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Boat Insurance Agents in St Clair Shores, MI

Directory of boat insurance agents in St Clair Shores, Michigan. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 boat insurance agents in St Clair Shores, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Peck - State Farm Insurance Agent
25310 Little Mack Ave, St Clair Shores, MI 48081
(586) 775-6300 tompeckinsurance.com
Sue Crowe - State Farm Insurance Agent
31800 Harper Ave, St Clair Shores, MI 48082
(586) 296-3800 suecrowe.net
Lakepointe Insurance Agency
25124 Jefferson Ave, St Clair Shores, MI 48081
(586) 776-6990 lakepointeinsurance.com
Jeff Abraham - State Farm Insurance Agent
25118 Jefferson Ave, St Clair Shores, MI 48081
(586) 771-9222 jeffabraham.biz
Michigan Insurance and Financial Services
26503 Harper Ave, St Clair Shores, MI 48081
(586) 218-5980 miafs.com
DDI Insurance Agency
24522 Harper Ave, St Clair Shores, MI 48080
(313) 925-3216 ddiinsurance.com
Joe Manzella Agency - Goosehead Insurance
23000 Greater Mack Ave 2nd Floor, Suite 400, St Clair Shores, MI 48080
(313) 314-6811 goosehead.com
Sal Causley - State Farm Insurance Agent
23402 Greater Mack Ave, St Clair Shores, MI 48080
(586) 773-7950 salcausley.com
Goosehead Insurance - Joe Manzella
23000 Greater Mack Ave Suite 400, St Clair Shores, MI 48080
(313) 314-2227 goosehead.com
Serena Clarke - State Farm Insurance Agent
28800 Harper Ave B, St Clair Shores, MI 48081
(586) 445-2444 serena4ins.com
McDaid & Associates Inc
29700 Harper Ave # 5, St Clair Shores, MI 48082
(586) 415-7200 mcdaidandassociates.com
DC Insurance Group
26333 Jefferson Ave # 103, St Clair Shores, MI 48081
(586) 774-6400 dc-ins.com
Farmers Insurance - Talitha Perry
23409 Jefferson Ave Ste 102, St Clair Shores, MI 48080
(586) 774-5684 agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
22930 E 9 Mile Rd, St Clair Shores, MI 48080
(586) 774-5300 locations.ajg.com
Davis Insurance Group Agency
31750 Harper Ave, St Clair Shores, MI 48082
(586) 944-2220 davisinsgrp.com
Eastern Michigan Agencies Inc
24220 Jefferson Ave # A, St Clair Shores, MI 48080
(586) 778-9900 emainsurance.com
Gardner Insurance
21731 Greater Mack Ave, St Clair Shores, MI 48080
(586) 359-2286 thegardnerinsurance.com
Perry & Perry Insurance Group Inc.
23409 Jefferson Ave STE 100B, St Clair Shores, MI 48080
(586) 774-5711

Boat insurance agents in St Clair Shores help protect your watercraft on Lake St Clair and the surrounding waterways. Michigan law requires liability insurance for any boat with more than 50 horsepower. Local agents can tailor policies to cover risks like winter storage damage and navigational hazards unique to the Great Lakes region.

What Does a Boat Insurance Agent in St Clair Shores Cost?

Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high-performance boats can cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower and your claims history affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in St Clair Shores Michigan?
Boat insurance typically covers physical damage to your boat liability for injuries to others and theft. In Michigan policies often include coverage for ice damage during winter storage and pollution liability for fuel spills.
Is boat insurance required in Michigan?
Michigan does not require boat insurance by state law but many marinas and lenders do require it. If you finance your boat the lender will likely demand comprehensive and collision coverage. Liability insurance is strongly recommended for all boat owners.
How do I choose a boat insurance agent in St Clair Shores?
Look for an agent who specializes in marine insurance and understands local conditions on Lake St Clair. Ask about coverage for salvage costs and uninsured boater protection. Compare quotes from multiple agents to find a policy that fits your specific boat and usage.