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Find Umbrella Insurance Agents Near You in Beloit, WI

Browse umbrella insurance agents serving Beloit, Wisconsin. Updated 2026-07-14.

The top-rated umbrella insurance agent in Beloit, Wisconsin is Nick Oldenburg - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Senz Redieske Insurance Agency, Kris Rodriguez | Insure360 - Health, Medicare, and Life, Shannon Ahrens American Family Insurance. This directory lists 16 umbrella insurance agents serving Beloit.

Showing 16 umbrella insurance agents in Beloit, WIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Oldenburg - State Farm Insurance Agent1406 Willowbrook Rd #130(608) 312-4747
2Senz Redieske Insurance Agency630 E Grand Ave(608) 362-3313
3Kris Rodriguez | Insure360 - Health, Medicare, and Life645 3rd St(608) 313-4816
4Shannon Ahrens American Family Insurance1122 Cranston Rd(608) 362-8818
5Terry Sminchak - State Farm Insurance Agent1116 Cranston Rd(608) 365-3836
6Kathy Hayden - State Farm Insurance Agent418 Pleasant St(608) 362-3646
7Joe Dencker - COUNTRY Financial Agent2101 S Riverside Dr Suite 2(608) 421-7980
8TRICOR Insurance2031 S Riverside Dr(608) 365-5551
9Wright Insurance Group1805 E Zick Dr(608) 365-6649
10Danny Trotter - State Farm Insurance Agent2525 Prairie Ave(608) 365-3201
NO
1406 Willowbrook Rd #130
Nick Oldenburg - State Farm Insurance Agent
Umbrella Insurance Agent · Beloit, WI

Nick Oldenburg - State Farm Insurance Agent serves Beloit, Wisconsin, and the surrounding Rock County area. As an umbrella insurance agent, his agency provides additional liability coverage that extends beyond the limits of standard home and auto policies. This extra protection helps safeguard personal assets against major claims or lawsuits. Nick Oldenburg - State Farm Insurance Agent assists clients in securing this broader coverage for their financial security. The agency also handles inquiries about personal liability umbrella policies for local residents and property owners.

SR
630 E Grand Ave
Senz Redieske Insurance Agency
Umbrella Insurance Agent · Beloit, WI

Senz Redieske Insurance Agency provides umbrella insurance services in Beloit, Wisconsin, offering supplemental liability coverage that extends beyond standard policy limits. The agency works with clients to assess their asset protection needs and obtain appropriate coverage through admitted carriers. It assists with policy reviews, coverage adjustments, and claim-related inquiries to ensure professional oversight. The agency services a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants.

KR
645 3rd St
Kris Rodriguez | Insure360 - Health, Medicare, and Life
Umbrella Insurance Agent · Beloit, WI

Serving Beloit, Wisconsin, and the surrounding Rock County communities, Kris Rodriguez | Insure360 provides umbrella insurance policies that add an extra layer of liability coverage beyond standard home and auto limits. Protecting local residents from major claims and lawsuits, the agency helps clients shield their assets and future earnings. A typical policy is written to cover a wide range of unforeseen incidents. The agent reviews each client‘s existing primary policies to identify coverage gaps, then tailors an appropriate umbrella limit to fit their specific needs.

SA
1122 Cranston Rd
Shannon Ahrens American Family Insurance
Umbrella Insurance Agent · Beloit, WI

Shannon Ahrens American Family Insurance helps homeowners, businesses, and property managers protect their assets through umbrella insurance policies. These policies provide extra liability coverage beyond standard limits, offering a critical safety net for clients in Beloit, Wisconsin. The agency guides customers in selecting appropriate coverage to address potential financial risks from accidents or property claims. Its services extend to residents and commercial operators in nearby Janesville as well.

TS
1116 Cranston Rd
Terry Sminchak - State Farm Insurance Agent
Umbrella Insurance Agent · Beloit, WI

In Beloit, Wisconsin, this agent offers umbrella insurance as a separate policy for added liability protection beyond standard auto or home coverage, distinct from the one-time purchase of a rental policy or the scheduled renewal of a homeowners plan. Umbrella insurance provides coverage for claims that exceed underlying policy limits, helping protect assets against major lawsuits. Service for buying or adjusting such coverage typically occurs on an as-needed basis when a client's personal risk profile or policy renewal cycle requires it.

KH
418 Pleasant St
Kathy Hayden - State Farm Insurance Agent
Umbrella Insurance Agent · Beloit, WI

Kathy Hayden - State Farm Insurance Agent in Beloit, WI, provides specialized umbrella insurance to extend liability coverage beyond standard home and auto policies. It also offers personal insurance services, helping residents evaluate their existing protection gaps. Umbrella policies safeguard against major claims or lawsuits that might otherwise deplete personal assets. This can be especially valuable during Wisconsin’s winter months, when an ice-related slip on a driveway could lead to a significant injury claim.

JD
2101 S Riverside Dr Suite 2
Joe Dencker - COUNTRY Financial Agent
Umbrella Insurance Agent · Beloit, WI

As an independent agency, Joe Dencker - COUNTRY Financial Agent in Beloit, WI, offers property and casualty coverage. For additional asset protection, the firm provides umbrella insurance to extend liability limits beyond standard policies. This layer of coverage helps safeguard savings and future earnings against large claims. Personal lines clients benefit from increased protection for homes and vehicles. On the commercial side, the broker also serves offices, warehouses, and food service operations requiring higher liability limits.

TI
2031 S Riverside Dr
TRICOR Insurance
Umbrella Insurance Agent · Beloit, WI

Sudden spring storms or an unexpected slip on an icy walkway can create serious liability concerns for homeowners in Beloit. TRICOR Insurance assists clients by offering umbrella policies that provide an extra layer of coverage beyond standard home or auto limits, protecting assets against major claims or lawsuits in the region. The initial process for obtaining suitable protection typically begins with a comprehensive review of existing policies and personal risk factors during a straightforward consultation or inspection appointment.

WI
1805 E Zick Dr
Wright Insurance Group
Umbrella Insurance Agent · Beloit, WI

Wright Insurance Group provides residential umbrella insurance in Beloit, Wisconsin, offering an extra layer of liability protection beyond standard homeowners policies. They also serve commercial clients in the area, covering businesses that need higher policy limits. Serving Beloit and the surrounding region, their agents assist both new and returning customers between regularly scheduled visits, helping to review coverage needs and adjust policies for changing circumstances. This follow-up service ensures clients maintain adequate protection as their personal or business liability exposures evolve.

DT
2525 Prairie Ave
Danny Trotter - State Farm Insurance Agent
Umbrella Insurance Agent · Beloit, WI
AS
2211 Cranston Rd
Alongi Santas Moss Insurance Agency
Umbrella Insurance Agent · Beloit, WI
(608) 362-3370
alongiinsurance.com
LI
604 Pleasant St UNIT 110
LifeCircle
Umbrella Insurance Agent · Beloit, WI
(608) 365-2115
thelifecircle.com
JH
2101 S Riverside Dr Suite 3
Jesse Harrison - COUNTRY Financial Agent
Umbrella Insurance Agent · Beloit, WI
(608) 754-1742
agents.countryfinancial.com/usa/wi/beloit/jesse-harrison
MS
2497 Austin Pl
Michael Santucci Inc
Umbrella Insurance Agent · Beloit, WI
(608) 364-0115
NM
1205 S Madison Rd
Newark Mutual Insurance Co
Umbrella Insurance Agent · Beloit, WI
(608) 362-3173
DW
1400 E Huebbe Pkwy
David Weitz American Family Insurance
Umbrella Insurance Agent · Beloit, WI
(608) 241-5556
amfam.com/agents/wisconsin/madison/david-weitz

What Does an a Umbrella Insurance Agent in Beloit Cost?

In Wisconsin, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, cost more but are still affordable compared to the protection they provide. Actual costs vary based on your risk factors, claims history, and the insurance company. This is general information, not insurance advice.

About umbrella insurance agents in Beloit

An umbrella insurance policy provides extra liability coverage beyond your standard auto or homeowners insurance. In Beloit, Wisconsin, agents can help you assess your risk and find a policy that meets your needs. Wisconsin law does not require umbrella insurance, but it can protect your assets in the event of a major lawsuit or accident.

Frequently Asked Questions

What does an umbrella insurance agent in Beloit do?

An umbrella insurance agent helps you purchase a policy that adds extra liability coverage above your existing insurance. They review your current policies, assess your assets, and recommend a coverage limit that fits your situation.

How much umbrella insurance do I need in Wisconsin?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Wisconsin courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.

Can I get umbrella insurance if I have a dog or a pool in Beloit?

Yes, but some insurers may require you to have certain minimum liability limits on your homeowners policy. In Wisconsin, dog bite claims are common, and a pool increases your risk, so an umbrella policy can provide important extra protection.

Umbrella Insurance Agents in Other Wisconsin Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.