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Find Workers' Compensation Insurance Agents Near You in Royal Oak, MI

Directory of workers' compensation insurance agents in Royal Oak, Michigan. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Royal Oak, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 workers' compensation insurance agents in Royal Oak, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504 lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309 kirstenwood.net
Tiffany Khousakoun - State Farm Insurance Agent
312 E 3rd St, Royal Oak, MI 48067
(248) 864-8219 tiffanykinsurance.com
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500 atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675 highfavorinsurance.com
Eric Carl: Allstate Insurance
1196 S Washington Ave, Royal Oak, MI 48067
(248) 584-0202 agents.allstate.com
Andy Benson: Allstate Insurance
811 N Main St #104, Royal Oak, MI 48067
(248) 547-0660 agents.allstate.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575 farmersagent.com
Curt Luke - State Farm Insurance Agent
407 N Main St, Royal Oak, MI 48067
(248) 542-7039 statefarm.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800 mcnish.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008 farmbureauinsurance-mi.com
Crown Shield Insurance Group
301 W 4th St LL25, Royal Oak, MI 48067
(248) 955-5255 crownshieldinsurance.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510 insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600 assuredpartners.com
BenePro, Inc
1025 N Campbell Rd Suite B, Royal Oak, MI 48067
(248) 543-8181 benepro.com
MacQueen Insurance Group
415 S West St Suite 350, Royal Oak, MI 48067
(248) 543-4332 macqueeninsurancegroup.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053

Workers compensation insurance agents in Royal Oak Michigan help businesses obtain coverage required by Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. A local agent can guide you through the Michigan Workers Disability Compensation Act and find a policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Royal Oak Cost?

Typical workers compensation insurance costs in Michigan range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars for high risk construction work. Rates vary by industry classification and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Royal Oak do?
A workers compensation insurance agent helps you compare policies from different carriers. They explain Michigan specific requirements such as the state rating bureau and assist with filing forms. They also advise on how to reduce your premium through safety programs.
Is workers comp insurance required for all businesses in Royal Oak Michigan?
Michigan law requires workers comp insurance for most employers with one or more employees including part time workers. Sole proprietors and some LLC members may opt out. An agent can verify if your business is exempt under Michigan statute.
How are workers comp insurance premiums calculated in Michigan?
Premiums in Michigan are based on your business classification code payroll and claims history. The Michigan Workers Compensation Placement Facility sets base rates. An agent can help you understand your experience modification factor and find ways to lower costs.