The top-rated boat insurance agent in Commerce Township, Michigan is Acrisure Commerce Township, MI (Insurance Advisors), rated 4.9 stars across 169 reviews. Other highly rated options include Jason Doyle - State Farm Insurance Agent, Sean Shewalter - State Farm Insurance Agent, The Derek Stein Agency - Farm Bureau Insurance. This directory lists 11 boat insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 2 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 3 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 4 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 5 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 6 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 7 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 8 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 9 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
| 10 | Goosehead Insurance - Jenna Dado | 2000 Oakley Park Rd Ste 204-F | (248) 509-4134 |
Acrisure Commerce Township, MI (Insurance Advisors) serves boat owners throughout Oakland County and the surrounding region. The company specializes in securing coverage for watercraft, providing policies that protect against common risks on inland lakes and rivers. Their boat insurance offerings include protection for physical damage from accidents or weather events. They also handle liability coverage for incidents involving other boats or property. In this area, they specifically address needs for personal watercraft insurance and policies for fishing boats.
Jason Doyle - State Farm Insurance Agent in Commerce Township, MI, provides boat insurance policies covering a range of watercraft and liability needs. The agency helps clients select appropriate coverage for damage, theft, and on-water accidents, then assists with policy management and claims guidance through routine service. Its team supports long-term protection plans by reviewing coverage options as boating seasons change. The agency services single-family homes, apartments, retail locations, and local restaurants seeking to insure their commercial boats or personal watercraft.
Sean Shewalter - State Farm Insurance Agent in Commerce Township, MI serves homeowners and other property owners who need boat insurance. The agency helps clients protect watercraft for use on area inland lakes and rivers, offering policies that cover liability and physical damage. This boat insurance agent serves recreational boaters throughout Oakland County and also extends coverage to the nearby metro Detroit communities of Walled Lake and Wixom.
The Derek Stein Agency - Farm Bureau Insurance serves Commerce Township, Michigan, and the surrounding communities in Oakland County. It handles boat insurance policies designed to protect watercraft, including liability coverage and physical damage protection. The agency helps local boat owners secure coverage that meets their individual needs. After assessing a client’s vessel and typical usage patterns, they typically present several coverage options and explain how each policy handles common risks on area lakes.
For those with a recreational vessel, you may choose a single-season policy or a recurring annual plan; boat coverage typically protects against physical damage, liability for accidents on the water, and theft of equipment or the craft itself. Based in Commerce Township, MI, Desiree Truman - State Farm Insurance Agent helps local boaters navigate these options with personalized guidance suited to your boating habits and storage needs. Service appointments for policy reviews or new quotes are available on an as-needed basis.
Corporate Insurance Planners in Commerce Township, MI, offers specialized boat insurance coverage, including protection for hull, liability, and personal property onboard. The agency works with local mariners to assess unique risks associated with inland lakes and rivers common to the region. It carefully reviews policy limits to ensure adequate coverage for docking accidents or equipment theft. During Michigan’s seasonal lay-up period, the agency helps clients secure coverage that remains in effect while vessels are stored out of water, addressing gaps that can arise from winter non-use.
As summer approaches on Commerce Township’s many lakes, boat owners seek reliable insurance protection for the season. Goosehead Insurance - Mary Bucki provides tailored coverage options designed specifically for watercraft in local marinas and storage facilities. The agent evaluates each vessel’s specific use, from fishing boats to personal watercraft, ensuring appropriate liability and physical damage limits are addressed. Common regional concerns such as wake-related accidents or storm damage are factored into the discussion. An initial assessment typically begins with an inspection of the boat’s condition and its usual docking location.
Tom Attard: Allstate Insurance provides boat insurance services to customers in Commerce Township, Michigan. The agency can offer specialized options for coverage, including protection against physical damage, liability, and theft on the water. It works with recreational boat owners who need a policy tailored to their vessel. The agency serves commercial sectors such as offices, warehouses, and food service operations that require fleet or watercraft insurance.
Farmers Insurance - Robert Dettloff is a boat insurance agent serving the Commerce Township, MI area. The agency helps boat owners in southeastern Michigan protect their watercraft from common risks on inland lakes and rivers. Policies typically cover physical damage, liability, and theft for various vessel types. A specialty service available from this boat insurance agent is coverage for personal watercraft, including jet skis and wave runners.
Located in Commerce Township, MI, Goosehead Insurance - Jenna Dado covers residential boat insurance for area owners needing protection for their watercraft. Commercial policies are also available for clients with business-owned vessels. Their agency serves boaters throughout the region, addressing coverage needs for both personal and commercial use. Follow-up and adjustments occur between regular visits, ensuring policies remain current as boats age or storage needs change.
What Does a a Boat Insurance Agent in Commerce Township Cost?
Boat insurance in Michigan typically costs between 300 and 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats may cost 1,000 to 2,500 dollars annually. Factors like boat value horsepower and your claims history affect the premium. This is general information and not insurance advice.
About boat insurance agents in Commerce Township
Boat insurance agents in Commerce Township Michigan help protect your watercraft against damage theft and liability. Michigan law requires all motorized boats to carry liability insurance if operated on public waters. Local agents can tailor policies for inland lakes like Commerce Lake and Pontiac Lake.
Frequently Asked Questions
What does boat insurance typically cover in Michigan?
Standard policies cover physical damage to the boat from collision fire theft and vandalism. They also include liability for injuries or property damage you cause to others. Michigan law requires a minimum of 20 thousand dollars in liability coverage for bodily injury and 10 thousand for property damage.
Do I need insurance for a non-motorized boat in Commerce Township?
No Michigan law does not require insurance for non-motorized boats like kayaks canoes or sailboats under 16 feet. However many marinas and storage facilities may require proof of liability coverage. An agent can help you decide if optional coverage is wise.
How do Michigan winters affect boat insurance needs?
Many policies offer lay-up periods during winter months when the boat is not in use. This can reduce your premium while still covering theft and fire damage in storage. Agents in Commerce Township can adjust your policy to match seasonal use patterns.
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