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Find Workers' Compensation Insurance Agents Near You in Lexington, KY

Browse workers' compensation insurance agents serving Lexington, Kentucky. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Lexington, Kentucky is Carpenter Insurance Group LLC, rated 5.0 stars across 333 reviews. Other highly rated options include SeibertKeck Insurance Partners, Integrity Insurance Group, LLC, Asshield Insurance. This directory lists 19 workers' compensation insurance agents serving Lexington.

Showing 19 workers' compensation insurance agents in Lexington, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carpenter Insurance Group LLC141 Prosperous Pl Suite 26(859) 202-3656
2SeibertKeck Insurance Partners2011 Rambler Rd #1(859) 203-5353
3Integrity Insurance Group, LLC1500 Leestown Rd Ste 228(859) 800-4946
4Asshield Insurance2240 Executive Dr UNIT 103(859) 368-0162
5Bray & Oakley Insurance Agency3061 Fieldstone Way #300(859) 927-3743
6Renee Jackson Insurance Agency1795 Alysheba Way UNIT 1101(859) 317-2217
7The Hutch Agency - Kentucky121 Prosperous Pl STE 9B(859) 309-1912
8Greater Lexington Insurance Agency, Inc.1066 Wellington Way(859) 224-2477
9Heritage Insurance Agency3306 Clays Mill Rd Ste 106(859) 219-1122
10Union Insurance431 S Broadway # 332(859) 721-2060
CI
141 Prosperous Pl Suite 26
Carpenter Insurance Group LLC
Workers' Compensation Insurance Agent · Lexington, KY

Carpenter Insurance Group LLC provides comprehensive workers’ compensation coverage procurement for businesses in the Lexington, KY area, including initial risk assessments and policy placement tailored to various industries. Its service plans encompass routine policy reviews, payroll audits, and claims reporting assistance to help employers maintain compliance and manage costs effectively. The agency serves the property needs of single-family homes, apartments, retail, and restaurants.

SI
2011 Rambler Rd #1
SeibertKeck Insurance Partners
Workers' Compensation Insurance Agent · Lexington, KY

SeibertKeck Insurance Partners serves the Lexington, Kentucky metro area as a workers’ compensation insurance agent. They help local employers secure coverage that meets state requirements while protecting against workplace injury claims. Their service includes analyzing a business’s payroll and risk classification to find appropriate policies. SeibertKeck Insurance Partners also assists with adjusting coverage as a company grows or changes operations. For this area, the agency specifically handles policy placement for small to midsize firms and guides clients through the claims reporting process.

II
1500 Leestown Rd Ste 228
Integrity Insurance Group, LLC
Workers' Compensation Insurance Agent · Lexington, KY

Integrity Insurance Group, LLC serves businesses throughout Lexington, Kentucky, offering workers' compensation insurance agent services to local companies seeking coverage for employee on-the-job injuries. The agency helps business owners assess their risk exposure and select appropriate policies that meet state regulatory requirements. By working closely with employers, they assist in managing claims and maintaining compliance with workplace safety standards. Their professional guidance extends to commercial clients in nearby communities such as Nicholasville, ensuring comprehensive coverage across the broader Fayette County metro area.

AI
2240 Executive Dr UNIT 103
Asshield Insurance
Workers' Compensation Insurance Agent · Lexington, KY

Asshield Insurance provides workers’ compensation insurance services throughout Lexington, Kentucky, and its surrounding communities. It handles coverage needs for local businesses across multiple industries, from construction to retail. This agent works to match employers with policies that comply with Kentucky’s specific state regulations. It also assists injured workers with the claims filing process. For a typical job, the agent first reviews the business’s operations and payroll, then compares quotes from several carriers to find a suitable policy that balances cost and coverage.

BO
3061 Fieldstone Way #300
Bray & Oakley Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY

A workers’ compensation insurance agent can help a business with either a single policy purchase or ongoing adjustments as payroll and risks change. The agency provides coverage that protects employers and employees under Kentucky’s requirements. For Lexington clients, this means reviewing classification codes and premium calculations to ensure proper compliance. Service for initial setup or annual renewals is handled on a scheduled basis, with additional support available as needed for audits or claims questions.

RJ
1795 Alysheba Way UNIT 1101
Renee Jackson Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY

Renee Jackson Insurance Agency specializes in helping Lexington employers secure workers’ compensation coverage that meets legal requirements and protects their workforce. The agency guides clients through policy options, claims management, and compliance with Kentucky’s workers’ compensation laws. It serves small and medium-sized businesses that need reliable coverage tailored to their industry risks. This work helps local companies manage premiums and avoid costly penalties. The agency is particularly valuable during seasonal staffing changes, when new hires require immediate coverage under state mandates.

HA
121 Prosperous Pl STE 9B
The Hutch Agency - Kentucky
Workers' Compensation Insurance Agent · Lexington, KY

With winter weather approaching, Lexington businesses face increased slip-and-fall risks on icy surfaces, making proper workers’ compensation coverage critical for both employee protection and compliance. The Hutch Agency - Kentucky works with local employers across industries to secure policies tailored to their unique operational hazards and payroll structures. Their team evaluates each client’s liability exposures and recommends coverage limits that align with Kentucky’s regulatory requirements without overextending budgets. A comprehensive policy begins with a thorough workplace safety inspection and hazard assessment to determine appropriate premium rates and risk-management strategies.

GL
1066 Wellington Way
Greater Lexington Insurance Agency, Inc.
Workers' Compensation Insurance Agent · Lexington, KY

Greater Lexington Insurance Agency, Inc. serves Lexington residents with personalized workers' compensation insurance policies tailored for home-based businesses and independent contractors. The agency also provides commercial coverage for small and medium-sized local enterprises, ensuring compliance with Kentucky's workplace injury regulations. Their service area encompasses all of Fayette County and the surrounding Bluegrass region. After a policy is written or a claim is settled, the team follows up with clients between regular visits to adjust coverage as business needs change.

HI
3306 Clays Mill Rd Ste 106
Heritage Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY

Heritage Insurance Agency operates as a workers' compensation insurance agent in Lexington, Kentucky. The firm assists local businesses in managing their required coverage for work-related injuries and illnesses. As an agent, Heritage Insurance Agency navigates the specific risk and regulatory landscape of Kentucky workers' compensation law for employers. It can specialize in tailoring policies to match the unique hazards of different commercial sectors. Businesses served range from general offices and clerical spaces to warehouses and physical distribution centers. The agency further supports the food service industry, including restaurants and commercial kitchens.

UI
431 S Broadway # 332
Union Insurance
Workers' Compensation Insurance Agent · Lexington, KY
AT
343 Waller Ave #101
Al Torstrick Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY
(859) 233-1461
altorstrick.com
LI
465 E High St #101
Lexington Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY
(859) 253-6570
lexingtoninsuranceagency.com
JG
271 W Short St Ste 812
John G King Insurance
Workers' Compensation Insurance Agent · Lexington, KY
(859) 252-6155
johngkinginsurance.com
WI
135 E New Circle Rd #140
The Wright Insurance Agency
Workers' Compensation Insurance Agent · Lexington, KY
(859) 971-0221
thewrightinsuranceky.com
WI
1910 Harrodsburg Rd
Whitt Insurance Agency, Inc
Workers' Compensation Insurance Agent · Lexington, KY
(859) 278-0124
whittinsuranceagency.com
SI
80 Codell Dr Suite 120 Suite 120 Suite 120
Strong Insurance Agency LLC
Workers' Compensation Insurance Agent · Lexington, KY
(859) 263-5840
stronginsuranceagencyky.com
PI
1795 Alysheba Way UNIT 4201
Professional Insurance Plans
Workers' Compensation Insurance Agent · Lexington, KY
(859) 543-8955
professionalplans.com
KE
250 W Main St #900
Kentucky Employers' Mutual Insurance
Workers' Compensation Insurance Agent · Lexington, KY
(859) 425-7800
kemi.com
WI
1031 Wellington Way UNIT 225
Worth Insurance Group of Lexington
Workers' Compensation Insurance Agent · Lexington, KY
(859) 296-1323
worthlex.com

What Does a a Workers' Compensation Insurance Agent in Lexington Cost?

Typical workers compensation insurance costs in Kentucky range from about $0.50 to $3.00 per $100 of payroll depending on your industry and claims history. For a small Lexington business with low-risk employees, annual premiums may start around $500. For higher-risk industries like construction, costs can exceed $5,000 per year. Rates are also affected by the employer experience modification factor. This is general information and not insurance advice.

About workers' compensation insurance agents in Lexington

A workers compensation insurance agent in Lexington Kentucky helps businesses meet state legal requirements for employee injury coverage. Kentucky law requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through Kentucky Department of Workers Claims rules and help you choose a policy that fits your business size and risk level.

Frequently Asked Questions

Who needs workers compensation insurance in Lexington Kentucky?

In Kentucky, any employer with one or more employees must carry workers compensation insurance unless they are a sole proprietor or partner without employees. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal penalties.

What does a workers compensation insurance agent do for a Lexington business?

A workers compensation insurance agent helps you compare policies from different carriers, explains Kentucky-specific coverage requirements, and assists with completing the necessary paperwork. They also help you understand how your premium is calculated based on payroll and industry classification.

How does Kentucky law affect workers compensation insurance costs?

Kentucky sets maximum and minimum benefit amounts for lost wages and medical care, which influence insurance rates. The state also uses a competitive rating system where insurers set their own rates subject to regulatory approval. An agent can help you find a policy that meets Kentucky legal standards while fitting your budget.

Workers' Compensation Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.