The top-rated workers' compensation insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include Bergstrom Insurance Agency, H W Kaufman Financial Group, Amerisure Insurance. This directory lists 10 workers' compensation insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 2 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 3 | H W Kaufman Financial Group | 30833 Northwestern Hwy # 220 | (248) 916-1984 |
| 4 | Amerisure Insurance | 26777 Halsted Rd #100 | (800) 257-1900 |
| 5 | VTC Insurance Group - Farmington Hills | 37000 Grand River Ave #150 | (248) 471-0970 |
| 6 | Burns & Wilcox Ltd | 30833 Northwestern Hwy # 220 | (248) 932-9000 |
| 7 | United Insurance Services LLC | 28230 Orchard Lake Rd #203 | (248) 737-0022 |
| 8 | Progressive Insurance Resources LLC | 31555 W 14 Mile Rd Suite 212 | (248) 569-1235 |
| 9 | Al Bourdeau Insurance Agency | 30777 Northwestern Hwy #201 | (248) 855-6690 |
| 10 | Balancor Agency | 31000 Northwestern Hwy # 110 | (248) 824-4911 |
Wolf-Chandler Agency, LLC serves the Farmington Hills area and surrounding communities throughout southeastern Michigan with workers' compensation insurance solutions. It handles the unique coverage needs of local businesses, helping employers manage risks associated with workplace injuries and comply with state regulations. The agency works closely with clients to analyze their specific operations and industry hazards. When approaching a typical job, it reviews current policies and loss histories, then identifies appropriate coverage options tailored to the client’s workforce and budget constraints.
Bergstrom Insurance Agency provides workers' compensation insurance products and risk management guidance to local businesses in the Farmington Hills area. It offers policy procurement services and helps employers maintain compliance with Michigan’s regulatory requirements through periodic policy reviews. The agency assists with claim reporting and loss control planning to support workplace safety objectives. Its services are available for businesses operating single-family rental properties, apartment complexes, retail storefronts, and restaurants.
Serving Farmington Hills and the surrounding communities throughout southeastern Michigan, H W Kaufman Financial Group handles workers' compensation insurance policies for local businesses. The agency assists employers in securing coverage that meets state requirements and protects against workplace injury claims. It works with companies to evaluate their specific risk exposures and operational needs. To complete a typical assignment, the agent reviews the client’s payroll classifications, loss history, and safety protocols before matching them with an appropriate carrier and policy terms.
Amerisure Insurance serves businesses in the Farmington Hills area that require workers’ compensation coverage to protect their employees and operations. As a local agent, it assists companies in securing policies that comply with Michigan regulations, helping manage workplace injury risks and medical costs. The agency works with employers to navigate claims and loss control. Its services extend to businesses throughout Oakland County, including neighboring communities such as Novi and Livonia, where similar coverage needs arise for commercial clients.
VTC Insurance Group - Farmington Hills offers both one-time consultations for policy reviews and recurring service options for ongoing claims management and policy adjustments. As a workers’ compensation insurance agent, the firm helps local employers secure coverage that meets Michigan’s regulatory requirements for workplace injury benefits. Service engagements are structured on an as-needed basis, with the frequency of interaction determined by client claims activity or upcoming policy renewal cycles.
Burns & Wilcox Ltd specializes in connecting businesses with workers’ compensation insurance solutions, addressing the unique risk exposures faced by employers in Farmington Hills and surrounding Michigan communities. It brokers coverage that helps manage medical expenses and lost wages for work-related illnesses or injuries, ensuring compliance with system requirements. During seasonal shifts when construction activity or industrial operations ramp up, the company assists firms in adjusting policies to accommodate fluctuating payrolls and emerging workplace hazards.
With the return of seasonal construction in southeastern Michigan, area employers face the recurring challenge of managing payroll classifications for temporary or fluctuating work crews. United Insurance Services LLC, based in Farmington Hills, assists small and medium businesses by reviewing commercial policies for compliance with Michigan’s workers’ compensation regulations. They focus on matching coverage to actual job duties and helping owners understand how audits may affect their premiums. A new client relationship typically begins with a free inspection of current operations and a review of recent claims history.
Progressive Insurance Resources LLC helps businesses manage the financial risks of employee workplace injuries. As a workers' compensation insurance agent based in Farmington Hills, MI, the firm designs coverage policies that meet mandatory state requirements while offering options for protecting a company's bottom line from claim-related costs. The agency serves a range of commercial sectors where physical work is common, including office environments, warehouse and distribution centers, and food service establishments.
Al Bourdeau Insurance Agency in Farmington Hills, Michigan provides workers’ compensation insurance solutions that address both one-time policy placements for specific projects and recurring coverage for ongoing business operations. The agency offers policies that cover medical expenses, lost wages, and rehabilitation costs for employees injured on the job. This specialized service helps local employers comply with state-mandated insurance requirements while protecting their workforce. All consultations and policy management are arranged on a one-time, scheduled, or as-needed basis depending on each client’s changing coverage needs.
Balancor Agency serves residential clients in Farmington Hills and the surrounding area, providing workers’ compensation insurance tailored to individual policyholders. It also offers commercial coverage for small and mid-sized businesses across the region, addressing workplace injury and liability needs. The agency assists clients in compliance with Michigan regulations, helping to secure appropriate policy limits. Between regular visits, the office follows up on claims and policy adjustments to ensure coverage remains current and responsive to changing risk profiles.
What Does a a Workers' Compensation Insurance Agent in Farmington Hills Cost?
Typical costs for workers compensation insurance in Michigan range from 0.75 to 3.5 percent of payroll depending on the industry classification and claims history. For a small office-based business in Farmington Hills, annual premiums might be 500 to 2,000 dollars. For higher-risk industries like construction, costs can exceed 10,000 dollars per year. This is general information and not insurance advice.
About workers' compensation insurance agents in Farmington Hills
Workers compensation insurance agents in Farmington Hills help businesses secure coverage required by Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. An agent can explain state-specific rules like the 28-day waiting period for lost wages and help you find a policy that fits your business size and risk level.
Frequently Asked Questions
What does a workers compensation insurance agent do in Farmington Hills?
An agent helps you compare policies from different insurers to find coverage that meets Michigan legal requirements. They also assist with filing claims and understanding your premium calculations based on payroll and industry classification.
Is workers compensation insurance required in Farmington Hills Michigan?
Yes. Michigan law requires all employers with one or more employees to carry workers compensation insurance. Sole proprietors and some corporate officers may opt out but should consult an agent to understand the risks.
How do Michigan workers comp rates compare to other states?
Michigan has a competitive rating system where insurers set their own rates. Average premiums in Michigan are around 1.5 to 2.5 percent of payroll but vary by industry. An agent can help you find a competitive rate for your specific business.
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