ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Owensboro, KY

Browse workers' compensation insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Owensboro, Kentucky is Drew Cunningham - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Elevate Insurance Agency Inc, Elite Risk Advisors, EM Ford Insurance & Financial Planning. This directory lists 20 workers' compensation insurance agents serving Owensboro.

Showing 20 workers' compensation insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Drew Cunningham - State Farm Insurance Agent3970 Frederica St(270) 684-0644
2Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
3Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
4EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
5Kentucky Farm Bureau Insurance2645 Frederica St(270) 926-9600
6WD Insurance2410 W Parrish Ave(270) 240-2268
7Bennett Insurance Agency801 Old Hartford Rd(270) 228-2323
8THE Insurance Group by Drew Young745 Carlton Dr(812) 608-0649
9AAA Owensboro Insurance and Member Services1600 Frederica St(270) 683-8034
10River City Insurance Agency800 Frederica St(270) 216-8975
DC
3970 Frederica St
Drew Cunningham - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Owensboro, KY

Drew Cunningham - State Farm Insurance Agent serves the Owensboro, KY metro area, specializing in providing workers’ compensation insurance policies for local businesses. The agency helps employers secure coverage that meets state requirements and protects staff from workplace injuries. Policies are tailored to different industries, with claims assistance available throughout the process to manage medical expenses and lost wages. The agency handles coverage for small businesses and provides policy reviews to ensure adequate protection.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Workers' Compensation Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc provides workers' compensation insurance placement services for businesses in Owensboro, Kentucky. It offers ongoing policy management and claims support to help employers maintain compliance with state regulations. Service plans include periodic policy reviews and risk consultation assistance. The agency works with businesses operating within various local commercial property types, including single-family homes operated as rentals, apartment complexes, retail storefronts, and restaurants.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Workers' Compensation Insurance Agent · Owensboro, KY

Elite Risk Advisors serves businesses in the Owensboro area, providing workers’ compensation insurance coverage and loss control guidance. The company helps employers manage workplace injury claims and navigate regulatory requirements. It partners with local enterprises to identify industry-specific risks and implement strategies that support a safer work environment. Its services also extend to businesses operating in the nearby communities of Daviess County and along the Green River corridor.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Workers' Compensation Insurance Agent · Owensboro, KY

Serving Owensboro and the surrounding communities in western Kentucky, EM Ford Insurance & Financial Planning handles workers' compensation insurance for local businesses. The firm assists employers in securing policies that cover medical costs and lost wages for job-related injuries. It manages the process of obtaining quotes from carriers and ensures policy details match each client’s operational risks. The agent typically reviews a company’s payroll classifications, explains coverage options, and then coordinates the binding of the policy to maintain compliance with state regulations.

KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Workers' Compensation Insurance Agent · Owensboro, KY

Kentucky Farm Bureau Insurance in Owensboro provides specialized services as a Workers' Compensation Insurance Agent, assisting local businesses in securing coverage for workplace injuries. It works with employers to understand their specific operational risks and find policies that meet state requirements. The agency supports clients through the claims process, helping them navigate reporting and return-to-work programs. This focus is particularly critical during seasonal fluctuations in industries such as agriculture or construction, when sudden increases in temporary workers can heighten safety concerns.

WI
2410 W Parrish Ave
WD Insurance
Workers' Compensation Insurance Agent · Owensboro, KY

WD Insurance specializes in workers' compensation insurance for businesses in the Owensboro, Kentucky area. It assists employers with securing policies that cover medical care and lost wages for job-related injuries. The agency also helps policyholders navigate claims and modify coverage as operations change. For seasonal industries or those hiring temporary workers during peak demand periods, such as farming or construction, WD Insurance provides guidance on adjusting protection to maintain compliance while controlling costs.

BI
801 Old Hartford Rd
Bennett Insurance Agency
Workers' Compensation Insurance Agent · Owensboro, KY

As local businesses ramp up for the new year's peak season, Bennett Insurance Agency in Owensboro, KY helps employers secure the necessary workers' compensation insurance to cover on-the-job injuries and medical costs. The agent reviews each company's payroll and risk classifications to craft tailored coverage that meets Kentucky compliance requirements. An initial workplace consultation is arranged to assess hazards and loss-prevention needs before issuing a policy.

IG
745 Carlton Dr
THE Insurance Group by Drew Young
Workers' Compensation Insurance Agent · Owensboro, KY

The Insurance Group by Drew Young in Owensboro, KY provides assistance with securing workers' compensation insurance coverage for employers. The agency focuses on navigating the specific regulatory requirements that govern workplace injury protection in Kentucky. This work includes evaluating payroll classifications and determining appropriate policy limits for individual businesses. The firm can serve a range of commercial operations, including professional offices, warehouse and distribution facilities, and food service establishments.

AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Workers' Compensation Insurance Agent · Owensboro, KY

As a workers' compensation insurance agent, AAA Owensboro Insurance and Member Services in Owensboro, Kentucky, provides coverage that differs from one-time transactional policies such as auto or home lines. Instead, this agent focuses on recurring service policies that require annual renewal and premium adjustments based on payroll changes and claim history. Local businesses secure ongoing legal protection for employee workplace injuries, with policy terms managed through scheduled service intervals. This coverage operates on a recurring annual basis, with periodic policy reviews available as needed.

RC
800 Frederica St
River City Insurance Agency
Workers' Compensation Insurance Agent · Owensboro, KY

River City Insurance Agency handles residential workers' compensation needs for local businesses in Owensboro, Kentucky. The agency also provides commercial coverage for larger employers throughout the region. It assists clients in securing policies that meet state requirements and protect against workplace injury claims. By reviewing coverage during regular visits and addressing policy changes as they arise, the agency ensures continued protection and offers follow-up service between scheduled appointments.

NI
2120 Frederica St
Neely Insurance Agency LLC
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
RM
922 Triplett St Ste 1
RMI
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 684-6195
GI
1925 Frederica St
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 926-4550
assuredpartners.com/Owensboro
SI
3943 KY-54
Storm Insurance, LLC
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 685-2438
storm-ins.com
HI
2009 Frederica St A
Houchens Insurance Group
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 685-5581
higusa.com/about-our-agency
KS
2249 Palomino Pl
Karen's Insurance Agency
Workers' Compensation Insurance Agent · Owensboro, KY
kareninsuranceagency.com
GR
2645 Frederica St # 100
Gavin Roberts- Kentucky Farm Bureau Insurance
Workers' Compensation Insurance Agent · Owensboro, KY
(270) 926-9600
kyfb.com/daviess/central/gavin-roberts

What Does a a Workers' Compensation Insurance Agent in Owensboro Cost?

The cost of workers compensation insurance in Kentucky varies by industry payroll and claims history. For a small business in Owensboro typical premiums range from 500 to 3000 dollars per year per employee. Rates are set by the Kentucky Department of Insurance and approved annually. This is general information and not insurance advice.

About workers' compensation insurance agents in Owensboro

Workers compensation insurance agents in Owensboro Kentucky help local businesses meet state requirements for employee injury coverage. Kentucky law mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through the process of securing a policy that complies with Kentucky Revised Statutes Chapter 342.

Frequently Asked Questions

What does a workers compensation insurance agent in Owensboro do?

A workers compensation insurance agent helps you find a policy that meets Kentucky state requirements. They explain coverage options and assist with filing paperwork. They also help you understand how premiums are calculated based on your payroll and industry classification.

Is workers compensation insurance required in Owensboro Kentucky?

Yes, Kentucky law requires most employers with one or more employees to carry workers compensation insurance. This includes full-time part-time and seasonal workers. Failure to comply can result in fines and legal penalties under Kentucky Revised Statutes 342.

How can an Owensboro agent help with Kentucky workers comp laws?

An agent can explain Kentucky specific rules such as the 2 year statute of limitations for filing a claim. They can also advise on exemptions for sole proprietors and partners. This local knowledge helps ensure your business stays compliant.

Workers' Compensation Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.