The top-rated boat insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 873 reviews. Other highly rated options include Boer Insurance Group, Kevin Curtis - State Farm Insurance Agent, Stedman Insurance Agency Inc.. This directory lists 31 boat insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Kevin Curtis - State Farm Insurance Agent | 11230 Tallmadge Woods Dr | (616) 453-3276 |
| 4 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 5 | Nate Smith - State Farm Insurance Agent | 351 Cummings Ave NW | (616) 453-2206 |
| 6 | Jessica Fitzgerald - State Farm Insurance Agent | 2730 5 Mile Rd NE Ste 201 | (616) 363-7731 |
| 7 | Kenowa Insurance: Allstate Insurance | 0-81, Lake Michigan Dr Ste 120 | (616) 828-5660 |
| 8 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 9 | Chad Kerr - State Farm Insurance Agent | 4310 Leonard St NW | (616) 453-5415 |
| 10 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
The Brouwers Agency, LLC provides boat insurance services to clients throughout Grand Rapids, MI. Its offerings include coverage plans for vessels such as runabouts, cruisers, and personal watercraft. Service options may be tailored to seasonal storage or regular policy adjustments for local waterway usage. The agency handles inquiries regarding liability, mechanical breakdown, and storm protection for a range of properties that includes single-family homes, waterfront apartments, retail shops, and lakeside restaurants.
Boer Insurance Group in Grand Rapids, MI, provides protection for a range of boats used on the area's many lakes and rivers. Coverage can be added for personal watercraft and trailers, helping address common risks on the water. Policies are designed for different boating activities, including fishing and recreational cruising. The company can serve local commercial operations requiring marine insurance, such as marinas, boat repair shops, and charter fishing offices, along with warehouses and food service businesses.
Kevin Curtis - State Farm Insurance Agent in Grand Rapids, MI offers boat insurance coverage for local residents with personal watercraft and fishing boats. Commercial vessel policies are also available to protect business-owned boats used on nearby lakes and rivers. Serving the greater Grand Rapids area, the agency provides policies that cover liability, physical damage, and towing. After the initial policy is set, clients can easily adjust their coverage during the boating season or schedule a review for the following year to ensure continued protection between regular visits.
When choosing between one-time boat insurance and ongoing scheduled coverage, a local agent guides clients in selecting the appropriate policy. This includes hull, liability, and personal property protection for recreational vessels on Michigan waterways. Stedman Insurance Agency Inc., located in Grand Rapids, evaluates individual boating needs to determine the best coverage type. Service runs on a one-time, scheduled, or as-needed basis, accommodating the specific requirements of each boating season or isolated purchase.
With the arrival of boating season on the lakes around Grand Rapids, many owners seek proper coverage against storms and accidents. Nate Smith - State Farm Insurance Agent offers specialized policies designed for local watercraft. The agent helps customers understand liability protection and physical damage options that meet their specific needs. Whether for a fishing boat or a cabin cruiser, the focus is on matching coverage to individual usage. The process begins with a straightforward review of the vessel’s value and storage requirements during an initial inspection.
Jessica Fitzgerald, operating as a State Farm Insurance Agent in Grand Rapids, Michigan, helps clients navigate boat insurance options, including liability and physical damage coverage. This agency can also arrange for specialized add-ons such as on-water towing and medical payments coverage. The work addresses protection for a variety of commercial sectors, including business offices, warehouse facilities, and food service operations that may also need related property coverage.
Kenowa Insurance: Allstate Insurance in Grand Rapids, Michigan, provides specialized boat insurance coverage for personal watercraft, fishing boats, and larger vessels used on local lakes and rivers. The agency also assists clients with general insurance needs, including home and auto policies, ensuring comprehensive protection for property owners. Its boat insurance specialists help address seasonal concerns, such as securing adequate liability limits for summer excursions and winterizing policies when boats are stored during the off-season.
Warsen Insurance Agency, Inc. provides residential boat insurance for clients in Grand Rapids, Michigan, ensuring coverage for personal watercraft and recreational vessels. Commercial boat insurance is also available for local business operators who manage marine fleets or rental services. Their service area encompasses Grand Rapids and surrounding communities throughout western Michigan. After an initial policy is set for a boating season, the agent typically follows up to review any changes in client vessel usage or value before renewal periods. This ongoing review helps maintain appropriate protection between regular seasonal visits.
Chad Kerr - State Farm Insurance Agent in Grand Rapids, Michigan, is known for providing boat insurance coverage tailored to protect recreational watercraft. The agency serves local boat owners seeking policies that safeguard against common risks on nearby lakes and rivers. A dedicated agent works with individuals to assess their specific needs, such as hull damage or liability on the water. Specialty add-on coverage can include protection for trailers used to transport boats between storage and the marina.
What Does a a Boat Insurance Agent in Grand Rapids Cost?
Typical boat insurance in Michigan costs between 300 and 800 dollars per year for a standard runabout. Premiums depend on boat value horsepower storage location and your boating experience. A policy for a large cabin cruiser can cost 1 500 to 3 000 dollars annually. This is general information not insurance advice.
About boat insurance agents in Grand Rapids
A boat insurance agent in Grand Rapids Michigan can help you protect your watercraft on the Great Lakes and inland waterways. Michigan law requires liability coverage for motorized boats with more than 50 horsepower. Local agents understand the unique risks of Lake Michigan storms and Grand River currents.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat liability for injuries or damage you cause and medical payments. In Michigan you may also need coverage for uninsured boaters and wreckage removal.
Is boat insurance required in Michigan?
Michigan does not require boat insurance for all boats. However if you have a loan on your boat or use a public launch with a motor over 50 horsepower you must show proof of liability insurance. Marinas often require it too.
How do I find a boat insurance agent in Grand Rapids?
Look for local independent agents who specialize in marine or recreational vehicle policies. They can compare quotes from multiple carriers and help you meet Michigan specific requirements like the 50 horsepower liability rule.
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