The top-rated workers' compensation insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 19 workers' compensation insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 6 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 7 | Sean Flynn - State Farm Insurance Agent | 4182 Pontiac Lake Rd | (248) 618-9812 |
| 8 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 9 | Farm Bureau Insurance - The Milner Agency | 3756 Sashabaw Rd | (248) 599-3135 |
| 10 | L.A. Insurance | 3505 Elizabeth Lake Rd | (248) 681-9800 |
Joe Fagan - State Farm Insurance Agent serves the Waterford Township, Michigan, area as a workers' compensation insurance agent. The agency provides essential coverage for local businesses, helping employers manage workplace injury risks. Workers' compensation policies assist with medical expenses and lost wages for employees injured on the job. The company also helps clients navigate policy compliance with Michigan state regulations. Specific services handled include claims support for workplace injuries and employer liability protection planning.
J. Bejin & Associates provides workers' compensation insurance agent services for businesses in the Waterford Township, Michigan area. The agency offers coverage consultation, policy procurement, and claims support tailored to local needs. Ongoing risk management reviews and plan adjustments help maintain appropriate coverage for evolving workplace conditions. The firm serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Acrisure Waterford Township, MI, operating as Select Underwriters, serves local business owners by helping them secure workers’ compensation insurance. This agency guides companies through the process of obtaining coverage that meets Michigan’s regulatory requirements. Its services assist employers in managing risks and protecting employees when workplace injuries occur. The team works with various industries operating in and around Oakland County. In addition to serving clients in Waterford Township, the agency also provides its insurance guidance to neighboring communities such as Pontiac.
AAA Insurance - Jon Gilroy Insurance Agency serves Waterford Township, Michigan, and the surrounding communities in Oakland County. This agency handles workers’ compensation insurance for local businesses, focusing on policies that cover medical expenses and lost wages for injured employees. To determine proper coverage, the agency generally evaluates each business’s industry, payroll size, and workplace risk factors. It then customizes a policy that meets state requirements while helping the client manage their insurance costs effectively.
Acrisure Waterford Township, MI (Huttenlocher Group) specializes in workers' compensation insurance, providing policies that cover medical expenses and lost wages for employees injured on the job. It also assists local businesses with general liability and commercial insurance needs. Navigating claims after a workplace injury can be complex, and the agency helps clients understand their coverage during these stressful periods. As winter ice and snow increase slip-and-fall risks in Michigan, it advises businesses on updating their policies for the seasonal hazard.
For clients needing a single policy, Hutchison's Insurance Agency offers one-time placements; those requiring ongoing adjustments may choose renewable service terms. Workers' compensation coverage is selected to meet Michigan state requirements and safeguard local businesses from claim-related costs. As a Waterford Township agent, the agency provides policy guidance for area employers. Service operates on a scheduled basis, with renewals and periodic reviews available as client needs arise.
As Michigan businesses face the need to adjust workers' compensation policies during the annual policy review cycle, Sean Flynn - State Farm Insurance Agent in Waterford Township provides personalized guidance through the available coverage options. This agency assists local employers in understanding the state-specific requirements for protecting their workforce against on-the-job injuries and related wage loss. The initial process typically begins with a thorough inspection of the business premises to assess liability exposures.
Vikings Insurance Agency works with employers in Waterford Township and the surrounding area to secure workers' compensation coverage, offering policies that assist with medical care and wage replacement for injured employees. As a local insurance agent, it helps businesses navigate specific coverage requirements and compliance obligations tied to workplace injury laws. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
L.A. Insurance provides workers’ compensation coverage solutions for businesses, including policy analysis, claims management assistance, and risk assessment consultations. Its service plans typically involve periodic policy reviews to ensure compliance with Michigan’s evolving workplace safety regulations and payroll adjustments for accurate premium calculations. The company also offers guidance on return-to-work programs to help control costs. L.A. Insurance serves a range of commercial properties such as single-family homes being used as small offices, apartment complexes, retail stores, and restaurants in the Waterford Township area.
What Does a a Workers' Compensation Insurance Agent in Waterford Township Cost?
Workers compensation insurance costs in Michigan typically range from $0.75 to $3.00 per $100 of payroll for low risk office jobs and up to $15.00 or more per $100 for high risk construction work. Actual premiums depend on your industry classification, payroll size, and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Waterford Township
A workers compensation insurance agent in Waterford Township Michigan helps local businesses secure coverage required by Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. An agent can guide you through the Michigan Workers Disability Compensation Act and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Waterford Township do?
An agent helps you compare policies from different carriers to meet Michigan state requirements. They explain coverage limits, premium calculations, and assist with claims reporting. They also ensure your business complies with Michigan Department of Labor and Economic Opportunity rules.
Is workers compensation insurance required for all businesses in Waterford Township Michigan?
Yes, under Michigan law most employers with one or more employees must carry workers compensation insurance. Sole proprietors and some LLC members may opt out but should consult an agent. Failure to carry coverage can result in fines and legal penalties.
How do Michigan workers compensation insurance rates get calculated?
Rates are based on your business classification code, payroll amount, and claims history. Michigan uses a competitive rating system where carriers set their own rates. An agent can help you understand how your experience modification factor affects your premium.
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