The top-rated boat insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 17 boat insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 4 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 5 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 6 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 7 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 8 | Jerry Colombo - State Farm Insurance Agent | 50885 Hayes Rd | (586) 566-9292 |
| 9 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
| 10 | Hilb Group | 45600 Village Blvd | (586) 799-6000 |
SWITCH Insurance Group serves Shelby Township and the greater Macomb County area, offering boat insurance agency services to local watercraft owners. The company helps clients secure coverage for fishing boats, speedboats, and personal watercraft. Navigating policy options tailored to seasonal use and on-water storage are central parts of its work. SWITCH Insurance Group aids customers in understanding liability limits and hull protection needs. It also handles coverage for trailers and accessories used with recreational boats throughout the region.
Filliccia Insurance Agency in Shelby Township, MI, provides a full spectrum of boat insurance services, including hull coverage, liability protection, and personal property coverage for watercraft. It also assists clients with routine policy reviews, coverage adjustments for seasonal usage, and claims support. The agency services marinas, individual boat owners, and small commercial fishing and charter operations, ensuring appropriate risk management for these properties. Its portfolio typically covers single-family homes with attached docks, waterfront apartments, marine retail stores, and waterfront restaurants.
Dallo Insurance Group serves Shelby Township and the surrounding communities across Macomb County, offering boat insurance coverage for personal watercraft, fishing boats, and larger cruising vessels. The agency helps clients protect their marine investments against common risks like collision, theft, weather damage, and liability on inland lakes and rivers. To handle a typical policy, the agent first reviews the vessel’s type and value, discusses the owner’s typical usage and storage, then matches those details with an appropriate coverage plan from its available carriers.
Lifetime Insurance Services assists homeowners and businesses in Shelby Township, MI, with comprehensive boat insurance protection for their watercraft. The agency helps clients secure coverage for liability, physical damage, and theft to keep vessels safe on area lakes and rivers. Policies are tailored to meet the specific needs of recreational boat owners throughout the community. Lifetime Insurance Services also extends its boat insurance services to neighboring communities in Macomb County, including Utica.
Green Valley Insurance Agency in Shelby Township, MI, distinguishes between one-time policies for seasonal boat use and recurring annual coverage for year-round protection. Their boat insurance agent services address liability, physical damage, and theft for watercraft of various sizes. Coverage options can include trailers, equipment, and fuel spill liability. Service runs on a one-time, scheduled, or as-needed basis depending on the customer’s boating habits and renewal preferences.
Comparion Insurance Agency serves the Shelby Township, Michigan area by offering boat insurance policies tailored to a variety of watercraft needs. Its service plans include providing coverage options for damage, liability, and theft, along with support for seasonal storage and maintenance considerations. The agency helps clients protect recreational vessels through regular policy reviews and claims assistance. Properties serviced by this agency include single-family homes, apartments, and local retail and restaurant businesses that own boats for personal or commercial use.
Mansfield Insurance Group in Shelby Township, MI provides boat insurance for residential clients, protecting personal watercraft and recreational vessels. Commercial coverage is also available for businesses operating marine equipment or charter services. This agency serves clients throughout the greater Shelby Township area and surrounding communities in southeastern Michigan. Policies are written to address regional risks on the Great Lakes and inland waterways. Follow-up service is provided after policy issuance, and repeat customers receive continued support between regular policy review visits.
When the boating season begins in Shelby Township, MI, securing reliable coverage for watercraft becomes a priority for local owners. Custom Ins Agency focuses on providing boat insurance policies that address the unique risks on Michigan lakes and rivers. This agency helps clients find protection that aligns with their specific vessel type and usage. Plans often cover physical damage, liability, and towing services commonly needed in this area. To ensure accurate coverage, the process typically starts with a detailed inspection of the boat and a discussion of the owner’s navigation habits.
Hilb Group assists clients in Shelby Township with securing boat insurance coverage to protect recreational watercraft from damage and liability. They help customers pair this core policy with specialty add-ons such as agreed value coverage, on-water towing assistance, and protection for personal effects stored onboard. Their agents serve individual boat owners as well as commercial enterprises, including offices managing corporate fleets, warehouses storing seasonal vessels, and food service businesses with waterfront delivery operations.
What Does a a Boat Insurance Agent in Shelby Township Cost?
Boat insurance costs in Michigan depend on factors like boat type value horsepower and your claims history. A basic policy for a small fishing boat may cost 200 to 400 dollars per year. A larger cruiser or speedboat can cost 600 to 1500 dollars annually. Discounts are often available for safety courses and bundling with home or auto insurance. This is general information and not insurance advice.
About boat insurance agents in Shelby Township
Boat insurance agents in Shelby Township help protect your watercraft with policies tailored to Michigan boating conditions. Michigan law requires liability insurance for boats with more than 50 horsepower. Local agents can guide you through coverage options including hull damage, theft, and liability protection.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat, liability for injuries or property damage, and medical payments. Michigan law requires liability coverage for boats with over 50 horsepower. Some policies also cover towing and fuel spill cleanup.
Do I need boat insurance in Shelby Township Michigan?
Yes if your boat has more than 50 horsepower Michigan law requires liability insurance. Even for smaller boats insurance is recommended to protect against accidents theft and weather damage. Many marinas and lenders also require coverage.
How much does boat insurance cost in Michigan?
Boat insurance costs in Michigan vary based on boat value horsepower and boating history. Typical annual premiums range from 200 to 800 dollars for basic coverage. Larger or faster boats can cost 1000 dollars or more per year.
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