ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsMichigan › Clinton Township

Find Boat Insurance Agents Near You in Clinton Township, MI

Browse boat insurance agents serving Clinton Township, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, MI Insurance Agency. This directory lists 20 boat insurance agents serving Clinton Township.

Showing 20 boat insurance agents in Clinton Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Independent Insurance Agency15945 Canal Rd(586) 247-2220
2Royal Oath Insurance Group42536 Hayes Rd Suite 400(586) 238-3535
3AAA Insurance - Schnaidt Agency35927 Southbound Gratiot Ave(586) 838-2555
4MI Insurance Agency40684 Hayes Rd(586) 354-3462
5L.A. Insurance37041 Gratiot Ave(586) 954-4690
6McGovern Agency37102 S Groesbeck Hwy(586) 464-2400
7Wendy Sliger - State Farm Insurance Agent40524 Hayes Rd(586) 263-0330
8Global One Insurance Agency39200 Hayes Rd(586) 350-0828
9The Kesler Insurance Group LLC18303 Whitmore Dr(586) 577-6517
10Fcia Professionals & Group23885 Denton St(586) 463-5000
FI
15945 Canal Rd
First Independent Insurance Agency
Boat Insurance Agent · Clinton Township, MI

First Independent Insurance Agency serves clients throughout Macomb County from its location in Clinton Township, Michigan. The agency provides boat insurance coverages tailored for recreational watercraft owners in the region. Policies typically include physical damage protection, liability coverage for on-water incidents, and options for towing and roadside assistance. The agency helps boaters select appropriate deductibles and navigate specialized needs such as coverage for fishing equipment, onboard electronics, and trailer transport during seasonal launches and storage.

RO
42536 Hayes Rd Suite 400
Royal Oath Insurance Group
Boat Insurance Agent · Clinton Township, MI

Royal Oath Insurance Group in Clinton Township, MI provides boat insurance agent services, including policy consultations and coverage comparisons. It offers guidance on annual policy reviews to help clients adjust protection as boating needs change. Service coordination assists with damage assessments and claims filing support. The company serves single-family homes, apartments, retail establishments, and restaurants with watercraft exposure in the region.

AI
35927 Southbound Gratiot Ave
AAA Insurance - Schnaidt Agency
Boat Insurance Agent · Clinton Township, MI

AAA Insurance - Schnaidt Agency serves local homeowners and boat owners in Clinton Township, MI, by providing boat insurance policies that protect vessels from common risks on lakes and rivers. The agency assists clients in selecting appropriate coverage for different types of watercraft, including fishing boats and personal watercraft, ensuring compliance with state requirements. Its service area also extends to nearby communities throughout Macomb County and the broader metro Detroit region such as Sterling Heights and Mount Clemens.

MI
40684 Hayes Rd
MI Insurance Agency
Boat Insurance Agent · Clinton Township, MI

MI Insurance Agency serves Clinton Township and the surrounding communities in Macomb County, handling comprehensive boat insurance for a variety of watercraft. The agency assists clients with coverage options for fishing boats, personal watercraft, and larger cabin cruisers common to the area’s lakes and rivers. Every policy is reviewed individually to match the specific risk profile of the vessel and its owner. Managing each job begins with a careful assessment of the client’s needs before presenting tailored coverage solutions.

LI
37041 Gratiot Ave
L.A. Insurance
Boat Insurance Agent · Clinton Township, MI

Homeowners, personal watercraft owners, and small businesses in Clinton Township, Michigan rely on L.A. Insurance for boat insurance agent services. The agency helps clients secure proper coverage for fishing boats, yachts, and jet skis, addressing liability and physical damage needs. Policies can protect against common risks on local lakes and waterways. L.A. Insurance also serves clients across nearby Macomb County communities, including Mount Clemens and Chesterfield.

MA
37102 S Groesbeck Hwy
McGovern Agency
Boat Insurance Agent · Clinton Township, MI

McGovern Agency in Clinton Township, MI offers both one-time boat insurance policies and recurring annual coverage to suit different owner preferences. A one-time policy covers a single voyage or season, while recurring options provide continuous protection across multiple boating trips. Coverage typically addresses liability, physical damage to the vessel, and equipment in local waters. The agency operates primarily on a scheduled renewal basis, clients can also request service as needed for new boat purchases or mid-season policy adjustments.

WS
40524 Hayes Rd
Wendy Sliger - State Farm Insurance Agent
Boat Insurance Agent · Clinton Township, MI

As Michigan boaters prepare for the season on Lake St. Clair and the Clinton River, protecting their vessel against unexpected damage is essential. Wendy Sliger - State Farm Insurance Agent in Clinton Township, MI, offers boat insurance coverage designed to address common local risks, including storm damage and theft during the off-season. Policies typically provide protection for physical damage, liability, and towing expenses. An initial consultation allows the agent to discuss a client’s specific boat and anticipated usage, followed by a review of necessary documentation to begin the quoting process.

GO
39200 Hayes Rd
Global One Insurance Agency
Boat Insurance Agent · Clinton Township, MI

Global One Insurance Agency in Clinton Township, Michigan provides specialist boat insurance options for a variety of watercraft, including both power and sail vessels located on the Great Lakes and inland waterways. The agency also works with residential watercraft policies covering personal watercraft and fishing boats. A key service involves addressing unique coverage needs during the spring launch and fall haul-out season, when many boats face increased risks from transit and storage.

KI
18303 Whitmore Dr
The Kesler Insurance Group LLC
Boat Insurance Agent · Clinton Township, MI
FP
23885 Denton St
Fcia Professionals & Group
Boat Insurance Agent · Clinton Township, MI
LI
33709 Southbound Gratiot Ave
L.A. Insurance
Boat Insurance Agent · Clinton Township, MI
(586) 791-4400
lainsurance.com
LS
39999 Garfield Rd
Lucido's Insurance Agency
Boat Insurance Agent · Clinton Township, MI
(586) 286-8200
lucidoinsurance.com
WI
22440 Hall Rd
World Insurance Associates LLC
Boat Insurance Agent · Clinton Township, MI
(586) 569-0440
locations.worldinsurance.com/morris-insurance-group-a-divison-of-world-d83998535fc1
MP
36509 Gratiot Ave
Mark Polenz - State Farm Insurance Agent
Boat Insurance Agent · Clinton Township, MI
(586) 791-0600
polenzagency.com
FS
39085 Moravian Dr
Financial Security Insurance Corporation
Boat Insurance Agent · Clinton Township, MI
(586) 465-0070
fsimcorp.com
SI
33584 Harper Ave
Sweet Insurance Agency
Boat Insurance Agent · Clinton Township, MI
(248) 723-6000
sweetinsurance.com
MI
42946 Garfield Rd
Macomb Insurance Mart
Boat Insurance Agent · Clinton Township, MI
(586) 263-0700
macombinsurancemart.com
MI
33808 Groesbeck Hwy
Michigan Insurance Source
Boat Insurance Agent · Clinton Township, MI
(586) 846-3133
michiganinsurancesource.com
KE
21366 Hall Rd #1200
Ken Elkins Agency
Boat Insurance Agent · Clinton Township, MI
(586) 400-9949
kenelkinsagency.com
MI
42524 Hayes Rd # 800
McPherson Insurance Agency
Boat Insurance Agent · Clinton Township, MI
(586) 247-8100
agents.allstate.com/michelle-mcpherson-clinton-township-mi.html

What Does a a Boat Insurance Agent in Clinton Township Cost?

Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Higher value boats or high performance watercraft can cost 1000 to 3000 dollars or more annually. Factors that affect your premium include the boat value horsepower age of the owner and your claims history. This is general information and not insurance advice.

About boat insurance agents in Clinton Township

Boat insurance agents in Clinton Township Michigan help you protect your watercraft against damage theft and liability. Michigan law requires all motorized boats to carry liability insurance with minimum limits of 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury. A local agent can also help you add coverage for trailers personal property and uninsured boaters.

Frequently Asked Questions

What types of boats need insurance in Michigan?

All motorized watercraft including motorboats jet skis and personal watercraft must have liability insurance in Michigan. Non motorized boats like kayaks and canoes do not require insurance but coverage is still recommended for theft or damage.

Does Michigan require boat insurance for docked boats?

Yes Michigan law requires liability insurance for any motorized boat whether it is docked stored or on the water. The minimum coverage is 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury plus 10 thousand dollars for property damage.

How do I find a boat insurance agent in Clinton Township?

You can search online for boat insurance agents in Clinton Township or ask for referrals from local marinas and boat dealers. Many independent agents in Macomb County offer policies from multiple carriers to find the right coverage for your boat.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.