The top-rated workers' compensation insurance agent in Georgetown, Kentucky is Sophia Kenealy - State Farm Insurance Agent, rated 5.0 stars across 979 reviews. Other highly rated options include Steve Woodrum - State Farm Insurance Agent, Becky Jordan - State Farm Insurance Agent, Castle Insurance. This directory lists 19 workers' compensation insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sophia Kenealy - State Farm Insurance Agent | 122 Edwards Ave #2 | (502) 542-6876 |
| 2 | Steve Woodrum - State Farm Insurance Agent | 102 Finley Dr #80 | (502) 863-0608 |
| 3 | Becky Jordan - State Farm Insurance Agent | 749 S Broadway St | (502) 863-3644 |
| 4 | Castle Insurance | 210 Bevins Ln Suite F | (502) 603-0397 |
| 5 | Humphries Insurance Agency LLC: Allstate Insurance | 1641 Paris Pike | (502) 863-3897 |
| 6 | Austin Flannery Agency: Allstate Insurance | 123 N Broadway | (502) 603-4068 |
| 7 | Shelter Insurance - Steve Black | 102 Finley Dr #107 | (502) 868-7654 |
| 8 | The Hockensmith Agency | 224 E Main St | (502) 208-7333 |
| 9 | Kentucky Farm Bureau Insurance | 101 Trackside Rd | (502) 863-2454 |
| 10 | Grant Rea - State Farm Insurance Agent | 401 E Washington St C | (502) 868-7575 |
Sophia Kenealy - State Farm Insurance Agent serves Georgetown and the surrounding Scott County area, offering workers' compensation insurance agent services. This agency assists local businesses with policies that cover medical expenses and lost wages for employees injured on the job. Services include evaluating workplace risks to help match coverage with operational needs. The agency also provides guidance on claim filing procedures and policy management for regional employers.
Small business owners, landlords, and local employers in Georgetown, Kentucky can secure workers’ compensation insurance through Steve Woodrum - State Farm Insurance Agent. This agency helps clients manage their legal obligation to cover employee injuries and illnesses with policies tailored to a business’s specific operations and risk level. The agent guides policyholders through premium calculations and claims reporting processes to support a smoother recovery for injured workers. Services also extend to employers in nearby Lexington and throughout Scott County.
Becky Jordan - State Farm Insurance Agent in Georgetown, KY provides workers' compensation insurance coverage to protect local businesses against the costs of workplace injuries and illnesses. Routine policy review and claims assistance are offered to help maintain compliant coverage as business needs change. These services are designed for a variety of commercial clients, including single-family homes, apartments, retail, and restaurants.
Castle Insurance serves business owners and employers in Georgetown, Kentucky who need workers’ compensation coverage. It assists with policy selection to meet legal requirements and protect against workplace injury claims. The company helps clients manage premiums by advising on safety protocols and claim procedures. Services include reviewing coverage limits, filing documentation, and coordinating with insurance carriers. Castle Insurance also extends its services to businesses operating in the surrounding Scott County area and the greater Lexington metro region.
Serving Georgetown, Kentucky, and the surrounding communities of Scott County, Humphries Insurance Agency LLC: Allstate Insurance handles workers’ compensation insurance for local businesses. It assists employers in securing coverage that meets state requirements and protects their workforce from job-related injuries. The agency focuses on understanding a company’s specific operational risks and policy needs. To process a typical job, it begins with a thorough review of the business classification and payroll to tailor the appropriate coverage options.
Austin Flannery Agency: Allstate Insurance in Georgetown, KY offers workers’ compensation insurance coverage either as a one-time policy for a single project or as an ongoing, scheduled service to cover regular employees. This agency assists local businesses in obtaining policies that meet state requirements for workplace injury protection. Services are provided on a scheduled basis, with options for policy review and adjustments as business needs change.
Shelter Insurance - Steve Black specializes in connecting Georgetown employers with workers' compensation coverage tailored to local industry needs. It assists businesses in navigating Kentucky’s compliance requirements for workplace injury insurance, helping secure policies that protect both the company and its employees. This agency also guides clients on risk management strategies to reduce workplace accidents. During periods of economic change or seasonal hiring surges, it helps assess updated coverage to address fluctuating payrolls and new operational exposures.
As local businesses in Georgetown prepare for seasonal construction projects or staff transitions, coverage needs can shift quickly. The Hockensmith Agency helps employers navigate workers' compensation insurance requirements specific to Kentucky. They work directly with business owners to evaluate risks and match policy options to each operation’s size and industry. This includes reviewing payroll classifications and past claims history to determine appropriate coverage levels. An initial assessment of the workplace safety environment is typically scheduled with the client to identify any necessary adjustments before a final policy is issued.
Kentucky Farm Bureau Insurance serves Georgetown and the surrounding communities of Scott County, handling workers’ compensation insurance for local businesses and employers. Its agency works closely with policyholders to secure coverage that meets state requirements and provides protection for workplace injuries. The company structures policies to help manage claims efficiently and support a safe working environment. For a typical job, the agent first reviews the business’s operations and payroll to recommend appropriate coverage options and then explains the claims process for any on-the-job incidents.
Grant Rea - State Farm Insurance Agent provides workers' compensation insurance services to businesses in Georgetown, Kentucky, helping employers manage the costs and compliance requirements associated with workplace injury coverage. Workers' compensation insurance through this agency is tailored to protect both the employer and their employees from the financial impact of on-the-job accidents and illnesses. The agency’s expertise extends to covering a variety of commercial sectors, including professional offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Georgetown Cost?
Workers compensation insurance costs in Kentucky typically range from 0.75 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs. Higher-risk industries like construction can cost 5.00 to 15.00 dollars per 100 dollars of payroll. Actual premiums depend on your specific business class, payroll, and loss history. This is general information, not insurance advice.
About workers' compensation insurance agents in Georgetown
Workers compensation insurance agents in Georgetown Kentucky help local businesses secure coverage required under Kentucky law. Kentucky requires most employers with one or more employees to carry workers compensation insurance. An agent can explain state-specific rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Georgetown Kentucky?
Yes, Kentucky law generally requires employers with one or more employees to carry workers compensation insurance. Some exceptions exist for certain agricultural workers and independent contractors. A local agent can confirm if your business must have coverage.
How do I choose a workers compensation insurance agent in Georgetown?
Look for an agent licensed in Kentucky who has experience with small businesses or your specific industry. Ask about their knowledge of Kentucky Workers Compensation Commission rules. Compare quotes and services from multiple agents before deciding.
What factors affect workers compensation insurance costs in Kentucky?
Costs depend on your business classification code, payroll size, claims history, and safety record. Kentucky uses a competitive rating system so premiums vary by insurer. An agent can help you understand how these factors apply to your Georgetown business.
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