The top-rated boat insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, MI Insurance Agency. This directory lists 20 boat insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 4 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 5 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
| 6 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 7 | Wendy Sliger - State Farm Insurance Agent | 40524 Hayes Rd | (586) 263-0330 |
| 8 | Global One Insurance Agency | 39200 Hayes Rd | (586) 350-0828 |
| 9 | The Kesler Insurance Group LLC | 18303 Whitmore Dr | (586) 577-6517 |
| 10 | Fcia Professionals & Group | 23885 Denton St | (586) 463-5000 |
First Independent Insurance Agency serves clients throughout Macomb County from its location in Clinton Township, Michigan. The agency provides boat insurance coverages tailored for recreational watercraft owners in the region. Policies typically include physical damage protection, liability coverage for on-water incidents, and options for towing and roadside assistance. The agency helps boaters select appropriate deductibles and navigate specialized needs such as coverage for fishing equipment, onboard electronics, and trailer transport during seasonal launches and storage.
Royal Oath Insurance Group in Clinton Township, MI provides boat insurance agent services, including policy consultations and coverage comparisons. It offers guidance on annual policy reviews to help clients adjust protection as boating needs change. Service coordination assists with damage assessments and claims filing support. The company serves single-family homes, apartments, retail establishments, and restaurants with watercraft exposure in the region.
AAA Insurance - Schnaidt Agency serves local homeowners and boat owners in Clinton Township, MI, by providing boat insurance policies that protect vessels from common risks on lakes and rivers. The agency assists clients in selecting appropriate coverage for different types of watercraft, including fishing boats and personal watercraft, ensuring compliance with state requirements. Its service area also extends to nearby communities throughout Macomb County and the broader metro Detroit region such as Sterling Heights and Mount Clemens.
MI Insurance Agency serves Clinton Township and the surrounding communities in Macomb County, handling comprehensive boat insurance for a variety of watercraft. The agency assists clients with coverage options for fishing boats, personal watercraft, and larger cabin cruisers common to the area’s lakes and rivers. Every policy is reviewed individually to match the specific risk profile of the vessel and its owner. Managing each job begins with a careful assessment of the client’s needs before presenting tailored coverage solutions.
Homeowners, personal watercraft owners, and small businesses in Clinton Township, Michigan rely on L.A. Insurance for boat insurance agent services. The agency helps clients secure proper coverage for fishing boats, yachts, and jet skis, addressing liability and physical damage needs. Policies can protect against common risks on local lakes and waterways. L.A. Insurance also serves clients across nearby Macomb County communities, including Mount Clemens and Chesterfield.
McGovern Agency in Clinton Township, MI offers both one-time boat insurance policies and recurring annual coverage to suit different owner preferences. A one-time policy covers a single voyage or season, while recurring options provide continuous protection across multiple boating trips. Coverage typically addresses liability, physical damage to the vessel, and equipment in local waters. The agency operates primarily on a scheduled renewal basis, clients can also request service as needed for new boat purchases or mid-season policy adjustments.
As Michigan boaters prepare for the season on Lake St. Clair and the Clinton River, protecting their vessel against unexpected damage is essential. Wendy Sliger - State Farm Insurance Agent in Clinton Township, MI, offers boat insurance coverage designed to address common local risks, including storm damage and theft during the off-season. Policies typically provide protection for physical damage, liability, and towing expenses. An initial consultation allows the agent to discuss a client’s specific boat and anticipated usage, followed by a review of necessary documentation to begin the quoting process.
Global One Insurance Agency in Clinton Township, Michigan provides specialist boat insurance options for a variety of watercraft, including both power and sail vessels located on the Great Lakes and inland waterways. The agency also works with residential watercraft policies covering personal watercraft and fishing boats. A key service involves addressing unique coverage needs during the spring launch and fall haul-out season, when many boats face increased risks from transit and storage.
What Does a a Boat Insurance Agent in Clinton Township Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Higher value boats or high performance watercraft can cost 1000 to 3000 dollars or more annually. Factors that affect your premium include the boat value horsepower age of the owner and your claims history. This is general information and not insurance advice.
About boat insurance agents in Clinton Township
Boat insurance agents in Clinton Township Michigan help you protect your watercraft against damage theft and liability. Michigan law requires all motorized boats to carry liability insurance with minimum limits of 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury. A local agent can also help you add coverage for trailers personal property and uninsured boaters.
Frequently Asked Questions
What types of boats need insurance in Michigan?
All motorized watercraft including motorboats jet skis and personal watercraft must have liability insurance in Michigan. Non motorized boats like kayaks and canoes do not require insurance but coverage is still recommended for theft or damage.
Does Michigan require boat insurance for docked boats?
Yes Michigan law requires liability insurance for any motorized boat whether it is docked stored or on the water. The minimum coverage is 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury plus 10 thousand dollars for property damage.
How do I find a boat insurance agent in Clinton Township?
You can search online for boat insurance agents in Clinton Township or ask for referrals from local marinas and boat dealers. Many independent agents in Macomb County offer policies from multiple carriers to find the right coverage for your boat.
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