The top-rated workers' compensation insurance agent in Troy, Michigan is JPS Insurance Agency, rated 4.9 stars across 281 reviews. Other highly rated options include Troy-Metro Agency, Andrew Leggat - State Farm Insurance Agent, Doeren Mayhew Insurance Group. This directory lists 18 workers' compensation insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 2 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 3 | Andrew Leggat - State Farm Insurance Agent | 2265 Livernois Rd Ste 300 | (248) 244-0618 |
| 4 | Doeren Mayhew Insurance Group | 3155 W Big Beaver Rd Suite 250 | (248) 290-0650 |
| 5 | Fisher Insurance Group, LLC | 1050 Wilshire Dr #110 | (586) 979-1330 |
| 6 | Mason-McBride Insurance | 3155 W Big Beaver Rd Suite 125 | (248) 822-7170 |
| 7 | HUB International | 5600 New King Dr Ste. 210 | (248) 528-2400 |
| 8 | Woloshen Insurance Group | 1301 W Long Lake Rd #100 | (248) 590-5854 |
| 9 | VTC Insurance Group | 1175 W Long Lake Rd # 200 | (248) 828-3377 |
| 10 | InPro Insurance Group | 2095 E Big Beaver Rd # 100 | (248) 526-3260 |
JPS Insurance Agency provides workers' compensation insurance services throughout the Troy, Michigan area and the surrounding metro region. The agency assists local businesses in securing coverage that meets state compliance requirements, focusing on policies that protect both employers and their employees from work-related injury costs. Its main services include helping companies compare plan options and navigate policy adjustments during operational changes. JPS Insurance Agency specifically handles employer liability assessments and claim cost management strategies.
Troy-Metro Agency provides workers’ compensation insurance solutions for small and mid-sized businesses throughout the Troy area. Its service plans include thorough policy reviews and tailored coverage adjustments to meet evolving operational needs. Ongoing maintenance plans ensure clients remain compliant with changing state regulations and reporting requirements. The agency assists with claims management support to help control costs and minimize workplace disruptions. It serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Businesses, property managers, and commercial enterprises in Troy, MI turn to Andrew Leggat - State Farm Insurance Agent for workers' compensation coverage. The company helps local employers secure policies that provide medical and wage benefits for job-related injuries. It advises clients on compliance with Michigan workers' compensation laws, including coverage requirements for various industries. Its services extend to evaluating risk and tailoring insurance plans for different business sizes. The agency also serves communities throughout Oakland County and the surrounding Detroit metro area.
Doeren Mayhew Insurance Group serves the Troy, Michigan area and surrounding communities, handling workers’ compensation insurance placement for local businesses. It arranges coverage that addresses medical costs and lost wages for employees injured on the job. The agency works to secure policies that meet state regulatory requirements and protect employers from financial liability. To handle a typical job, it reviews the client’s payroll and risk profile, then matches those factors with appropriate carrier options to find a compliant and suitable policy.
Fisher Insurance Group, LLC, located in Troy, MI, offers workers' compensation insurance agency services on both a one-time policy placement and an ongoing risk management basis. Coverage options help Michigan employers secure required protection for workplace injuries while managing premium costs. The agent evaluates client operations to recommend appropriate policy limits and claims administration approaches. Ongoing compliance support is provided as part of scheduled service, with additional consultations available for policy renewals or regulatory changes. All client work is conducted on an as-needed basis depending on business cycles and coverage needs.
Mason-McBride Insurance specializes in helping Troy businesses navigate the complexities of workers' compensation coverage. The agency assists local employers with policy selection and claims handling to manage workplace injury risks. Its services include compliance guidance and relationships with multiple carriers. As seasonal weather increases slip-and-fall hazards for both warehouses and retail storefronts, it helps adjust coverage to better protect against these common cold-weather claims.
As businesses in the Troy area prepare for seasonal shifts in workforce and operations, adjusting workers' compensation coverage becomes a necessity for managing risk and compliance. HUB International in Troy, Michigan, assists local employers in structuring policies that address specific workplace injury categories and payroll fluctuations. The agent evaluates how each business’s operations and history of claims affect its premium rates, ensuring coverage aligns with current exposures. A thorough initial review of the company’s existing payroll and safety records typically begins the inspection or initial-assessment step.
As Michigan businesses navigate the winter months with increased slip-and-fall risks, VTC Insurance Group in Troy provides focused workers' compensation insurance agency services. These agents advise employers on policy structures that manage claim costs while ensuring compliance with state regulations. They also help structure coverage for small to mid-sized operations needing protection against workplace injury liabilities. A typical engagement begins with an on-site inspection of the business premises and a review of employee classifications.
InPro Insurance Group works with businesses in Troy to structure essential protection for their operations. As a specialized workers’ compensation insurance agent, the firm focuses on policies that address workplace injury risks while helping manage related compliance requirements. It further assists clients by customizing coverage to match specific operational exposures. The agency can serve commercial sectors including local offices, warehouses, and food service establishments seeking tailored liability solutions for their employees.
What Does a a Workers' Compensation Insurance Agent in Troy Cost?
Typical costs for workers compensation insurance in Michigan range from 0.50 to 3.00 per 100 dollars of payroll depending on the industry. For example a low risk office job might cost 0.50 while construction work could be 2.50 or more. Premiums also vary based on your claims history and safety record. This is general information not insurance advice.
About workers' compensation insurance agents in Troy
Workers compensation insurance agents in Troy Michigan help businesses secure coverage required under Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. An agent can guide you through the state rating system and ensure compliance with the Michigan Workers Disability Compensation Act.
Frequently Asked Questions
What does a workers compensation insurance agent in Troy do?
An agent helps you compare policies from different carriers to find coverage that fits your business. They also advise on Michigan specific requirements like the 28 day waiting period for wage loss benefits. They can assist with policy changes and claims support.
Is workers comp insurance required for all businesses in Troy Michigan?
Yes, Michigan law requires workers comp coverage for most employers with at least one employee. Exceptions include sole proprietors and some agricultural workers. An agent can confirm if your business qualifies for an exemption.
How are workers comp premiums calculated in Michigan?
Premiums are based on your payroll and the classification code for your industry. Michigan uses a competitive rating system where insurers set their own rates. Your agent can help you understand how your claims history affects your premium.
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