The top-rated boat insurance agent in Sterling Heights, Michigan is Catherine Van Tiem: Allstate Insurance, rated 4.9 stars across 271 reviews. Other highly rated options include The Salvati Insurance Group, Inc., AAA Insurance - R. Petros Insurance Agency, Frolka Insurance Agency Goosehead Insurance. This directory lists 14 boat insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 2 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 3 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 4 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 5 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 6 | Chuck Tourangeau - State Farm Insurance Agent | 43656 Schoenherr Rd | (586) 247-5750 |
| 7 | L.A. Insurance | 42903 Van Dyke Ave | (586) 254-8484 |
| 8 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
| 9 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 10 | Steve Smith - State Farm Insurance Agent | 38151 Utica Rd | (586) 939-4343 |
Catherine Van Tiem: Allstate Insurance serves the Sterling Heights, Michigan area, providing boat insurance coverage to local boat owners. The agency helps clients with coverage for common watercraft, including speedboats and fishing boats, throughout Macomb County. Policies address risks such as collision, theft, and liability on inland lakes and the Great Lakes. They also assist with coverage for boat trailers and personal watercraft.
The Salvati Insurance Group, Inc. serves local boat owners throughout Sterling Heights, offering a range of coverage options for watercraft such as speedboats, fishing boats, and personal watercraft. Their team provides tailored policies to protect vessels against damage, theft, and liability on Michigan lakes and rivers. With a focus on recreational boating needs, they help clients find appropriate protection for seasonal or year-round watercraft use. The agency also extends its services to nearby residents in the greater Detroit metro area, including those in Macomb Township.
AAA Insurance - R. Petros Insurance Agency in Sterling Heights, MI provides comprehensive boat insurance coverage including liability, hull damage, and theft protection. It offers flexible service plans that allow policyholders to adjust seasonal coverage for winter storage and summer cruising needs. Regular policy reviews help ensure protection aligns with changing vessel values and usage patterns. The agency serves owners of motorboats, sailboats, and personal watercraft, along with those needing insurance for single-family homes and waterfront properties.
Frolka Insurance Agency Goosehead Insurance in Sterling Heights, Michigan, offers specialty boat insurance policies covering personal watercraft, fishing boats, and cabin cruisers. Its agency works alongside active boaters to secure appropriate liability, physical damage, and theft protection tailored to local waterways and lakes. The team evaluates individual needs and vessel specifications before presenting suitable coverage choices from its broad carrier network. As winter approaches in Michigan, the agency helps long-term clients review their policies regarding proper damage coverage for boats in dry storage or during periods of seasonal layup.
Lakeside Insurance Agency serves boat owners in Sterling Heights and the surrounding communities of Macomb County, Michigan. It handles policies for various watercraft, including fishing boats, pontoons, and personal watercraft. The agency works with clients to understand the specific risks of storing and operating a boat on local lakes and rivers. It generally approaches each job by reviewing the vessel’s value and typical usage patterns to recommend appropriate liability and physical damage coverage for the season.
Chuck Tourangeau, operating as a State Farm Insurance Agent in Sterling Heights, MI, assists clients with their marine insurance coverage needs. The agency helps boat owners secure liability protection and physical damage policies for a variety of watercraft. Customizable endorsements can be added to safeguard against specific on-water risks like mechanical breakdowns or towing expenses. The agency serves a diverse commercial client base, including local offices, area warehouses, and food service operations.
L.A. Insurance specializes in boat insurance for Sterling Heights and the surrounding Michigan area, providing coverage tailored to protect watercraft and their owners. It offers policies that address liability, physical damage, and other potential risks on lakes and rivers. The agency also helps clients navigate the general insurance needs that come with boat ownership, working to find suitable protection for a range of vessels. It assists with concerns related to seasonal lay-up periods, ensuring coverage adapts to the storage months when boats are not in use.
Millennium Insurance Agency LLC, based at 34865 Mound Rd in Sterling Heights, MI, provides boat insurance services primarily to residential clients in the local area. For commercial marine operations, the agency can also arrange appropriate coverage throughout the surrounding region. As a typical boat insurance agent, the company helps boaters assess liability and hull risks before each season. This office offers ongoing assistance for claims and policy adjustments, ensuring clients receive necessary follow-up support between their regular seasonal visits.
In late spring, boat owners in Sterling Heights, MI, begin preparing their vessels for the water, and Steve Smith - State Farm Insurance Agent provides personalized boat insurance to address that need. The agency helps clients evaluate coverage options for liability, physical damage, and on-water towing assistance. Policies are tailored to protect against common local risks such as sudden storms and docking mishaps. Before finalizing any quote, the agent initiates a thorough inspection or assessment of the boat’s condition and storage setup.
What Does a a Boat Insurance Agent in Sterling Heights Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat, while larger yachts or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors affecting price include boat value, horsepower, age, usage, storage location, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Sterling Heights
Boat insurance agents in Sterling Heights, Michigan help you protect your watercraft against damage, theft, and liability. Michigan law requires all motorized boats to have liability insurance if operated on public waters. Local agents can guide you through coverage options that meet state requirements and protect your investment.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance in Michigan typically covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments. It may also include coverage for towing, fuel spill liability, and uninsured boater protection. Policies often exclude wear and tear or gradual deterioration.
Is boat insurance required in Sterling Heights Michigan?
Yes, Michigan law requires all motorized watercraft to have liability insurance if operated on public waters. This includes boats, jet skis, and personal watercraft. You must carry proof of insurance on board and show it if requested by law enforcement.
How do I choose a boat insurance agent in Sterling Heights?
Look for an agent who specializes in marine or recreational vehicle insurance and understands Michigan boating regulations. Ask about coverage for your specific boat type, storage options, and whether they offer discounts for safety courses or multiple policies. Compare quotes from several agents to find suitable coverage.
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