or damage to others and medical payments. Many policies also cover personal property on board and towing assistance. Your agent can tailor coverage to your needs.
How long do I have to file a boat insurance claim in Minnesota?
Minnesota law generally allows up to one year to file a claim under a boat insurance policy. However you should report any incident to your agent as soon as possible. Delays can affect the claims process.
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