The top-rated workers' compensation insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Kearns Agency Inc. This directory lists 15 workers' compensation insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 5 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 6 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 7 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
| 8 | Maplethorpe Insurance | 827 Michigan St | (810) 982-8221 |
| 9 | AAA Insurance - Hoffman Agency | 411 Andrew Murphy Ave | (810) 292-0294 |
| 10 | Fournier Insurance Agency: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
Megan Simmons - State Farm Insurance Agent serves clients in the Port Huron, MI area, offering workers' compensation insurance and related coverage solutions. Their role involves assisting local employers in securing policies that help cover medical expenses and lost wages for employees injured on the job. Understanding the specific regulations and requirements for Michigan businesses is essential for providing suitable coverage options. Navigating claims and policy management is part of the service for area companies needing compliance and protection. They also assist with general liability insurance policies for small businesses in this region.
Jeff Genaw - State Farm Insurance Agent serves local homeowners, business owners, and property managers in Port Huron who need workers' compensation coverage. The agency helps clients secure policies that address medical expenses and lost wages for employees injured on the job. Consultation includes reviewing payroll classifications and state requirements to tailor coverage limits. Service extends to the surrounding communities of Marysville, Fort Gratiot, and Kimball Township in St. Clair County.
Tremble Insurance Agency provides workers’ compensation insurance solutions for businesses, including policy procurement and risk management guidance. Its service plans focus on helping employers maintain compliance with state regulations while reducing workplace injury costs through tailored coverage options. The agency also offers periodic policy reviews to adjust for operational changes or employment growth. Tremble Insurance Agency services a variety of local properties, including single-family homes, apartments, retail stores, and restaurants.
Serving Port Huron and the surrounding communities in St. Clair County, Kearns Agency Inc handles workers' compensation insurance coverage for local businesses. It helps employers navigate the complexities of workplace injury claims and regulatory compliance. The agency works to secure policies tailored to specific industries, ensuring businesses meet state requirements. For a typical job, it begins by reviewing a client's payroll and risk factors, then compares available insurance options from multiple carriers to recommend a suitable policy.
Rusty Fournier: Allstate Insurance in Port Huron, MI offers workers' compensation insurance coverage through both one-time policy purchases for single-project needs and recurring plans designed for ongoing business operations. Coverage helps employers manage medical costs and wage replacement for job-related injuries, a standard requirement for many local businesses. Service runs on either a one-time basis for short-term needs or as a scheduled, recurring basis depending on the policy selected.
Farm Bureau Insurance in Port Huron, Michigan provides comprehensive workers’ compensation coverage for local businesses, including policy consultation, claims management, and risk assessment services. Its maintenance plans offer ongoing support to ensure compliance with evolving state regulations and workplace safety standards. The agency serves a range of commercial property types, from single-family homes and multi-unit apartments to retail establishments and full-service restaurants.
Great Lakes Insurance specializes in connecting Port Huron businesses with tailored workers’ compensation coverage that addresses the specific risks of local industries. Their services include assessing employer liability needs, filing necessary documentation, and coordinating claims support to streamline the process for policyholders. By maintaining an active focus on regional workplace safety standards, they help area employers reduce premium exposure. During the busy winter season, the agency also assists with return-to-work planning to control costs when cold-weather injuries increase.
As winter ice and spring thaws create unpredictable slip hazards across Port Huron’s warehouses and docks, local business owners need coverage that addresses payroll classifications and claim procedures. Maplethorpe Insurance focuses specifically on workers’ compensation policies, helping area employers understand how premiums are calculated based on their industry’s risk data and loss history. The agent reviews each client’s current operations to align policy limits with state regulations. An initial workplace assessment is scheduled to document the facility’s safety protocols and employee roles before any coverage is bound.
AAA Insurance - Hoffman Agency provides workers' compensation insurance coverage to businesses in the Port Huron area. It assists employers in managing claims and controlling costs associated with workplace injuries, while also offering guidance on compliance with local workers' compensation regulations. The agency serves a range of commercial operations. Its clients typically include office environments, warehouse facilities, and food service establishments.
Fournier Insurance Agency: Allstate Insurance serves residential clients in Port Huron with home and auto coverage. The agency also handles commercial and workers’ compensation insurance for local businesses, providing policies that meet Michigan’s regulatory requirements. Their work focuses on managing claims and controlling premium costs for employers across the area. After each initial consultation, the agency follows up with clients to review policy changes and adjust coverage between regular annual visits.
What Does a a Workers' Compensation Insurance Agent in Port Huron Cost?
Workers compensation insurance costs in Michigan vary by industry and payroll size. For a small business in Port Huron, annual premiums typically range from 500 to 3000 dollars for low risk jobs. High risk industries like construction may pay 5000 to 15000 dollars or more per year. These are general estimates and your actual cost depends on your specific business factors. This is general information and not insurance advice.
About workers' compensation insurance agents in Port Huron
Workers compensation insurance agents in Port Huron help local businesses meet Michigan legal requirements. Michigan law requires most employers with one or more employees to carry workers compensation coverage. A local agent can explain state specific rules and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Port Huron do?
A workers compensation insurance agent helps you find a policy that meets Michigan state requirements. They can explain coverage options and assist with filing claims. Agents also help you understand how your premium is calculated.
Is workers compensation insurance required for all businesses in Port Huron Michigan?
Yes, under the Michigan Workers Disability Compensation Act, most employers with one or more employees must carry workers compensation insurance. Some exceptions exist for sole proprietors and certain agricultural workers. An agent can confirm if your business is exempt.
How can a Port Huron agent help with Michigan specific regulations?
Michigan has unique rules about benefit rates and time limits for reporting injuries. An agent can guide you on the 90 day limit for filing a claim with the state. They also help ensure your policy includes required coverage for medical and wage loss benefits.
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