The top-rated workers' compensation insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, MI Insurance Agency. This directory lists 17 workers' compensation insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 4 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 5 | Dan Stawinski - State Farm Insurance Agent | 36250 Garfield Rd | (586) 792-1567 |
| 6 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
| 7 | Global One Insurance Agency | 39200 Hayes Rd | (586) 350-0828 |
| 8 | John Jaboro Agency / Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 522-4428 |
| 9 | The Kesler Insurance Group LLC | 18303 Whitmore Dr | (586) 577-6517 |
| 10 | Fcia Professionals & Group | 23885 Denton St | (586) 463-5000 |
First Independent Insurance Agency serves Clinton Township and the broader Macomb County area, specializing in workers' compensation insurance solutions for local businesses. The firm assesses workplace injury risks and helps employers secure appropriate coverage to meet state requirements. It also advises on claims management strategies to control costs and facilitate employee return-to-work programs. Specific services handled by this agency include assisting with policy compliance filings and providing loss control consultations for small to midsize employers.
Royal Oath Insurance Group provides workers' compensation insurance agent services in the Clinton Township, Michigan area. Its offerings include policy placement and claims assistance for local businesses, along with routine policy reviews to help maintain coverage adequacy. The company handles ongoing needs such as premium audits and safety guidance to support workplace compliance. It services a range of commercial properties, including small retail stores, local restaurants, apartment complexes, and single-family home rental operations.
Businesses and property managers in and around Clinton Township turn to AAA Insurance - Schnaidt Agency for workers’ compensation insurance coverage. This agency helps local employers manage the risks associated with employee injuries on the job. Services include policy placement, premium audits, and guidance on compliance with Michigan’s workers’ compensation requirements. Claims support and loss control advice are also available to clients seeking to reduce workplace accidents. The agency additionally serves the greater Macomb County area and neighboring communities such as Sterling Heights and Mount Clemens.
MI Insurance Agency serves businesses in Clinton Township and the surrounding communities of Macomb County. It handles workers' compensation coverage for local employers, helping them secure policies that meet state requirements and protect employees from workplace injuries. The agency assists clients in managing claims and controlling premiums through proper classification of job roles and risk assessment. To handle a typical placement, it reviews the business’s operations, payroll, and safety history to find appropriate coverage from multiple carriers.
When a business needs workers’ compensation insurance, the coverage can be arranged through a one-time policy for a single project or through a recurring, ongoing policy that renews each term. Dan Stawinski - State Farm Insurance Agent in Clinton Township, MI, provides these policies that help cover medical costs and lost wages for employees injured on the job. Service is available to local employers on either a one-time or an as-needed basis, depending on the client’s current coverage requirements.
The McGovern Agency specializes in securing workers' compensation insurance for businesses in Clinton Township, Michigan. It helps local employers navigate the complexities of coverage requirements and premium calculations. The agency works closely with clients to explain risk management strategies and claims procedures. It assists in filing necessary documentation to maintain compliance with state regulations. Each year, the agency particularly aids construction and manufacturing firms in renewing their policies before the busy spring season increases workplace hazard exposures.
With local winter weather elevating slip-and-fall risks on commercial properties in Macomb County, manufacturers and retailers often require updated coverage. As a workers’ compensation insurance agent in Clinton Township, Global One Insurance Agency helps businesses manage these occupational hazards by reviewing policy limits and premium structures. The firm works with area employers to align their coverage with Michigan’s regulatory requirements while identifying potential payroll classification adjustments. An initial on-site assessment of workplace safety protocols and claim history is scheduled to begin the policy discussion.
Serving clients in their homes, John Jaboro Agency / Farm Bureau Insurance provides workers’ compensation insurance for Clinton Township and the surrounding region. The agency also offers residential insurance coverage alongside its commercial policies. Their work includes helping local employers find proper protection that meets legal requirements for workplace injuries. Eligibility and policy options are discussed directly with each business client. Lisa, follow-up service between regular visits helps ensure that coverage continues to align with any changes in a company’s operations or staff.
What Does a a Workers' Compensation Insurance Agent in Clinton Township Cost?
Workers compensation insurance costs in Michigan vary by industry, payroll, and claims history. Average rates for small businesses in Clinton Township range from 0.50 to 3.00 dollars per 100 dollars of payroll. High-risk industries like construction may pay more. This is general information and not insurance advice.
About workers' compensation insurance agents in Clinton Township
Workers compensation insurance agents in Clinton Township help Michigan businesses meet state legal requirements for employee injury coverage. Michigan law requires most employers with one or more employees to carry workers compensation insurance. A local agent can guide you through the specific rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Do I need workers compensation insurance in Clinton Township Michigan?
Yes, under Michigan law most employers with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
How do I find a workers compensation insurance agent in Clinton Township?
You can search online for licensed agents in Macomb County or ask for referrals from local business groups. Make sure the agent is licensed to sell workers compensation policies in Michigan. Many agents offer free quotes and consultations.
What information does an agent need to provide a quote in Michigan?
The agent will need your business type, number of employees, payroll amounts, and classification codes. They may also ask about your claims history. This information helps determine your premium rate.
Workers' Compensation Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Bloomfield Hills · Byron Center · Canton Township · Commerce Township · Dearborn · Detroit · East Lansing · Farmington Hills · Flint · Grand Rapids