ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsMichigan › Ann Arbor

Find Boat Insurance Agents Near You in Ann Arbor, MI

Browse boat insurance agents serving Ann Arbor, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Matt Fahoome - State Farm Insurance Agent. This directory lists 22 boat insurance agents serving Ann Arbor.

Showing 22 boat insurance agents in Ann Arbor, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tom Pelham - State Farm Insurance Agent2178 S State St Suite B(734) 929-1818
2Aaron Richards - State Farm insurance Agent530 S Maple Rd(734) 995-5052
3John Avery - State Farm Insurance Agent709 W Ellsworth Rd Ste 112(734) 477-6090
4Matt Fahoome - State Farm Insurance Agent2221 Jackson Ave(734) 761-2666
5Farmers Insurance - Julia Jakacki323 S Main St Ste A(734) 519-5489
6Ann Arbor Insurance Centre2755 Carpenter Rd(734) 973-9444
7Susan Cobb-Starrett - State Farm Insurance Agent25 Jackson Industrial Dr STE 200(734) 741-1237
8Ben Torres - State Farm Insurance Agent118 1/2, E Washington St(734) 929-6171
9Lequana Robinson Insurance Agency2531 Jackson Ave #318(734) 585-5259
10Concept Insurance4884 S State Rd(734) 369-9900
TP
2178 S State St Suite B
Tom Pelham - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI

Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area, providing boat insurance policies to local watercraft owners. Coverage options protect vessels against common liabilities and physical damage that arise on inland lakes and rivers. Clients receive assistance with policy customization to suit their boating needs. Handling claims and offering risk assessments for docks and trailers are specific services this agency manages.

AR
530 S Maple Rd
Aaron Richards - State Farm insurance Agent
Boat Insurance Agent · Ann Arbor, MI

Serving Ann Arbor and the surrounding area, Aaron Richards - State Farm Insurance Agent provides coverage for boats, including liability, physical damage, and medical payments. Personal service plans help homeowners review their policies and protect their watercraft alongside other assets, with options for discounts on safety equipment and claims assistance. The agent serves clients with single-family homes, apartments, retail, and restaurants.

JA
709 W Ellsworth Rd Ste 112
John Avery - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI

John Avery - State Farm Insurance Agent in Ann Arbor, MI serves homeowners, businesses, and property managers who need coverage for their watercraft. The agency helps clients in the area secure policies for boats, personal watercraft, and other marine equipment, focusing on protecting against common on-water risks. Services include policy reviews, liability coverage options, and claims assistance tailored to local boating conditions. The agency also extends its boat insurance services to adjacent communities throughout the Washtenaw County metro region.

MF
2221 Jackson Ave
Matt Fahoome - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI

Serving Ann Arbor and the surrounding communities of southeastern Michigan, this agency handles boat insurance policies for local residents. It covers a range of watercraft, from fishing boats and pontoons to personal watercraft and cabin cruisers, protecting against common risks on the area’s lakes and rivers. With an approach focused on assessing each client’s specific boating habits and storage situation, the agency tailors coverage limits and deductibles to match individual needs and risk tolerances.

FI
323 S Main St Ste A
Farmers Insurance - Julia Jakacki
Boat Insurance Agent · Ann Arbor, MI

Boat owners in Ann Arbor can choose between a single consultation for policy selection and ongoing support for renewals and claims, while coverage typically protects against theft, storm damage, and liability on inland lakes and rivers. Adjusting deductibles and liability limits tailors a plan for personal watercraft or larger vessels. Farmers Insurance - Julia Jakacki services local marinas and seasonal boaters. Service runs on a one-time, scheduled, or as-needed basis depending on policy review and claim filing requirements.

AA
2755 Carpenter Rd
Ann Arbor Insurance Centre
Boat Insurance Agent · Ann Arbor, MI

Ann Arbor Insurance Centre in Ann Arbor, MI, provides boat insurance policies that cover liability, hull damage, and equipment loss. It also handles standard marine insurance needs, including protection for theft, towing, and fuel spill liability. The agency helps clients address specific seasonal concerns such as securing proper coverage for winter storage and lay-up periods, which vary with local lake conditions.

SC
25 Jackson Industrial Dr STE 200
Susan Cobb-Starrett - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI

As the spring thaw transforms inland lakes and the Huron River once again welcomes pleasure craft, navigating vessel insurance becomes essential for local boat owners. Susan Cobb-Starrett - State Farm Insurance Agent in Ann Arbor offers a responsive local resource for this specialized coverage. Her agency helps clients examine policy details that match specific watercraft and typical inland cruising patterns. For those preparing for a new season of outings on nearby waters, the initial step includes reviewing current vessel specifications and seasonal usage during a straightforward consultation.

BT
118 1/2, E Washington St
Ben Torres - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI

Ben Torres - State Farm Insurance Agent in Ann Arbor, MI, provides boat insurance coverage for local watercraft owners. Policies typically protect against physical damage, theft, and liability on inland lakes and rivers. Specialty add-ons may include coverage for towing, equipment, and uninsured boaters. This office can assist with policies suited for a range of commercial sectors, including offices, warehouses, and food service operations.

LR
2531 Jackson Ave #318
Lequana Robinson Insurance Agency
Boat Insurance Agent · Ann Arbor, MI

Lequana Robinson Insurance Agency is known for providing boat insurance coverage options to boat owners in Ann Arbor, Michigan, and the surrounding local waterways. Its service range includes protection for a variety of watercraft, from small fishing boats to larger cabin cruisers. Policies typically help cover risks like physical damage, theft, and liability on area lakes and rivers. The agency can also add on an agreed value policy, ensuring the boat is insured for a set amount rather than a depreciating cash value.

CI
4884 S State Rd
Concept Insurance
Boat Insurance Agent · Ann Arbor, MI
FI
Floor Seven, 202 E Washington St Suite 711
Falcon Insurance Agency of Michigan
Boat Insurance Agent · Ann Arbor, MI
(734) 887-9110
falconinsagency.com
GI
305 E Eisenhower Pkwy #200
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Ann Arbor, MI
(734) 662-3100
locations.ajg.com/us/mi/ann-arbor/305-east-eisenhower-parkway
GG
3909 Jackson Rd
The Gordon Group Agency
Boat Insurance Agent · Ann Arbor, MI
(734) 821-1555
locator.meemic.com/mi/jackson-ann-arbor/gordon-group-agency
FB
5095 Ann Arbor-Saline Rd
Farm Bureau Insurance - Brett Fennelly
Boat Insurance Agent · Ann Arbor, MI
(734) 944-0660
michfb.com/insurance/find-an-agent/brett-fennelly-5095-ann-arbor-saline-rd
DR
2512 Carpenter Rd #101a
Dana Rowry - State Farm Insurance Agent
Boat Insurance Agent · Ann Arbor, MI
(734) 973-7270
danarowry.com
AA
1793 W Stadium Blvd
Ann Arbor Insurance Associates, LLC
Boat Insurance Agent · Ann Arbor, MI
(734) 327-9222
annarbor-insurance.com
AI
2750 Carpenter Rd #3
Arbor Insurance Agency, Inc.
Boat Insurance Agent · Ann Arbor, MI
(734) 971-0011
arborinsurance.com
KI
1201 Briarwood Cir
Kapnick Insurance
Boat Insurance Agent · Ann Arbor, MI
(734) 994-9099
kapnick.com
LI
3025 Boardwalk Dr UNIT 157
Lockridge Insurance Services LLC
Boat Insurance Agent · Ann Arbor, MI
(734) 530-4841
AA
900 Victors Way Ste 115
Acrisure Ann Arbor, MI (Kemner-Iott Agency)
Boat Insurance Agent · Ann Arbor, MI
(734) 971-1000
acrisure.com
FS
483 Little Lake Dr
Finn's JM&J Insurance Agency Inc
Boat Insurance Agent · Ann Arbor, MI
(734) 668-4050
finnsins.com
TI
3380 Travis Pointe Rd J
Thayer-Innes Insurance
Boat Insurance Agent · Ann Arbor, MI
(734) 662-4567

What Does a a Boat Insurance Agent in Ann Arbor Cost?

Boat insurance in Michigan typically costs between 200 and 800 dollars per year for a standard runabout or fishing boat. Larger vessels like cabin cruisers or sailboats can cost 1000 to 3000 dollars annually. Factors include boat value, horsepower, storage location, and your claims history. This is general information and not insurance advice.

About boat insurance agents in Ann Arbor

Boat insurance agents in Ann Arbor help protect your watercraft on the Huron River and nearby Great Lakes. Michigan requires liability coverage for any boat with a motor over 6 horsepower. Local agents can tailor policies for inland lakes, river use, and winter storage in Southeast Michigan.

Frequently Asked Questions

What does boat insurance cover in Michigan?

Boat insurance typically covers physical damage to your boat, liability for injury or property damage, and medical payments. Michigan law does not require boat insurance for all vessels, but lenders and marinas often require it.

How do I choose a boat insurance agent in Ann Arbor?

Look for an agent who specializes in marine or recreational vehicle insurance. Ask about coverage for the Huron River, Lake Erie, and winter lay-up periods. Compare quotes from multiple agencies to find the right policy for your boat type and use.

Are there specific Michigan laws for boat insurance?

Michigan requires proof of financial responsibility for boat operators involved in an accident causing injury or property damage over 1000 dollars. Your insurance policy can satisfy this requirement. Also, Michigan has a 3-year statute of limitations for filing a lawsuit after a boating accident.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.