The top-rated workers' compensation insurance agent in Owensboro, Kentucky is Drew Cunningham - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Elevate Insurance Agency Inc, Elite Risk Advisors, EM Ford Insurance & Financial Planning. This directory lists 20 workers' compensation insurance agents serving Owensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Drew Cunningham - State Farm Insurance Agent | 3970 Frederica St | (270) 684-0644 |
| 2 | Elevate Insurance Agency Inc | 3118 Alvey Park Dr E Ste 4 | (270) 682-0001 |
| 3 | Elite Risk Advisors | 111 W 3rd St Ste 2 | (270) 225-4445 |
| 4 | EM Ford Insurance & Financial Planning | 600 Frederica St | (270) 926-2806 |
| 5 | Kentucky Farm Bureau Insurance | 2645 Frederica St | (270) 926-9600 |
| 6 | WD Insurance | 2410 W Parrish Ave | (270) 240-2268 |
| 7 | Bennett Insurance Agency | 801 Old Hartford Rd | (270) 228-2323 |
| 8 | THE Insurance Group by Drew Young | 745 Carlton Dr | (812) 608-0649 |
| 9 | AAA Owensboro Insurance and Member Services | 1600 Frederica St | (270) 683-8034 |
| 10 | River City Insurance Agency | 800 Frederica St | (270) 216-8975 |
Drew Cunningham - State Farm Insurance Agent serves the Owensboro, KY metro area, specializing in providing workers’ compensation insurance policies for local businesses. The agency helps employers secure coverage that meets state requirements and protects staff from workplace injuries. Policies are tailored to different industries, with claims assistance available throughout the process to manage medical expenses and lost wages. The agency handles coverage for small businesses and provides policy reviews to ensure adequate protection.
Elevate Insurance Agency Inc provides workers' compensation insurance placement services for businesses in Owensboro, Kentucky. It offers ongoing policy management and claims support to help employers maintain compliance with state regulations. Service plans include periodic policy reviews and risk consultation assistance. The agency works with businesses operating within various local commercial property types, including single-family homes operated as rentals, apartment complexes, retail storefronts, and restaurants.
Elite Risk Advisors serves businesses in the Owensboro area, providing workers’ compensation insurance coverage and loss control guidance. The company helps employers manage workplace injury claims and navigate regulatory requirements. It partners with local enterprises to identify industry-specific risks and implement strategies that support a safer work environment. Its services also extend to businesses operating in the nearby communities of Daviess County and along the Green River corridor.
Serving Owensboro and the surrounding communities in western Kentucky, EM Ford Insurance & Financial Planning handles workers' compensation insurance for local businesses. The firm assists employers in securing policies that cover medical costs and lost wages for job-related injuries. It manages the process of obtaining quotes from carriers and ensures policy details match each client’s operational risks. The agent typically reviews a company’s payroll classifications, explains coverage options, and then coordinates the binding of the policy to maintain compliance with state regulations.
Kentucky Farm Bureau Insurance in Owensboro provides specialized services as a Workers' Compensation Insurance Agent, assisting local businesses in securing coverage for workplace injuries. It works with employers to understand their specific operational risks and find policies that meet state requirements. The agency supports clients through the claims process, helping them navigate reporting and return-to-work programs. This focus is particularly critical during seasonal fluctuations in industries such as agriculture or construction, when sudden increases in temporary workers can heighten safety concerns.
WD Insurance specializes in workers' compensation insurance for businesses in the Owensboro, Kentucky area. It assists employers with securing policies that cover medical care and lost wages for job-related injuries. The agency also helps policyholders navigate claims and modify coverage as operations change. For seasonal industries or those hiring temporary workers during peak demand periods, such as farming or construction, WD Insurance provides guidance on adjusting protection to maintain compliance while controlling costs.
As local businesses ramp up for the new year's peak season, Bennett Insurance Agency in Owensboro, KY helps employers secure the necessary workers' compensation insurance to cover on-the-job injuries and medical costs. The agent reviews each company's payroll and risk classifications to craft tailored coverage that meets Kentucky compliance requirements. An initial workplace consultation is arranged to assess hazards and loss-prevention needs before issuing a policy.
The Insurance Group by Drew Young in Owensboro, KY provides assistance with securing workers' compensation insurance coverage for employers. The agency focuses on navigating the specific regulatory requirements that govern workplace injury protection in Kentucky. This work includes evaluating payroll classifications and determining appropriate policy limits for individual businesses. The firm can serve a range of commercial operations, including professional offices, warehouse and distribution facilities, and food service establishments.
As a workers' compensation insurance agent, AAA Owensboro Insurance and Member Services in Owensboro, Kentucky, provides coverage that differs from one-time transactional policies such as auto or home lines. Instead, this agent focuses on recurring service policies that require annual renewal and premium adjustments based on payroll changes and claim history. Local businesses secure ongoing legal protection for employee workplace injuries, with policy terms managed through scheduled service intervals. This coverage operates on a recurring annual basis, with periodic policy reviews available as needed.
River City Insurance Agency handles residential workers' compensation needs for local businesses in Owensboro, Kentucky. The agency also provides commercial coverage for larger employers throughout the region. It assists clients in securing policies that meet state requirements and protect against workplace injury claims. By reviewing coverage during regular visits and addressing policy changes as they arise, the agency ensures continued protection and offers follow-up service between scheduled appointments.
What Does a a Workers' Compensation Insurance Agent in Owensboro Cost?
The cost of workers compensation insurance in Kentucky varies by industry payroll and claims history. For a small business in Owensboro typical premiums range from 500 to 3000 dollars per year per employee. Rates are set by the Kentucky Department of Insurance and approved annually. This is general information and not insurance advice.
About workers' compensation insurance agents in Owensboro
Workers compensation insurance agents in Owensboro Kentucky help local businesses meet state requirements for employee injury coverage. Kentucky law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the process of securing a policy that complies with Kentucky Revised Statutes Chapter 342.
Frequently Asked Questions
What does a workers compensation insurance agent in Owensboro do?
A workers compensation insurance agent helps you find a policy that meets Kentucky state requirements. They explain coverage options and assist with filing paperwork. They also help you understand how premiums are calculated based on your payroll and industry classification.
Is workers compensation insurance required in Owensboro Kentucky?
Yes, Kentucky law requires most employers with one or more employees to carry workers compensation insurance. This includes full-time part-time and seasonal workers. Failure to comply can result in fines and legal penalties under Kentucky Revised Statutes 342.
How can an Owensboro agent help with Kentucky workers comp laws?
An agent can explain Kentucky specific rules such as the 2 year statute of limitations for filing a claim. They can also advise on exemptions for sole proprietors and partners. This local knowledge helps ensure your business stays compliant.
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