The top-rated workers' compensation insurance agent in Flint, Michigan is Pioneer State Mutual Insurance Co, rated 3.9 stars across 416 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, L.A. Insurance. This directory lists 21 workers' compensation insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pioneer State Mutual Insurance Co | 1510 Elms Rd | (810) 733-2300 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | L.A. Insurance | 5512 Fenton Rd | (810) 341-9000 |
| 5 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 6 | iPROTECT Insurance & Financial Services, Inc. | 2044 Utley Rd Suite 3 | (810) 777-8887 |
| 7 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 8 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 9 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
| 10 | Salib's Insurance Services | 5154 Miller Rd Ste H | (810) 767-5675 |
Pioneer State Mutual Insurance Co serves the Flint, Michigan area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage for workplace injuries and illnesses. It also helps employers manage premium costs through accurate classification of job roles and payroll figures. Additionally, the agency provides guidance on claims reporting procedures and loss prevention strategies. Pioneer State Mutual Insurance Co specifically handles policy renewals for manufacturing and healthcare employers in Flint and Genesee County.
Security First Insurance Agency, Inc provides workers’ compensation insurance agent services to employers in Flint, Michigan and the surrounding area. Its ongoing assistance includes helping local businesses secure coverage for employee workplace injuries and managing policy renewals or modifications as operations change. The agent also answers client questions about premium adjustments and compliance with regional regulations. Its service portfolio covers a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
BGM Insurance Agency, Inc serves clients in Flint, Michigan and the surrounding Genesee County communities. The agency handles workers’ compensation insurance policies for local businesses of various sizes. It assists employers with coverage designed to meet state regulatory requirements for work-related injuries. For a typical job, the agency begins by reviewing a company’s payroll figures and operational risks, then provides tailored policy options to ensure appropriate protection.
L.A. Insurance provides workers’ compensation coverage tailored to meet the specific needs of businesses in Flint, Michigan, addressing liability for workplace injuries and lost wages. It also offers general insurance services for local employers, helping them navigate regulatory requirements and policy options. The company works with businesses to secure protections that comply with state mandates while aiming to manage premium costs. As seasonal road construction and winter weather increase workplace hazards in the region, L.A. Insurance helps businesses adjust their coverage to address these higher seasonal risks.
Al Bourdeau Insurance Agency in Flint, Michigan, provides workers' compensation insurance to local businesses, ensuring employers secure coverage for employees injured on the job. The agency helps clients comply with state regulations by offering policies that cover medical costs and lost wages. It also advises on risk management to reduce workplace accidents. Businesses in the surrounding Genesee County area, including nearby communities such as Burton, also rely on these services for their worker protection needs.
iPROTECT Insurance & Financial Services, Inc. assists local businesses in Flint with managing workers' compensation insurance needs, including coverage procurement and compliance guidance. This agency further tailors its services by offering supplemental financial products for employee protection. It serves a range of commercial sectors such as offices requiring low-risk policies, warehouses needing coverage for material handling, and food service operations addressing kitchen and customer area liabilities.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI specializes in workers' compensation insurance agent services, helping local businesses secure coverage for work-related injuries and illnesses. The agency also provides general insurance guidance for area employers. By navigating policy options and explaining compliance requirements, it assists with protecting both employees and business assets. During seasonal fluctuations in construction or manufacturing, it helps clients adjust their coverage to reflect changing workforce needs.
As winter weather increases slip-and-fall hazards on commercial property across Flint, Michigan, employers often seek reliable coverage against workplace injury claims. Phillips Insurance, an independent agency operating in Flint since 1917, serves local businesses by securing appropriate workers’ compensation policies tailored to the risks of each industry. Their process begins with evaluating current safety protocols and payroll exposure before recommending a plan that complies with Michigan state requirements. To start service, a representative will schedule an on-site visit to assess workplace conditions and review an employer’s recent claim history.
Blackmore Rowe Insurance in Flint, MI provides workers’ compensation coverage options that can be tailored to either long-term, recurring policies or single-project needs. As a local insurance agent, the firm helps businesses navigate Michigan-specific requirements for employee injury protection and medical cost management. They assist employers in selecting appropriate coverage levels based on industry risk and workforce size. Service for existing accounts typically operates on a scheduled renewal basis, while new consultations and policy assessments are available as needed.
What Does a a Workers' Compensation Insurance Agent in Flint Cost?
Typical workers compensation insurance costs in Michigan range from 0.50 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs, and up to 10 to 15 dollars per 100 dollars of payroll for high-risk construction work. In Flint, costs can vary based on industry and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Flint
Workers compensation insurance agents in Flint Michigan help local businesses secure coverage required by state law. Michigan law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that meets Michigan Department of Labor and Economic Opportunity rules.
Frequently Asked Questions
What does a workers compensation insurance agent in Flint do?
A workers compensation insurance agent in Flint helps businesses find the right policy for their needs. They explain Michigan coverage requirements and assist with filing claims. Agents also help you compare options from different insurance carriers.
Is workers compensation insurance required for all businesses in Flint Michigan?
Yes, Michigan law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Some exceptions exist for sole proprietors and certain agricultural employers.
How does Michigan law affect workers compensation insurance costs in Flint?
Michigan uses a competitive rating system where insurance carriers set their own rates. Costs are based on your business classification, payroll, and claims history. The state also sets maximum weekly benefit amounts that influence premium calculations.
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