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Find Boat Insurance Agents Near You in Royal Oak, MI

Compare boat insurance agents in Royal Oak. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 15 boat insurance agents in Royal Oak, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504 lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309 kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219 tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500 atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675 highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202 agents.allstate.com
Jordan Tracey - State Farm Insurance Agent
2416 W 14 Mile Rd, Royal Oak, MI 48073
(248) 268-4148 jordantracey.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660 agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575 farmersagent.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800 mcnish.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008 farmbureauinsurance-mi.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255 crownshieldinsurance.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510 insswitch.com
State Insurance Co
1921 W Sounh Blvd, Royal Oak, MI 48073
(248) 588-9340
Goosehead Insurance - Royal Oak
4338 Delemere Blvd Suite B, Royal Oak, MI 48073
(248) 365-6007 goosehead.com

Boat insurance agents in Royal Oak Michigan help you protect your watercraft against damage theft and liability. Michigan law requires liability coverage for boats with more than 50 horsepower on public waterways. Local agents understand the unique risks of the Great Lakes and inland lakes near Royal Oak.

What Does a Boat Insurance Agent in Royal Oak Cost?

Boat insurance costs in Michigan typically range from 200 to 800 dollars per year for a standard runabout. Larger boats or high performance vessels may cost 1000 to 3000 dollars annually. Factors include boat value horsepower age and your boating record. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat theft liability for injury or property damage and medical payments. Michigan law does not require boat insurance for all boats but lenders and marinas often require it.
How do I find a boat insurance agent in Royal Oak?
You can search online directories ask local marina staff or contact independent insurance agencies in Royal Oak. Many agents offer quotes for multiple carriers to help you compare options.