The top-rated boat insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance, Rising Star Insurance Brokers. This directory lists 10 boat insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 4 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 5 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 6 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 7 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 8 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 9 | Mark Vang Farmers Insurance | 2097 County Rd D | (414) 399-5281 |
| 10 | Minnesota Employers Insurance Services | 2091 County Rd D E | (651) 348-6026 |
Ian Davy - State Farm Insurance Agent serves the greater Maplewood, Minnesota, area, a metro region with numerous lakes and rivers ideal for boat owners. The company provides boat insurance coverage tailored to protect vessels from common risks on local waterways. Their services address liability for accidents and damage from storms or collisions. Agents help clients understand hull coverage and options for trailers and personal watercraft, ensuring protection for various craft like fishing boats and pontoons common to the area.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN, provides comprehensive boat insurance coverage for personal watercraft and larger vessels navigating local lakes and rivers. Service plans include liability protection, physical damage coverage for accidents or weather events, and options for trailers and equipment. The agency tailors policies to safeguard recreational boat owners during the boating season and beyond. It services single-family homes, apartments, retail, and restaurants with related property and liability needs.
Mark Ellingson: Allstate Insurance serves local homeowners and property owners in Maplewood, Minnesota, who require dependable coverage for their watercraft. The agency provides personalized boat insurance policies that protect against common risks such as accidents, theft, and weather-related damage on area lakes and rivers. Customized options help clients safeguard their investment while enjoying time on the water with greater confidence. Beyond Maplewood, the agency also extends its boat insurance services to residents in neighboring communities like Oakdale and the surrounding eastern metro area.
Rising Star Insurance Brokers serves Maplewood, Minnesota, and the surrounding communities, handling boat insurance coverage for clients in the area. It assists local boat owners with policies that protect vessels from common risks on nearby lakes and waterways. The agency works through a standard process, first reviewing each client’s specific boating needs and then comparing available coverage options to find a suitable policy. It takes a straightforward approach, focusing on clear explanations and efficient paperwork to complete each insurance placement.
When seeking boat insurance, clients choose between a single seasonal policy or a year-round recurring plan. EP&B Insurance, based in Maplewood, MN, helps boat owners evaluate both options, providing coverage for physical damage, liability, and equipment on lakes and rivers. Policies typically protect against collision, storm damage, theft, and uninsured boaters. This local agency works to tailor each plan to the individual vessel and its typical usage. Coverage is available through scheduled appointments or can be secured on a one-time basis for a single boating season.
Danna Agency in Maplewood, MN specializes in arranging liability and physical damage coverage for watercraft, including pontoons, fishing boats, and personal watercraft. It helps boat owners navigate policy options for storage and on-water operation. The agency works with area marinas and slip operators to address insurance requirements for docked vessels. It also assists with coverage considerations related to spring launching and late-season haul-out procedures to protect against unexpected weather damage or liability incidents.
As the boating season arrives on the lakes and rivers near Maplewood, securing proper coverage becomes a priority for local vessel owners. Midwest Insurance Agencies provides boat insurance services in Maplewood, MN, helping clients tailor liability and physical damage policies to fit their individual watercraft needs. The agency works to explain common coverage options, including those for fishing boats, pontoons, and personal watercraft. A typical first step involves reviewing the boat’s current condition and usage details during an initial assessment or inspection.
Bee Lor Insurance Agency in Maplewood, MN provides risk management solutions for clients who own watercraft in the region. The company’s offerings can cover boats, personal watercraft, and related liability exposures with tailored policy add-ons such as towing assistance and agreed value coverage. It also addresses the distinct needs of commercial operators who require protection for vessels used in business. Commercial sectors served can include office-based marine operations, warehouses storing watercraft, and food service establishments running dockside or delivery vessels.
Mark Vang Farmers Insurance serves residential boat owners in the Maplewood, MN area, providing coverage for watercraft used on area lakes and rivers. Commercial boat insurance is also available for small business clients requiring protection for work vessels. The agency assists both new buyers and existing policyholders with tailored policies that address local boating conditions. Clients can expect clear guidance on coverage options during each consultation. Follow-up service is provided between regular visits to adjust policies as seasonal needs or vessel values change.
Minnesota Employers Insurance Services, based in Maplewood, MN, works with boat owners to secure coverage that protects watercraft from common risks on lakes and rivers. The company evaluates different policies, including liability protection and physical damage coverage for pontoons, fishing boats, and other recreational vessels common in this region. By comparing locally available insurance options, it addresses each client’s specific boating needs and budget. Additional specialized endorsements for towing assistance or agreed value coverage on older boats can also be arranged upon request.
What Does a a Boat Insurance Agent in Maplewood Cost?
Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger yachts or high performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value, horsepower, navigation area, and your claims history affect the premium. This is general information, not insurance advice.
About boat insurance agents in Maplewood
Boat insurance agents in Maplewood, Minnesota help you protect your watercraft with policies that meet state requirements. Minnesota law does not require boat insurance, but marinas and lenders often require it. Local agents can explain coverage options for lakes and rivers common in Ramsey County.
Frequently Asked Questions
Do I need boat insurance in Maplewood Minnesota?
Minnesota does not mandate boat insurance by law. However, if you have a loan on your boat or store it at a marina, the lender or marina will likely require liability and physical damage coverage.
What does boat insurance cover in Minnesota?
Standard boat insurance covers liability for damage you cause to others, physical damage to your boat from collision or weather, and theft. It can also include towing and medical payments for injuries on your boat.
How do I find a boat insurance agent in Maplewood?
You can search for independent insurance agents in Maplewood who offer watercraft policies. Many local agencies represent multiple carriers and can compare quotes for you based on your boat type and usage.
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