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Workers' Compensation Insurance Agents in Lexington, KY
Compare workers' compensation insurance agents in Lexington. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Lexington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 workers' compensation insurance agents in Lexington, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
80 Codell Dr Suite 120 Suite 120 Suite 120, Lexington, KY 40509
(859) 263-5840
stronginsuranceagencyky.com
Professional Insurance Plans
1795 Alysheba Way UNIT 4201, Lexington, KY 40509
(859) 543-8955
professionalplans.com
Worth Insurance Group of Lexington
1031 Wellington Way UNIT 225, Lexington, KY 40513
(859) 296-1323
worthlex.com
A workers compensation insurance agent in Lexington Kentucky helps businesses meet state legal requirements for employee injury coverage. Kentucky law requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through Kentucky Department of Workers Claims rules and help you choose a policy that fits your business size and risk level.
What Does a Workers' Compensation Insurance Agent in Lexington Cost?
Typical workers compensation insurance costs in Kentucky range from about $0.50 to $3.00 per $100 of payroll depending on your industry and claims history. For a small Lexington business with low-risk employees, annual premiums may start around $500. For higher-risk industries like construction, costs can exceed $5,000 per year. Rates are also affected by the employer experience modification factor. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Lexington Kentucky?
In Kentucky, any employer with one or more employees must carry workers compensation insurance unless they are a sole proprietor or partner without employees. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
What does a workers compensation insurance agent do for a Lexington business?
A workers compensation insurance agent helps you compare policies from different carriers, explains Kentucky-specific coverage requirements, and assists with completing the necessary paperwork. They also help you understand how your premium is calculated based on payroll and industry classification.
How does Kentucky law affect workers compensation insurance costs?
Kentucky sets maximum and minimum benefit amounts for lost wages and medical care, which influence insurance rates. The state also uses a competitive rating system where insurers set their own rates subject to regulatory approval. An agent can help you find a policy that meets Kentucky legal standards while fitting your budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.