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Find Boat Insurance Agents Near You in Bay City, MI
Looking for a boat insurance agent in Bay City? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Bay City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 boat insurance agents in Bay City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Fletcher - State Farm Insurance Agent
306 Center Ave, Bay City, MI 48708
(989) 893-3553
nickfletchersf.com
Farmers Insurance - Mark Townsend
509 E Midland St, Bay City, MI 48706
(989) 469-0009
agents.farmers.com
Brent Mishler - State Farm Insurance Agent
3583 Wilder Rd UNIT 5, Bay City, MI 48706
(989) 686-8680
insurebaycity.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570
jonlaportebaycity.com
Weaver Group Insurance Agency
916 Washington Ave STE 204, Bay City, MI 48708
(989) 391-5085
locator.meemic.com
SkipperBud's Bay City
1809 S Water St, Bay City, MI 48708
(989) 894-4181
skipperbuds.com
Thomas Campbell - State Farm Insurance Agent
902 S Euclid Ave, Bay City, MI 48706
(989) 686-0100
tomrocks.net
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541
mciinsurance.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651
sig-mi.com
John Shankool - State Farm Insurance Agent
1200 W Jenny St, Bay City, MI 48706
(989) 922-3800
shankool.com
Jeff Hunt - State Farm Insurance Agent
4359 Wilder Rd, Bay City, MI 48706
(989) 686-7840
jeffhuntinsurance.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160
michfb.com
DuRussel Insurance Agency
3741 Wilder Rd # C, Bay City, MI 48706
(989) 671-8206
durussel.com
Farm Bureau Insurance Engelhardt Agency
903 Saginaw St, Bay City, MI 48708
(989) 895-4321
farmbureauinsurance-mi.com
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860
michfb.com
Fremont Insurance
2105 10th St, Bay City, MI 48708
(989) 891-9324
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099
valleyunitedinsurance.com
Mid Michigan Insurance and Financial Services, LLCs
815 E Midland St Suite 2, Bay City, MI 48706
(989) 327-9660
mmifsllc.com
Farmers Insurance The Zimmer Agency - Bay City MI
914 N Euclid Ave, Bay City, MI 48706
(989) 455-0017
Boat insurance agents in Bay City Michigan help protect your watercraft on the Saginaw Bay and local rivers. Michigan law requires proof of financial responsibility for boats with more than 50 horsepower. A local agent can tailor a policy to cover physical damage liability and uninsured boater protection.
What Does a Boat Insurance Agent in Bay City Cost?
Boat insurance in Michigan typically costs between 200 and 800 dollars per year for a standard runabout. Higher value vessels or those used on the Great Lakes may cost 1,000 to 3,000 dollars annually. Premiums depend on boat value horsepower length and your claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Bay City Michigan?
Michigan law does not require boat insurance for all vessels but does require proof of financial responsibility for boats over 50 horsepower. Many marinas and lenders also require coverage for docked or financed boats.
What does a boat insurance policy typically cover in Michigan?
A standard policy covers physical damage to your boat liability for injury or damage to others and medical payments. You can also add coverage for towing fuel spill liability and uninsured boater protection.
How do I choose a boat insurance agent in Bay City?
Look for an agent licensed in Michigan who has experience with freshwater boating on the Great Lakes and inland rivers. Ask about coverage for winter layup and transport on trailers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.