The top-rated workers' compensation insurance agent in Sterling Heights, Michigan is The Salvati Insurance Group, Inc., rated 5.0 stars across 140 reviews. Other highly rated options include AAA Insurance - R. Petros Insurance Agency, Frolka Insurance Agency Goosehead Insurance, Lakeside Insurance Agency. This directory lists 15 workers' compensation insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 2 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 3 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 4 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 5 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
| 6 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
| 8 | Aaron Bisson - Farm Bureau Insurance | 43807 Van Dyke Ave | (248) 590-2116 |
| 9 | Goosehead Insurance - Rebecca Frolka | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 10 | ISU-Great Northern Insurance Agency | 39850 Van Dyke Ave | (248) 856-9000 |
The Salvati Insurance Group, Inc. in Sterling Heights provides a range of workers’ compensation insurance services, including policy procurement and risk analysis. It offers ongoing service plans that include claim management support and periodic policy reviews to maintain adequate coverage. The agency also assists with loss control strategies to help minimize workplace injuries. It services a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
AAA Insurance - R. Petros Insurance Agency serves businesses in Sterling Heights and the surrounding Macomb County area with workers' compensation insurance solutions. This agency helps employers secure coverage that meets state regulations while managing workplace injury risks. They guide clients through policy selection and compliance requirements specific to Michigan's workers' compensation laws. The agency also assists with claims support and risk assessments for local industries.
Frolka Insurance Agency Goosehead Insurance serves clients in Sterling Heights and the surrounding southeastern Michigan communities. It handles workers' compensation insurance for local businesses, addressing their coverage needs within the state's regulatory framework. The agency helps employers secure policies that manage risk and meet legal obligations. For a typical job, it assesses a business’s operations and payroll exposure to recommend appropriate coverage options tailored to the employer's specific situation.
Lakeside Insurance Agency primarily serves business owners and employers in the Sterling Heights area who require workers' compensation coverage. The company assists clients in navigating the complex landscape of state-mandated insurance, helping to secure policies that protect both employees and company financial stability. Risk management guidance is provided to reduce workplace injury claims and control premium costs for local industrial and service firms. The agency also extends its services to businesses in nearby Troy, a major commercial hub within the Metro Detroit region.
Clear View Insurance focuses on connecting businesses with tailored workers’ compensation policies that meet state requirements and protect employees from workplace injuries. As a local agency in Sterling Heights, MI, it also guides employers through policy adjustments, claims reporting procedures, and payroll classifications to ensure compliance and reduce liabilities. During seasonal fluctuations in industrial or light manufacturing activity, Clear View helps businesses reassess coverage levels to match changing workforce demands and exposure risks.
Millennium Insurance Agency LLC, located at 34865 Mound Rd in Sterling Heights, MI, helps businesses differentiate between one-time policy placement and recurring coverage adjustments when securing workers’ compensation protection. The agency provides liability coverage for work-related injuries and illnesses, ensuring compliance with Michigan’s no-fault system. Each client’s policy is tailored to payroll size and industry risk classification. Service is available on a combination of scheduled renewal reviews and on an as-needed basis for policy changes or claims support.
Gallagher Insurance, Risk Management & Consulting assists businesses in Sterling Heights with securing necessary workers' compensation coverage in Michigan. The firm also specializes in risk management and loss control consulting, helping employers reduce workplace injuries. These comprehensive services support safety programs and proper claims handling for small and mid-sized clients. Commercial sectors served include offices seeking liability protection, warehouses requiring common carrier insurance, and food service operations needing employee injury coverage.
With the seasonal uptick in construction and manufacturing across Sterling Heights, local businesses face increased risk of workplace injuries that can disrupt operations. As a workers' compensation insurance agent, Aaron Bisson - Farm Bureau Insurance assists employers in structuring coverage that addresses these regional occupational hazards and compliance requirements. The agency evaluates each client’s specific industry exposures to design a policy that balances protection with cost. A thorough on-site inspection of workplace safety protocols and historical claims data is the first step in creating a tailored coverage plan.
Goosehead Insurance - Rebecca Frolka provides active risk management solutions for businesses, with a specialty focus on workers' compensation insurance agent services tailored to client needs. The agency assists employers in navigating the complexities of securing coverage and controlling claim costs. By analyzing unique operational exposures, they help build customized protections for a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Sterling Heights Cost?
Workers compensation insurance costs in Michigan vary by industry payroll and claims history. For a small business in Sterling Heights typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low risk jobs and up to 15.00 or more for high risk work. The state sets minimum and maximum benefit levels which affect premiums. This is general information not insurance advice.
About workers' compensation insurance agents in Sterling Heights
Workers compensation insurance agents in Sterling Heights help businesses comply with Michigan law which requires most employers to carry coverage. These agents can explain Michigan specific rules like the 52 week benefit cap for wage loss and the medical fee schedule. They also assist with policy audits and claims management for local companies.
Frequently Asked Questions
What does a workers compensation insurance agent in Sterling Heights do?
An agent helps you find a policy that meets Michigan legal requirements. They explain coverage options, assist with payroll classification, and help you understand the Michigan Workers Disability Compensation Act. They do not provide legal advice but can connect you with resources.
Is workers compensation insurance required in Sterling Heights Michigan?
Yes, Michigan law requires most employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can confirm your specific situation.
How can a Sterling Heights agent help with Michigan specific rules?
Agents are familiar with Michigan statutes like the 7 day waiting period for wage loss benefits and the requirement to post a notice of compliance. They can also explain the Michigan Workers Compensation Agency forms and deadlines for reporting injuries.
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