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Compare Boat Insurance Agents in Rochester, MN

Looking for a boat insurance agent in Rochester? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 boat insurance agents in Rochester, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shawn Christensen - State Farm Insurance
1903 Broadway Ave S, Rochester, MN 55904
(507) 282-1500 sfrochester.com
Fortress Insurance & Financial Services
2766 Commerce Dr NW STE D, Rochester, MN 55901
(507) 424-6200 buildmyfortress.com
Atlas Insurance Brokers
5721 Bandel Rd NW, Rochester, MN 55901
(507) 252-8720 atlasinsurancerochester.com
David Jorgenson - State Farm Insurance Agent
401 16th Ave NW Suite 105, Rochester, MN 55901
(507) 216-5274 jorgensoninsurance.com
Arment & Associates, LLC American Family Insurance
923 N Broadway Ave, Rochester, MN 55906
(507) 289-7494 amfam.com
Connor Faupel Insurance Agency
3552 West River Pkwy NW, Rochester, MN 55906
(507) 261-9306 connorfaupel.com
Matt Kechely - State Farm Insurance Agent
1712 37th St NW, Rochester, MN 55901
(507) 282-2637 mattkechely.com
Ted W. Smith Insurance
3228 6th Ave NE, Rochester, MN 55906
(507) 252-4640 twsagency.com
Sam Ghareeb Insurance Broker
1500 1st Ave NE #111c, Rochester, MN 55906
(507) 358-4497 samginsurance.com
All Apple Insurance Agency / Paul M. Peterson
511 Northern Hills Dr NE #3, Rochester, MN 55906
(507) 285-5760 allappleagency.com
Shawn Capelle Agency Inc American Family Insurance
3334 19th St NW STE 204, Rochester, MN 55901
(507) 285-9927 amfam.com
Ellingson Insurance Group
2659 Superior Dr NW Suite 200, Rochester, MN 55901
(507) 258-4640 ellingsongrp.com
Chris Liffrig Agency
3270 19th St NW STE 102, Rochester, MN 55901
(507) 398-2640 chrisliffriginsurance.com
RMB Insurance Agency
1418 1st Ave NE STE C, Rochester, MN 55906
(507) 509-5077 rmbia.com
Sandvik Insurance Agency
826 Broadway Ave S, Rochester, MN 55904
(507) 226-8481 sandvikinsuranceagency.com
Song Hong Insurance Agency
894 7th St NW, Rochester, MN 55901
(507) 280-9282
Heartman Insurance
1635 Greenview Dr SW, Rochester, MN 55902
(507) 288-3834 heartman.com
Apex Insurance Solutions
1207 2nd Ave NW, Rochester, MN 55901
(507) 722-0193 apexinsurancemn.com
Ansay & Associates, LLC
2746 Superior Ln NW, Rochester, MN 55901
(507) 606-4006 ansay.com
April Pahl Agency LLC
401 16th St SE Ste 204, Rochester, MN 55904
(507) 226-9155 aprilpahlagency.com

Boat insurance agents in Rochester Minnesota help you protect your watercraft against damage theft and liability. Minnesota law requires liability coverage for motorized boats on public waters. Local agents understand the risks of the Zumbro River and area lakes like Lake Zumbro and Lake Byllesby.

What Does a Boat Insurance Agent in Rochester Cost?

Boat insurance in Minnesota typically costs between 200 and 600 dollars per year for a standard runabout. Larger boats or high performance watercraft can cost 800 to 1500 dollars annually. Factors like boat value horsepower and storage location affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Minnesota?
Yes Minnesota law requires liability insurance for any motorized watercraft operated on public waters. Your policy must meet minimum liability limits set by the state. An agent can explain the specific requirements for your boat.
What does boat insurance cover in Rochester?
Standard boat insurance covers physical damage to your boat theft liability for injury or damage to others and medical payments. Many policies also cover personal property on board and towing assistance. Your agent can tailor coverage to your needs.
How long do I have to file a boat insurance claim in Minnesota?
Minnesota law generally allows up to one year to file a claim under a boat insurance policy. However you should report any incident to your agent as soon as possible. Delays can affect the claims process.