The top-rated workers' compensation insurance agent in Louisville, Kentucky is Aspen Ridge Insurance, LLC, rated 5.0 stars across 610 reviews. Other highly rated options include RLP Insurance, Greg Haus - State Farm Insurance Agent, The Insurance Artist LLC. This directory lists 36 workers' compensation insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 2 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 3 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 4 | The Insurance Artist LLC | 9700 Bunsen Pkwy | (502) 830-9176 |
| 5 | Mary Henry - State Farm Insurance Agent | 5800 Bardstown Rd | (502) 491-7797 |
| 6 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 7 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 8 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 9 | Johnson Lawrence & Walker | 6506 Strawberry Ln | (502) 361-9411 |
| 10 | Family Select Insurance | 6409 Dutchmans Pkwy | (502) 454-7283 |
Aspen Ridge Insurance, LLC serves the Louisville, Kentucky metro area as a workers' compensation insurance agent. The company helps local businesses secure coverage that meets Kentucky’s compliance requirements for workplace injury claims. It works with various industries to find policies that protect employers and their employees. This agent assists clients with policy selection, claims support, and safety program guidance. For area contractors and manufacturers, it handles customized risk evaluations and ongoing policy management.
RLP Insurance provides comprehensive workers’ compensation insurance agent services for small and medium-sized businesses throughout Louisville, Kentucky. Its service offerings include policy placement, risk assessment, and premium auditing. The agency also offers ongoing claim management support and periodic policy reviews to help businesses maintain compliance with state requirements and manage escalating premium costs. Common service plans incorporate loss control consultations and safety program evaluations tailored to specific operational risks. The company handles coverage for properties such as single-family homes, apartments, retail spaces, and restaurants.
A local workers’ compensation insurance agent can help secure either a one-time policy to cover a specific contractor or project or a recurring policy that provides ongoing coverage for regular employees. Coverage options generally include medical expenses, lost wages, and legal costs arising from workplace injuries. In the Louisville, KY area, Greg Haus - State Farm Insurance Agent assists businesses in selecting appropriate plans that meet state requirements. Service runs on a one-time, scheduled, or as-needed basis, depending on the policy term and the client's changing coverage needs.
The Insurance Artist LLC specializes in securing Workers' Compensation policies for small and mid-sized businesses in the Louisville area. It also assists employers in managing claims and navigating compliance requirements under Kentucky state regulations. This independent agency works closely with clients to find appropriate coverage that meets their operational needs and budgetary constraints. As local businesses prepare for the increased physical demands of seasonal work during the summer months, the agency helps them obtain accurate coverage to address potential workplace injuries that may arise.
As spring construction ramps up around Louisville, local businesses face increased risk of employee injuries on the job site. Mary Henry - State Farm Insurance Agent helps employers in the area secure tailored workers’ compensation coverage to manage medical costs and lost wages during recovery. This includes policies designed for both small contractors and larger commercial operations throughout Jefferson County. An initial assessment of current payroll and specific workplace hazards is scheduled to determine the appropriate policy limits.
Hyland Insurance serves as a workers' compensation insurance agent in the Louisville area, arranging coverage for residential clients and their domestic employees. Commercial accounts, including small construction firms and regional manufacturers, are also assisted in managing their workplace injury risk and premium obligations. The agency represents multiple markets to provide suitable policy options for local businesses. Between regular renewal visits, the agent follows up with clients to review claims status and confirm that updated payroll classifications remain accurate for ongoing coverage.
Commonwealth Insurance Services operates as a workers’ compensation insurance agent in Louisville, Kentucky, guiding employers through the complexities of workplace injury coverage. It focuses on securing policies that meet state-mandated requirements while also offering supplemental protections for unique operational risks. By evaluating each business’s specific exposures, the agency aims to provide balanced coverage that supports employee recovery and controls employer liability. Its services are tailored for commercial sectors ranging from professional offices and administrative settings to distribution warehouses, manufacturing facilities, and food service establishments.
Schwartz Insurance Group provides workers' compensation insurance services to local businesses in Louisville, Kentucky. The firm helps commercial clients navigate required coverage for workplace injuries and associated claims. Service extends throughout the Louisville metropolitan area. Agents assist employers in understanding policy details and compliance with Kentucky regulations. Policies are structured to address the specific needs of different industries. Regular policy reviews help ensure coverage remains adequate as a business changes. Follow-up service occurs between scheduled renewal visits to address any emerging questions or modifications.
Johnson Lawrence & Walker is a workers' compensation insurance agent in Louisville, Kentucky, known for helping businesses manage workplace injury coverage. The firm serves a range of local industries, including construction, manufacturing, and healthcare, by connecting them with carriers that provide mandatory state-mandated policies. They assist with premium audits and claims reporting to ensure compliance with Kentucky workers’ compensation law. An additional service they offer is loss control consultation, which helps employers reduce workplace hazards and control insurance costs over time.
Family Select Insurance, based in Louisville, Kentucky, is known for helping local businesses secure workers' compensation coverage that meets state requirements. Its services range from guiding employers through classification codes to finding policies for contractors and small manufacturers. The agency assists with claims coordination and safety program development to help control workplace risks. It also specializes in offering hybrid policies that can integrate employer’s liability coverage with workers' compensation plans.
What Does a a Workers' Compensation Insurance Agent in Louisville Cost?
Workers compensation insurance costs in Kentucky typically range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs and from 5.00 to 15.00 per 100 dollars for higher risk construction work. The average cost for a small business in Louisville is around 1.50 per 100 dollars of payroll. Actual rates depend on your industry claims history and the carrier you choose. This is general information and not insurance advice.
About workers' compensation insurance agents in Louisville
Workers compensation insurance agents in Louisville Kentucky help businesses meet state mandated coverage requirements. Kentucky law requires most employers with one or more employees to carry workers comp insurance. A local agent can guide you through Kentucky Department of Workers Claims rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Louisville Kentucky?
In Kentucky any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to opt out but should check with an agent first.
What does a workers compensation insurance agent do in Louisville?
A workers compensation insurance agent helps you compare policies from different carriers. They explain Kentucky specific requirements such as the state approved loss cost multiplier and the process for filing a Form 101 with the Department of Workers Claims. They also assist with annual audits and policy renewals.
How are workers comp rates determined in Kentucky?
Kentucky uses a loss cost rating system where each carrier sets its own rates based on a state provided base loss cost. Your premium depends on your business classification code payroll and claims history. An agent can help you understand how these factors affect your quote.
Workers' Compensation Insurance Agents in Other Kentucky Cities
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