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Find Workers' Compensation Insurance Agents in Louisville, KY
Browse workers' compensation insurance agents serving Louisville, Kentucky. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 workers' compensation insurance agents in Louisville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Ridge Insurance, LLC
9850 Von Allmen Ct #201, Louisville, KY 40241
(502) 233-2272
aspenridgeinsurance.com
RLP Insurance
4360 Brownsboro Rd, Louisville, KY 40207
(502) 428-7267
rlpinsure.com
Greg Haus - State Farm Insurance Agent
3610 Lexington Rd, Louisville, KY 40207
(502) 894-4406
greghaus.com
Hyland Insurance
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 637-4733
hylandins.net
Family Select Insurance
6409 Dutchmans Pkwy, Louisville, KY 40205
(502) 454-7283
familyselectinsurance.com
The Insurance Artist LLC
9700 Bunsen Pkwy, Louisville, KY 40299
(502) 830-9176
theinsuranceartist.com
Mary Henry - State Farm Insurance Agent
5800 Bardstown Rd, Louisville, KY 40291
(502) 491-7797
insurememary.com
Commonwealth Insurance Services
12000 Shelbyville Rd, Louisville, KY 40243
(502) 813-5436
commonwealthins.net
Schwartz Insurance Group
2950 Breckenridge Ln STE 8A, Louisville, KY 40220
(502) 451-1111
schwartzinsgrp.com
Johnson Lawrence & Walker
6506 Strawberry Ln, Louisville, KY 40214
(502) 361-9411
jlwins.com
Louisville Kentucky Insurance
6801 Dixie Hwy Unit 237, Louisville, KY 40258
(502) 447-3711
louisvillekentuckyinsurance.com
Kentucky Shield Insurance
8003 Shelbyville Rd, Louisville, KY 40222
(502) 214-7092
kyshield.com
Lincoln Insurance Agency
214 Breckenridge Ln Suite 101, Louisville, KY 40207
(502) 897-3300
lincolninsuranceagency.com
Brandt Davis Insurance
2821 S Hurstbourne Pkwy STE 5, Louisville, KY 40220
(502) 499-6567
myhighstreet.com
DICK WATTS INSURANCE
12200 Shelbyville Rd #112, Louisville, KY 40243
(502) 245-3625
dickwattsinsurance.com
Independent Agents of Kentucky
806 Stone Creek Pkwy STE 1, Louisville, KY 40223
(502) 459-8880
weinsurekentucky.com
Local Choice Insurance
13117 Eastpoint Park Blvd Ste D, Louisville, KY 40223
(502) 907-2399
localchoiceinsurance.com
Louisville Insurance, Olivia McDaniel Broker
11828 Ransum Dr, Louisville, KY 40243
(502) 533-7229
insuredbyliv.com
Hamilton-Martin Insurance Inc
1491 Old Preston Hwy N, Louisville, KY 40229
(502) 957-6500
hamiltonmartin.com
Cornerstone Insurance Agency, LLC
7321 New La Grange Rd Suite140, Louisville, KY 40222
(502) 503-4356
louisvilleinsurancehelp.com
Workers compensation insurance agents in Louisville Kentucky help businesses meet state mandated coverage requirements. Kentucky law requires most employers with one or more employees to carry workers comp insurance. A local agent can guide you through Kentucky Department of Workers Claims rules and help you find a policy that fits your business needs.
What Does a Workers' Compensation Insurance Agent in Louisville Cost?
Workers compensation insurance costs in Kentucky typically range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs and from 5.00 to 15.00 per 100 dollars for higher risk construction work. The average cost for a small business in Louisville is around 1.50 per 100 dollars of payroll. Actual rates depend on your industry claims history and the carrier you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Louisville Kentucky?
In Kentucky any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to opt out but should check with an agent first.
What does a workers compensation insurance agent do in Louisville?
A workers compensation insurance agent helps you compare policies from different carriers. They explain Kentucky specific requirements such as the state approved loss cost multiplier and the process for filing a Form 101 with the Department of Workers Claims. They also assist with annual audits and policy renewals.
How are workers comp rates determined in Kentucky?
Kentucky uses a loss cost rating system where each carrier sets its own rates based on a state provided base loss cost. Your premium depends on your business classification code payroll and claims history. An agent can help you understand how these factors affect your quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.