The top-rated workers' compensation insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 13 workers' compensation insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 4 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 5 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 6 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 7 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
| 8 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
| 9 | Hilb Group | 45600 Village Blvd | (586) 799-6000 |
| 10 | K. J. Rusak & Associates Inc.: Allstate Insurance | 13711 23 Mile Rd | (586) 463-0800 |
SWITCH Insurance Group serves Shelby Township and Macomb County, specializing in workers' compensation insurance agent services for local businesses. It helps employers navigate Michigan’s complex workers’ compensation regulations to secure appropriate coverage. The agency focuses on reducing workplace injury risks through proper policy selection and compliance guidance. It also assists with claims management processes to support injured workers and control employer costs. SWITCH handles specific services such as policy audits and premium reclassifications for various industries in the area.
Filliccia Insurance Agency provides workers’ compensation insurance coverage for businesses operating in Shelby Township and the surrounding area. It assists employers in managing their policies to address workplace injury risks and related compliance requirements. The agency focuses on helping clients maintain appropriate coverage through regular policy reviews and adjustments as business needs evolve. It services a range of commercial properties, including single-family homes used for business, apartments, retail locations, and restaurants.
Dallo Insurance Group serves Shelby Township and the surrounding communities of Macomb County. The agency handles workers’ compensation insurance, focusing on coverage for local employers, including policy placement and claims support. It addresses compliance requirements for businesses with employees. To handle a typical job, it first reviews the client’s industry and payroll data, then sources appropriate coverage from multiple carriers to match the specific risk.
Businesses in the Shelby Township area looking to manage workplace injury risks rely on Lifetime Insurance Services for workers’ compensation coverage. The agency helps employers navigate mandatory insurance requirements and tailor policies to specific operational hazards. It provides guidance on premium audits and claims reporting to ensure compliance with Michigan regulations. Lifetime Insurance Services also works with companies to identify safety improvements that can reduce long-term costs. This firm serves clients throughout Shelby Township and extends its services to businesses in nearby Sterling Heights and the surrounding Macomb County communities.
Unlike some providers, Green Valley Insurance Agency offers both one-time policy placements and ongoing renewal management for workers' compensation coverage. Their solutions address the legal requirements for employee injury protection within Shelby Township, MI, helping local businesses maintain compliance and manage payroll classification risks. Service is structured to operate on an as-needed basis, with clients requesting quotes or policy adjustments only when their coverage circumstances change or upon annual renewal dates.
Mansfield Insurance Group provides residential workers’ compensation insurance services to individuals and business owners in Shelby Township, MI. They also offer commercial coverage tailored to the specific needs of local employers. Their services extend throughout the community and the surrounding areas to ensure proper protection for both small and larger operations. Clients often return for follow-up policy adjustments or renewal guidance between regular annual visits to keep their coverage current.
Core Insurance Group, based in Shelby Township, MI, is known for providing workers’ compensation insurance solutions to local businesses. The agency assists clients in navigating Michigan’s complex coverage requirements and risk management processes. It helps employers secure policies that comply with state regulations while aiming to control premium costs. Core Insurance Group also offers guidance on claims management and safety program development tailored to specific industries. For additional protection, the agency can provide employment practices liability coverage to address employment-related claims.
As Michigan businesses prepare for fluctuating seasonal workloads and the associated risks, many seek guidance on proper employee injury coverage. Custom Ins Agency, based in Shelby Township, provides workers' compensation insurance agent services to local employers. They help navigate different policy options that comply with regional requirements, ensuring coverage addresses potential hazards common in area industries. Their process begins with a thorough review of the applicant's operations, payroll records, and loss history during an initial on-site consultation.
Hilb Group functions as a workers' compensation insurance agent, serving businesses in Shelby Township, Michigan. It assists employers in navigating required coverage mandates, structuring policies to address workplace injury risks, and managing premium costs. The agency also reviews client operations to recommend appropriate loss-control measures and claims management support. Its commercial insurance services are designed for various local businesses, including office environments, warehouse and distribution facilities, and food service operations.
K. J. Rusak & Associates Inc.: Allstate Insurance provides workers' compensation insurance services in Shelby Township and the surrounding Michigan area. As a local agency, its representatives assist employers with policy selection, claims management, and understanding state-mandated coverage requirements for workplace injuries. The firm works with self-employed individuals and small to mid-sized companies to find appropriate coverage limits. With seasonal construction and manufacturing activity increasing in warmer months, it helps local businesses address the higher risk of on-site accidents during that period and create safer job sites longer term.
What Does a a Workers' Compensation Insurance Agent in Shelby Township Cost?
Workers compensation insurance costs in Michigan typically range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs. For higher risk construction or manufacturing jobs costs can range from 5.00 to 15.00 per 100 dollars of payroll. Premiums also depend on your businesss experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Shelby Township
Workers compensation insurance agents in Shelby Township help employers meet Michigan legal requirements. Michigan law requires most employers with one or more employees to carry workers compensation coverage. A local agent can explain the specific rules for Macomb County businesses and help you secure the right policy.
Frequently Asked Questions
Do I need workers compensation insurance in Shelby Township Michigan?
Yes, Michigan law requires employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How does a workers compensation agent help my Shelby Township business?
An agent can review your business operations to determine the correct classification codes. They also help you understand Michigan premium audit rules and can assist with claims reporting procedures.
What factors affect workers comp insurance costs in Michigan?
Costs depend on your payroll size, employee job classifications, and your claims history. Michigan uses a state approved rating system. Your agent can explain how experience modification factors impact your premium.
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