The top-rated boat insurance agent in Novi, Michigan is Highstreet Autumn Insurance & Benefits, rated 5.0 stars across 266 reviews. Other highly rated options include Commercial Insurance - J & J Insurance Managers, Kristin Faber: Allstate Insurance, Jason Levy Agency. This directory lists 13 boat insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 2 | Commercial Insurance - J & J Insurance Managers | 43000 W 9 Mile Rd | (313) 460-0321 |
| 3 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 4 | Jason Levy Agency | 28550 Cabot Dr # 100 | (248) 519-7787 |
| 5 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 6 | Melanie Fishell at Comparion Insurance Agency | 44244 W 12 Mile Rd Building A, Suite 150 | (248) 699-9917 |
| 7 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
| 8 | Jeff Haar Agency, LLC: Allstate Insurance | 39853 Grand River Ave | (248) 380-4664 |
| 9 | L.A. Insurance | 31158 Beck Rd | (248) 669-2020 |
| 10 | Conti Insurance Agency LLC | 28550 Cabot Dr # 100 | (734) 788-1715 |
Highstreet Autumn Insurance & Benefits serves boat owners in Novi and throughout Oakland County, Michigan. As a boat insurance agent, the company focuses on helping clients protect their watercraft from common risks on inland lakes and rivers. An agent works to find appropriate coverage for different types of vessels, including runabouts and pontoons. Policies typically address liability, physical damage, and equipment loss. The company also assists with coverage for trailers used to transport boats between local launch sites.
Commercial Insurance at J & J Insurance Managers in Novi provides a range of boat insurance services, including liability and physical damage coverage for personal watercraft. The agency offers tailored policies to protect against theft, collision, and weather-related damage throughout the navigation season. Service plans can be structured to include agreed-value coverage or replacement cost options for qualified vessels. The company insures a variety of residential and commercial properties in the area, including single-family homes, apartments, retail locations, and restaurants.
Kristin Faber: Allstate Insurance serves boat owners in the Novi area who need liability and physical damage coverage for their watercraft. The agency helps clients secure policies protecting against on-water collisions, theft, and weather-related damage. Customized coverage plans address different vessel types, including fishing boats, pontoons, and personal watercraft. Lifestyle and storage considerations are reviewed to match appropriate limits and deductibles. Additional consultation determines whether trailer and accessory protection is necessary. The agency also extends these tailored boat insurance services to customers in nearby Livonia.
Serving Novi and the surrounding communities of southeastern Michigan, the Jason Levy Agency handles boat insurance for local watercraft owners. It provides policies that cover a range of vessels commonly used on area lakes and rivers. The agency works to match coverage with the specific needs of each boater. For a typical job, it reviews the client’s vessel details and boating habits to recommend appropriate liability, damage, and storage protection through its standard insurance offerings.
Located in Novi, MI, Baty Agency, Inc. provides insurance for boat owners, presenting clients with a choice between one-time liability policies for seasonal use and recurring comprehensive plans for year-round protection. Coverage typically safeguards against damage, theft, and liability on inland lakes and rivers throughout the area. Service arrangements are offered on either a one-time or as-needed basis, depending upon the boater’s specific vessel usage patterns and seasonal storage requirements.
As Michigan boat owners prepare for the summer launch on Novi's many inland lakes, Melanie Fishell at Comparion Insurance Agency provides tailored coverage for vessels of all sizes. An agent works to understand a client's specific boating habits, from weekend cruises to lakefront storage. Policies can address liability, hull damage, and equipment protection, reflecting seasonal risks. The process begins with a thorough review of the boat’s specifications and typical usage during a straightforward initial assessment.
Acrisure Novi, MI, operating as NuStar Insurance Agency, provides boat insurance coverage for personal watercraft, fishing boats, and yachts, along with general marine liability policies. It assists local boat owners with insuring vessels on the Great Lakes and inland Michigan waterways. Coverage is designed to address hull damage, theft, and liability from on-water collisions. The agency also helps clients prepare for seasonal storage risks and ice damage during the winter months when boats are out of use.
Jeff Haar Agency, LLC: Allstate Insurance works with clients in Novi, Michigan, to secure coverage for their watercraft and personal liability on the water. The agency can also discuss specialty endorsements for navigational equipment and towing assistance. Policies typically apply to motorboats, sailboats, and personal watercraft operated on inland lakes and rivers. Commercial sectors served include marinas, boat dealerships, waterside repair shops, and marine fuel stations at regional recreational harbors.
As a boat insurance agent in Novi, Michigan, L.A. Insurance helps clients protect their watercrafts and personal property from risks on inland lakes and rivers. Their policies typically cover physical damage to the hull and liability for accidents or injuries that may occur. Specializing in add-ons, they offer towing assistance, emergency fuel delivery, and coverage for personal belongings kept on board. This agent serves recreational boaters, fishing guides, and commercial marinas, including boat repair shops, storage yards, and food service operations near waterfronts.
Conti Insurance Agency LLC in Novi, MI provides residential boat insurance for individual watercraft owners. They also offer commercial marine coverage for business-operated vessels throughout the surrounding area. Clients can discuss hull protection, liability, and specialized policy needs during personalized consultations. After the initial policy is secured, the agency assists with coverage adjustments before each new season. They also handle follow-up service to review claims or renewals between regular visits, ensuring clients remain properly protected on the water year after year.
What Does a a Boat Insurance Agent in Novi Cost?
Boat insurance costs in Michigan vary widely based on boat value, length, engine type, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year, while a large cruiser could cost 1,000 to 3,000 dollars annually. Factors like safety equipment, boating experience, and storage location also affect premiums. This is general information and not insurance advice.
About boat insurance agents in Novi
Boat insurance agents in Novi Michigan help you protect your watercraft with policies that meet state requirements. Michigan law does not require boat insurance for most vessels, but marinas and lenders often do. Agents can guide you on liability coverage for the Great Lakes and inland lakes like Walled Lake or Kent Lake.
Frequently Asked Questions
Do I need boat insurance in Novi Michigan?
Michigan does not mandate boat insurance for most watercraft. However, if you have a loan on your boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.
What does boat insurance typically cover in Michigan?
Standard boat insurance covers liability for bodily injury and property damage, physical damage to your boat from collision or theft, and medical payments. It can also cover towing and wreckage removal on Michigan waters.
How do I choose a boat insurance agent in Novi?
Look for an agent who specializes in marine insurance and knows Michigan boating conditions. Ask about coverage for ice damage during winter storage and whether your policy covers operation on the Great Lakes.
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