The top-rated workers' compensation insurance agent in Grand Rapids, Michigan is Robert McDougall - State Farm Insurance Agent, rated 5.0 stars across 842 reviews. Other highly rated options include The Brouwers Agency, LLC, Acrisure LLC, Boer Insurance Group. This directory lists 33 workers' compensation insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert McDougall - State Farm Insurance Agent | 2840 E Beltline Ave NE | (616) 635-2725 |
| 2 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 3 | Acrisure LLC | 100 Ottawa Ave SW | (800) 748-0351 |
| 4 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 5 | Kevin Curtis - State Farm Insurance Agent | 11230 Tallmadge Woods Dr | (616) 453-3276 |
| 6 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 7 | Jessica Fitzgerald - State Farm Insurance Agent | 2730 5 Mile Rd NE Ste 201 | (616) 363-7731 |
| 8 | Kenowa Insurance: Allstate Insurance | 0-81, Lake Michigan Dr Ste 120 | (616) 828-5660 |
| 9 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 10 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
Robert McDougall - State Farm Insurance Agent in Grand Rapids, MI, provides workers' compensation insurance to local businesses, including advising on policy options tailored to industry risks. It offers regular policy reviews to help ensure coverage remains current with changing business operations and payrolls. Claims support is available to guide employers through the reporting process. The agency services single-family homes, apartments, retail, and restaurants.
The Brouwers Agency, LLC serves employers throughout the Grand Rapids, Michigan metro area for workers' compensation insurance coverage. The agency assists business owners in securing policies that meet state requirements and protect both employees and company finances. It works closely with clients to assess workplace risks and identify appropriate coverage limits. Its services include claims management support and helping businesses navigate premium audits and classification codes.
Acrisure LLC assists local businesses either with a single workers’ compensation policy placement or with ongoing review of changing regulatory requirements. Coverage options are tailored to employer liability and wage replacement needs common in Michigan’s industrial and healthcare sectors. Support may also extend to premium audit preparation and claims monitoring after an injury occurs. Service is provided on an as-needed basis, allowing clients to request guidance for each policy renewal or when a workplace incident demands immediate attention.
Boer Insurance Group works with Grand Rapids businesses to secure essential workers' compensation coverage. The agency specifically focuses on structuring these employer liability policies to meet state regulations. It reviews client operations to recommend appropriate risk management strategies and policy limits. This attention to detail helps ensure that claims processes and compliance requirements are handled properly. Commercial clients served include local offices, small manufacturing facilities, warehouses, and food service establishments that need tailored workers' compensation solutions for their specific work environments.
Kevin Curtis - State Farm Insurance Agent in Grand Rapids provides residential workers' compensation coverage for homeowners with domestic employees. Commercial policies are also available for small and medium-sized businesses in the area, addressing the needs of local employers who must carry this insurance. These policies cover medical expenses and lost wages for employees injured on the job. The office typically schedules follow-up consultations between regular visits to ensure coverage remains appropriate as business operations or staffing levels change.
Stedman Insurance Agency Inc. in Grand Rapids, Michigan, assists businesses with workers’ compensation insurance, which generally offers either a one-time policy for specific projects or a recurring annual policy that automatically renews. Coverage typically includes medical expenses, lost wages, and rehabilitation costs for employees injured on the job. These policies also help protect employers from lawsuits related to workplace injuries. The agency provides services on a one-time, scheduled, or as-needed basis, depending on each client’s changing operational requirements and policy renewal cycles.
As spring construction ramps up across Grand Rapids, local businesses often face increased risk of workplace injuries. Jessica Fitzgerald - State Farm Insurance Agent helps these employers secure workers' compensation coverage tailored to their specific operational needs. The agency guides clients through policy options that address medical costs and lost wages following on-the-job accidents. By understanding Michigan’s regulatory requirements, the agent ensures Grand Rapids businesses remain compliant while protecting their workforce. A typical first step involves a thorough review of the business’s current safety practices and claims history.
Kenowa Insurance: Allstate Insurance in Grand Rapids, Michigan specializes in connecting local businesses with workers' compensation insurance policies that meet regulatory requirements. Its general service work includes advising employers on coverage options and helping injured workers navigate claim filing procedures. Understanding Michigan’s specific occupational injury guidelines is essential for protecting both companies and employees. This agent also assists with the seasonal concern of construction-related injuries during the warmer months when building activity increases across the Grand Rapids area.
Warsen Insurance Agency, Inc. in Grand Rapids, Michigan provides workers’ compensation insurance solutions for local employers. These policies cover medical expenses and lost wages for employees injured on the job while shielding businesses from related lawsuits. The agency extends its services to include risk management guidance and policy compliance assistance to help clients maintain safer workplaces and meet state requirements. Its commercial clientele includes offices, warehouses, and food service establishments.
What Does a a Workers' Compensation Insurance Agent in Grand Rapids Cost?
Typical costs for workers compensation insurance in Michigan range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs and up to 15.00 or more for high risk jobs. Actual premiums depend on your industry, claims history, and payroll size. An agent can help you compare quotes from multiple carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Grand Rapids
Workers compensation insurance agents in Grand Rapids Michigan help businesses comply with state laws requiring coverage for all employees. Michigan law mandates that employers with one or more workers carry workers comp insurance through a licensed carrier or the state fund. An agent can guide you through rate classifications and policy options specific to West Michigan industries.
Frequently Asked Questions
What does a workers compensation insurance agent in Grand Rapids do?
An agent helps you select a policy that meets Michigan legal requirements. They explain how premium rates are based on payroll and job classifications. They also assist with filing claims and managing audits.
Is workers compensation insurance required in Michigan?
Yes, Michigan law requires every employer with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How do Michigan workers comp rates differ by industry?
Rates are set by the Michigan Workers Compensation Placement Facility and vary by job risk. For example, office work has low rates while construction has higher rates. An agent can provide quotes based on your specific class code.
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