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HomeBoat Insurance AgentsMichigan › Midland

Find Boat Insurance Agents Near You in Midland, MI

Browse boat insurance agents serving Midland, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Midland, Michigan is Bone & Bailey Insurance Agency, Inc., rated 4.9 stars across 504 reviews. Other highly rated options include Ieuter Insurance Group, Robb Boerner - State Farm Insurance Agent, HUB International. This directory lists 16 boat insurance agents serving Midland.

Showing 16 boat insurance agents in Midland, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bone & Bailey Insurance Agency, Inc.512 Buttles St W(989) 631-3511
2Ieuter Insurance Group414 Townsend St(989) 835-6701
3Robb Boerner - State Farm Insurance Agent2918 N Saginaw Rd(989) 423-1770
4HUB International2816 Jefferson Ave(989) 631-1920
5Scott MacGregor - State Farm Insurance Agent5108 Eastman Ave #2(989) 631-5512
6Tim Boychuck - State Farm Insurance Agent967 S Saginaw Rd(989) 832-2665
7Michael Love: Allstate Insurance5108 Eastman Ave Ste 3(989) 832-0020
8AAA Midland1900 S Saginaw Rd(989) 832-6500
9My Member Insurance Agency-Midland Office216 Buttles St W(989) 631-1950
10Garrison Family Agency - Farm Bureau2706 Louanna St(989) 631-6398
BB
512 Buttles St W
Bone & Bailey Insurance Agency, Inc.
Boat Insurance Agent · Midland, MI

Bone & Bailey Insurance Agency, Inc. serves Midland, Michigan, as a local provider of boat insurance agent services. The company helps clients secure coverage for a range of watercraft, addressing protection needs common to the area's inland lakes and waterways. Policies available through the agency are designed to mitigate financial risks associated with boating accidents, theft, and weather damage. Customers can work with Bone & Bailey to arrange liability coverage and options for physical damage protection on their personal boats.

II
414 Townsend St
Ieuter Insurance Group
Boat Insurance Agent · Midland, MI

Ieuter Insurance Group provides boat insurance coverage for a variety of watercraft in Midland, Michigan. It assists clients with selecting appropriate policies and can help adjust coverage as boating needs change. Ongoing service includes annual policy reviews and guidance on new boat purchases. The agency serves individual homeowners, owners of seasonal lake cottages, and local businesses that own commercial watercraft. It also extends its services to properties including single-family homes, apartments, retail, and restaurants.

RB
2918 N Saginaw Rd
Robb Boerner - State Farm Insurance Agent
Boat Insurance Agent · Midland, MI

Homeowners and boat owners in Midland, Michigan rely on Robb Boerner - State Farm Insurance Agent for their boat insurance needs. This agency provides coverage options for watercraft, including liability protection and physical damage coverage tailored to local boating conditions. Policies can be discussed in person or over the phone. The agent works with clients to assess their individual exposure on nearby lakes and rivers. Service also extends to boaters in the greater Bay City area, ensuring comprehensive regional coverage.

HI
2816 Jefferson Ave
HUB International
Boat Insurance Agent · Midland, MI

HUB International serves Midland and the surrounding Great Lakes Bay communities, handling recreational boat and yacht insurance for local owners. It offers policies covering physical damage, liability, and navigational risks across inland lakes and the Saginaw Bay region. The agency works with multiline carriers to tailor coverage based on a vessel’s type, value, and usage. To handle a typical job, it first gathers vessel details and intended cruising areas, then compares policy options to identify appropriate protection for the customer’s specific boating needs.

SM
5108 Eastman Ave #2
Scott MacGregor - State Farm Insurance Agent
Boat Insurance Agent · Midland, MI

As a boat insurance agent, Scott MacGregor with State Farm in Midland, MI specializes in covering watercraft from small fishing boats to larger cabin cruisers. General services include helping local clients secure liability protection, physical damage coverage, and medical payments for passengers. Operating near the many inland lakes and the Saginaw River, the agency frequently assists boat owners with policies that address risks like summer storm damage or theft while vessels are stored during the off-season.

TB
967 S Saginaw Rd
Tim Boychuck - State Farm Insurance Agent
Boat Insurance Agent · Midland, MI

Tim Boychuck - State Farm Insurance Agent in Midland, MI, offers standard boat insurance policies to protect recreational watercraft. His agency also provides specialized add-ons, including coverage for onboard equipment and liability protection for towing vessels. By focusing on the unique risks of Great Lakes navigation, the service helps clients secure tailored policies for fishing boats, pontoons, and personal watercraft. It can serve commercial sectors such as offices requiring business-use boat coverage, warehouses needing hull insurance for fleet vehicles, and food service operations with delivery vessels.

ML
5108 Eastman Ave Ste 3
Michael Love: Allstate Insurance
Boat Insurance Agent · Midland, MI

Boat owners on the Saginaw Bay and the local lakes in Midland face unpredictable spring storms and changing water levels each season. Michael Love: Allstate Insurance provides tailored coverage for personal watercraft and larger vessels to match these regional conditions. The agency helps clients understand hull damage protection, liability limits, and options for equipment stored over the winter. An initial assessment evaluates typical docking locations and the boat's current condition before finalizing any policy details.

AM
1900 S Saginaw Rd
AAA Midland
Boat Insurance Agent · Midland, MI

For clients seeking boat insurance, AAA Midland offers both one-time seasonal policies and recurring annual coverage tailored to protect vessels on Michigan’s inland lakes and Saginaw Bay. Their service options cover liability, hull damage, and equipment loss, ensuring comprehensive protection for recreational boaters. Service runs on a one-time, scheduled, or as-needed basis, with representatives available in Midland, MI, to discuss individual risk factors and adjust coverage limits accordingly.

MM
216 Buttles St W
My Member Insurance Agency-Midland Office
Boat Insurance Agent · Midland, MI

My Member Insurance Agency-Midland Office serves residential boat owners in Midland, Michigan, helping to protect personal watercraft and pleasure vessels. They also offer commercial coverage for businesses operating boats or marinas in the surrounding area. Their team works with local carriers to match insurance plans to each client’s specific needs on the water. Clients can rely on them for timely follow-up between regular visits, ensuring coverage remains updated as boating seasons change.

GF
2706 Louanna St
Garrison Family Agency - Farm Bureau
Boat Insurance Agent · Midland, MI
SI
222 N Saginaw Rd suite b
Schmidt Insurance Group-Farm Bureau Insurance
Boat Insurance Agent · Midland, MI
(989) 486-9599
farmbureauinsurance-mi.com/Agent/Alex-Schmidt
LI
142 Ashman St
Larson Insurance Solutions Farm Bureau
Boat Insurance Agent · Midland, MI
(989) 320-4183
larsoninsurancesolutions.com
LC
318 S Saginaw Rd
Longuski-Carter Agency
Boat Insurance Agent · Midland, MI
(989) 832-6290
locator.meemic.com/mi/midland/longuski-carter-agency
PF
222 N Saginaw Rd suite b
Pratt Family Agency - Farm Bureau
Boat Insurance Agent · Midland, MI
(989) 750-0220
prattfamilyfb.com
FB
2706 Louanna St
Farm Bureau Insurance - Midland
Boat Insurance Agent · Midland, MI
(989) 631-6398
protectingmichigan.com
FB
222 N Saginaw Rd
Farm Bureau Insurance: Dawson Agency
Boat Insurance Agent · Midland, MI
(989) 233-7525
buyinsurancenearme.com

What Does a a Boat Insurance Agent in Midland Cost?

The cost of boat insurance in Michigan typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars or more annually. Factors like boat value horsepower age and your boating history affect the premium. This is general information and not insurance advice.

About boat insurance agents in Midland

Boat insurance agents in Midland Michigan help you protect your watercraft against damage theft and liability. Michigan law requires liability coverage for boats with more than 50 horsepower. Local agents can explain state specific requirements like the Michigan Watercraft Act and help you choose the right policy for the Great Lakes and inland waterways.

Frequently Asked Questions

Is boat insurance required in Michigan?

Yes Michigan law requires liability insurance for boats with more than 50 horsepower. You must carry at least 20 thousand dollars for bodily injury per person 40 thousand dollars per accident and 10 thousand dollars for property damage. Agents in Midland can help you meet these minimums.

What does a boat insurance policy typically cover?

A standard boat insurance policy covers physical damage to your boat theft liability for injuries or damage you cause and medical payments. Many policies also include coverage for towing and fuel spill liability. Your Midland agent can explain optional coverages like hurricane haul out or agreed value.

How do I choose a boat insurance agent in Midland Michigan?

Look for an agent who specializes in marine insurance and understands local risks like Great Lakes weather and inland lake navigation. Ask about their experience with Michigan specific requirements and whether they offer policies from multiple carriers. A local agent can also help with seasonal lay up and winter storage coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.