The top-rated umbrella insurance agent in Oak Creek, Wisconsin is Kevin Grall - State Farm Insurance Agent, rated 4.9 stars across 96 reviews. Other highly rated options include Scootergirl Insurance Agency, BWO Insurance, Steve Paddock - State Farm Insurance Agent. This directory lists 10 umbrella insurance agents serving Oak Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Grall - State Farm Insurance Agent | 7003 S Howell Ave Ste 1200 | (414) 762-3300 |
| 2 | Scootergirl Insurance Agency | 7071 South 13th Street #110 | (414) 762-5002 |
| 3 | BWO Insurance | 7472 S 6th St | (414) 422-8811 |
| 4 | Steve Paddock - State Farm Insurance Agent | 330 W Drexel Ave #4 | (414) 304-5116 |
| 5 | Brittany Palenski American Family Insurance | 7071 South 13th Street Suite 201 | (414) 373-7298 |
| 6 | Conner Smith American Family Insurance | 8805 S Howell Ave | (414) 764-8899 |
| 7 | Scherrer Insurance | 6508 S 27th St | (414) 761-9600 |
| 8 | Werner Insurance Advisors, Ltd. | 8825 S Howell Ave Suite 304 | (414) 766-9999 |
| 9 | Farmers Insurance - Susan Running | 108 E Drexel Ave | (414) 764-0116 |
| 10 | Insurance Plan Agent - Oak Creek | 8666 S Chicago Rd #17 | (414) 467-6448 |
Kevin Grall - State Farm Insurance Agent serves homeowners, businesses, and property managers in Oak Creek, Wisconsin, who need umbrella insurance policies for added liability protection beyond standard coverage. These policies can help safeguard assets against major claims or lawsuits that might otherwise exceed typical limits. As an agent in the area, Kevin Grall understands the specific risks local policyholders face. The office also covers surrounding communities, including South Milwaukee, offering convenient access to an extra layer of security for those seeking greater peace of mind.
Scootergirl Insurance Agency in Oak Creek, WI offers a range of umbrella insurance agent services, including guiding clients through policy options designed to extend personal liability coverage beyond standard home and auto limits. The agency can assist with policy evaluations to ensure adequate protection for a client’s unique assets and risk profile. Annual coverage reviews are available to help adjust policies as circumstances change. It services single-family homes, apartments, retail establishments, and restaurants.
BWO Insurance serves Milwaukee County from its location in Oak Creek, Wisconsin, as a local provider of umbrella insurance agent services. The company helps clients obtain liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. This excess liability protection is designed to offer financial security against major claims or lawsuits. BWO Insurance handles personal umbrella policies for individuals and families, as well as commercial umbrella coverage for small businesses in the area.
Steve Paddock - State Farm Insurance Agent serves Oak Creek, Wisconsin, and the surrounding communities in Milwaukee County. As an umbrella insurance agent, the office handles liability coverage that extends beyond the limits of standard auto and homeowners policies. This additional layer of protection helps safeguard personal assets against major claims or lawsuits. For a typical job, the agent follows a standard process of reviewing a client’s existing policies to determine appropriate coverage levels before recommending a suitable umbrella policy.
Brittany Palenski American Family Insurance in Oak Creek, WI offers umbrella insurance that provides liability coverage beyond standard policies. Clients choose between a single one-time policy review or ongoing scheduled adjustments to their coverage limits as personal assets evolve. This local agency tailors each umbrella plan to address regional risks, such as severe weather incidents or automobile liability. Service operates strictly on a scheduled basis, with regular annual policy updates to ensure coverage aligns with current liability exposures.
Conner Smith American Family Insurance offers specialized umbrella insurance services in Oak Creek, WI, providing an extra layer of liability protection beyond standard policies. The agency assists clients with coverage that safeguards assets from major claims or lawsuits. By working with homeowners, drivers, and small business owners, it helps evaluate personal risk levels and recommends appropriate policy limits. As winter conditions in Wisconsin often lead to increased liability risks from icy sidewalks or vehicle accidents, the agency helps clients review their coverage before the season’s annual hazards arrive.
As winter storms bring sleet and freezing rain to Oak Creek, drivers face increased risks of accidents that exceed standard auto policy limits. Scherrer Insurance helps local homeowners and motorists protect their assets by offering umbrella insurance coverage that extends liability protection beyond typical policies. This added layer safeguards savings and future earnings against costly lawsuits. An initial review of existing policies enables an agent to assess the coverage gaps most relevant to each client’s property and driving habits in the area.
Werner Insurance Advisors, Ltd. provides general insurance services and specializes in umbrella insurance agent work for clients throughout the Oak Creek, WI area. This type of coverage offers an additional layer of liability protection beyond standard policies, helping safeguard personal and business assets from major claims or lawsuits. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Serving residential clients in Oak Creek and the surrounding area, this agency provides umbrella insurance tailored to homeowners needing added liability protection beyond a standard policy. Coverage also extends to commercial accounts for local businesses seeking to safeguard their assets. Representing Farmers Insurance, agent Susan Running assists individuals and companies in assessing their risk exposure and securing appropriate limits. Regular check-ins with policyholders help ensure that coverage keeps pace with changing circumstances, and ongoing account reviews are offered as part of their routine service between visits.
Insurance Plan Agent - Oak Creek is known for providing supplemental liability coverage to individuals and families in the Oak Creek area. Its service range includes assessing personal assets and offering policies that protect against major claims and lawsuits. The agency helps clients understand how umbrella insurance works alongside home and auto policies. As a specialty service, it can add on coverage for incidents involving recreational vehicles or watercraft to broader liability protection.
What Does an a Umbrella Insurance Agent in Oak Creek Cost?
Typical umbrella insurance costs in Wisconsin range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Actual premiums vary by insurer your claims history and the number of vehicles or properties insured. This is general information and not insurance advice.
About umbrella insurance agents in Oak Creek
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Oak Creek Wisconsin this type of policy can protect your assets from major claims or lawsuits. Local agents can help you understand how Wisconsin law affects coverage limits and policy requirements.
Frequently Asked Questions
What does an umbrella insurance agent in Oak Creek do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto limits. The agent will review your current policies and recommend an appropriate amount of extra protection based on your assets and risk factors.
How much umbrella insurance coverage do I need in Wisconsin?
Most Wisconsin agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks. Your agent can help you calculate a suitable limit based on your personal situation.
Are there Wisconsin-specific rules for umbrella insurance?
Wisconsin law does not require umbrella insurance but it does set minimum liability limits for auto and home policies that must be met before umbrella coverage applies. Your agent will ensure your underlying policies meet these state requirements.
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