The top-rated boat insurance agent in Southfield, Michigan is Tim Miller – State Farm Insurance Agent, rated 4.8 stars across 230 reviews. Other highly rated options include Cantor Insurance Group, L.A. Insurance, Insurance One Agency. This directory lists 19 boat insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Miller – State Farm Insurance Agent | 18500 W 10 Mile Rd | (248) 559-3000 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | L.A. Insurance | 24490 W 10 Mile Rd | (248) 353-0300 |
| 4 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 5 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 6 | Peoples Insurance Agency LTD | 16250 Northland Dr #150 | (248) 327-7083 |
| 7 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 8 | Brandon Bell Insurance Agency | 24901 Northwestern Hwy # 410 | (313) 533-7400 |
| 9 | Cagwin Agency | 28300 Franklin Rd # F | (248) 443-6823 |
| 10 | Poole & Jackson Insurance | 24681 Northwestern Hwy Suite 2011 | (248) 443-0000 |
Tim Miller – State Farm Insurance Agent serves the Southfield, Michigan, area as a provider of boat insurance coverage. The agency helps local boat owners protect their watercraft against common risks such as accidents, theft, and weather damage. It offers policies tailored to personal watercraft, fishing boats, and other recreational vessels. Individualized consultations guide clients in selecting appropriate liability limits and physical damage coverage. Specific services include hull insurance and coverage for onboard equipment and trailers.
Located in Southfield, Michigan, Cantor Insurance Group provides a full range of boat insurance agent services. It offers coverage plans tailored for various watercraft, addressing liability, physical damage, and related risks. The company can also assist with maintenance schedules and routine policy reviews to ensure ongoing protection. Its clients include owners of single-family homes, apartments, retail spaces, and restaurants.
L.A. Insurance provides boat insurance services to residential clients in Southfield, Michigan, including coverage for personal watercraft and fishing boats. Commercial policies for marinas, charter operations, and watercraft rental businesses are also offered locally and throughout surrounding communities. Agents work with clients to tailor policies that protect against common risks on the Great Lakes and smaller inland waterways. After the initial policy setup, follow-up service includes annual policy reviews and coverage adjustments between regular visits to ensure continued protection.
Homeowners, businesses, and property managers in Southfield, Michigan, turn to Insurance One Agency for boat insurance agent services. The agency helps clients secure coverage for watercraft, including liability protection and physical damage options. Policies are tailored to safeguard vessels used on local lakes and rivers. Boat owners can review their coverage needs for seasonal storage or year-round use. The team also assists customers across neighboring communities in Oakland County, such as Farmington Hills and the broader metro Detroit area.
Farmers Insurance - Gregory Blackwell in Southfield, MI, assists boat owners in distinguishing between one-time policies for seasonal use and recurring annual coverage that protects a vessel year-round. Their services focus on tailoring boat insurance plans to local waterway conditions and common lake navigation risks. Lake St. Clair and the Detroit River boating regulations inform the liability limits and physical damage options they discuss with clients. Service appointments for policy reviews and claims assistance run on an as-needed basis, scheduled directly through the Southfield office.
Serving boat owners in Southfield, Michigan, and the surrounding communities, Peoples Insurance Agency LTD provides boat insurance policies for a variety of watercraft. The agency handles coverage needs for personal watercraft, fishing boats, and larger cruising vessels navigating local lakes and rivers. To manage a typical job, the agent first reviews the client’s specific boating habits and vessel details, then compares policies from multiple carriers to find balanced protection. It follows a straightforward process of explaining coverage options and exclusions before binding a policy tailored to each client's usage patterns.
Specializing in policies for watercraft, Erica Lindsay The Insurance Lady, Agency LLC in Southfield, MI works with local boat owners to secure appropriate liability and physical damage coverage. Their general service work includes help comparing protection plans for various vessel types used across Michigan lakes and rivers. They also assist with the specific concern of seasonal lay-up periods, ensuring boats remain insured while stored during the colder months.
Spring brings many boat owners in Southfield out of storage, eager to launch before the harsh Michigan weather arrives. Brandon Bell Insurance Agency addresses this common need by specializing in boat insurance coverage for local clients. Navigable Great Lakes and inland waterways nearby require specific policy considerations, including coverage for liability and physical damage in variable conditions. The agency guides owners through policy options to ensure proper protection. A straightforward inspection of the vessel and its equipment typically begins the assessment, establishing the needed coverage parameters.
Operating in Southfield, Michigan, Cagwin Agency provides general insurance services to local residents and business owners. Its specialty work focuses on boat insurance, offering tailored coverage for personal watercraft, sailboats, and other recreational vessels navigating the Great Lakes region. Policies typically address liability, physical damage, and towing protection specific to waterfront communities. As a commercial insurance resource, the agency can also serve offices, warehouses, and food service operations.
Poole & Jackson Insurance is known for providing tailored boat insurance coverage to clients in Southfield, Michigan. The agency typically services individual boat owners, small commercial watercraft operators, and marinas in the surrounding area. Policies often include protection for theft, damage, and liability claims that may arise during operation or storage. These options help owners manage financial risks associated with seasonal or year-round boating. A standard policy can often be extended with an add-on for on-water towing and emergency assistance coverage.
What Does a a Boat Insurance Agent in Southfield Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard policy on a small to midsize boat. Factors like boat value horsepower usage and your claims history affect the premium. Larger vessels or high performance boats can cost 1000 dollars or more annually. This is general information not insurance advice.
About boat insurance agents in Southfield
Boat insurance agents in Southfield Michigan help protect your watercraft from accidents theft and weather damage. Michigan law requires liability insurance for any boat with a motor over 50 horsepower. Local agents can guide you through state specific requirements like the Michigan Watercraft Act and help you choose the right policy for your vessel.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat liability for injuries or damage to others and theft. Michigan law also requires uninsured boater coverage for motorized watercraft over 50 horsepower.
Is boat insurance required in Southfield Michigan?
Yes if your boat has a motor over 50 horsepower you must have liability insurance under Michigan law. Even for smaller boats insurance is strongly recommended to protect against accidents and liability.
How do I find a boat insurance agent in Southfield?
You can search online for local independent agents or call insurance companies that offer marine policies. Many agents in Southfield specialize in watercraft coverage and can compare quotes for you.
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