The top-rated umbrella insurance agent in Eau Claire, Wisconsin is Potter Agency, LLC, rated 4.8 stars across 89 reviews. Other highly rated options include Midwest Select Insurance Group (MSIG), Strobel Insurance, Oliver Insurance Agency, Inc.. This directory lists 19 umbrella insurance agents serving Eau Claire.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Potter Agency, LLC | 2115 E Clairemont Ave # 1 | (715) 552-3511 |
| 2 | Midwest Select Insurance Group (MSIG) | 4004 Oakwood Hills Pkwy # 100 | (715) 309-5495 |
| 3 | Strobel Insurance | 130 S Barstow St #2B | (715) 835-8030 |
| 4 | Oliver Insurance Agency, Inc. | 1718 Keith St | (715) 834-9827 |
| 5 | Goosehead Insurance - Amy DeRuyter | 1021 Regis Ct | (715) 318-6716 |
| 6 | Ryan T Hediger Agency LLC American Family Insurance | 3635 N Hastings Way #2 | (715) 832-9419 |
| 7 | Anne Pulda American Family Insurance | 321 Riverfront Terrace | (715) 835-9868 |
| 8 | Dallman Insurance Agency, LLC - Eau Claire | 1101 W Clairemont Ave Ste 2H | (715) 318-2832 |
| 9 | Spectrum Insurance Group - Eau Claire | 4233 Southtowne Dr | (715) 858-9865 |
| 10 | Lauer Insurance Agency Inc. | 4330 Golf Terrace Suite 102 | (715) 835-9698 |
Potter Agency, LLC serves Eau Claire County and the surrounding region as an umbrella insurance agent, providing extra liability coverage that extends beyond the limits of standard home and auto policies. This type of insurance helps protect policyholders from major claims and lawsuits that could otherwise threaten personal assets. The agency assists clients in securing higher coverage limits for increased financial security. It specifically handles residential umbrella policies and personal liability protection.
Midwest Select Insurance Group serves homeowners, businesses, and property managers in Eau Claire, Wisconsin, seeking additional liability protection beyond standard policies. It facilitates umbrella insurance policies that extend coverage limits and help safeguard clients from major claims or lawsuits. These policies can add millions in liability coverage on top of existing auto and home insurance. Through this process, the company helps residents and commercial operators in Eau Claire manage their risk exposure with broader financial protection. It also provides these protective services for clients in the neighboring Altoona area.
Serving Eau Claire and the surrounding communities in west-central Wisconsin, Strobel Insurance focuses on umbrella insurance as an independent agent. It helps clients secure additional liability coverage that extends beyond the limits of their existing home or auto policies. This offers an extra layer of financial protection against major claims or lawsuits. For each client, the agency first reviews their current personal policies to identify coverage gaps. It then selects a standalone umbrella policy tailored to fill those specific exposures without causing duplicative coverage.
Oliver Insurance Agency, Inc., in Eau Claire, Wisconsin, provides comprehensive umbrella insurance policies designed to extend liability coverage beyond standard homeowners and auto policies. The agency assists clients in evaluating their personal risk exposure to determine appropriate additional coverage levels. Its approach includes reviewing existing insurance portfolios to identify coverage gaps and ensure seamless integration with primary policies. Ongoing policy management and periodic reviews are offered to adjust limits as circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Goosehead Insurance - Amy DeRuyter in Eau Claire, Wisconsin, offers both one-time consultations and ongoing policy management for umbrella coverage. Umbrella insurance provides additional liability protection beyond standard auto and homeowners policies, helping safeguard personal assets from major claims or lawsuits. Serving clients throughout the Eau Claire area, the agency assists individuals and families in evaluating their existing coverage limits to determine the appropriate extra layer of protection. Services are available on a scheduled or as-needed basis, allowing clients to adjust their coverage as their circumstances change.
Ryan T Hediger Agency LLC American Family Insurance specializes in umbrella insurance coverage, offering additional liability protection beyond standard policies. The agency serves clients throughout Eau Claire, WI, helping individuals and families secure comprehensive risk management across their assets and future earnings. This general service addresses diverse needs, from auto and home liability gaps to unforeseen legal claims. As the winter season brings increased slip-and-fall accidents on icy walkways, the agency assists local residents in ensuring they have sufficient coverage to handle such unexpected incidents.
With the arrival of spring storms in Eau Claire, many homeowners consider added liability protection beyond standard policies. Anne Pulda American Family Insurance provides umbrella insurance, which offers extra coverage when auto or home limits are exceeded. This local agent works with residents to assess personal assets and potential risks, structuring broader protection for financial peace of mind. An initial consultation is typically the essential starting point, reviewing a client’s current policies and daily exposures.
Dallman Insurance Agency, LLC in Eau Claire serves residents by arranging umbrella liability policies that provide extra coverage beyond standard homeowners or auto insurance. Commercial clients can also access similar excess liability protections as needed throughout the Eau Claire area. These supplemental policies help protect personal assets and future earnings against major claims or lawsuits. Agents work with clients to review current coverage limits and advise on appropriate umbrella amounts. The agency maintains contact with policyholders between regular renewal visits for questions or coverage adjustments.
Spectrum Insurance Group - Eau Claire assists individuals and businesses with general liability protections by structuring layered coverage policies. Their specialty is adding umbrella insurance policies that extend existing liability limits, providing extra financial defense against major claims or lawsuits. Operating throughout Eau Claire, WI, they assist a range of commercial sectors such as offices, warehouses, and food service operations by ensuring these added layers properly align with standard commercial policies.
Lauer Insurance Agency Inc. in Eau Claire, WI, is known for providing clients with umbrella insurance policies that add an extra layer of liability protection. Its service range typically addresses coverage gaps beyond standard home and auto policies. Umbrella insurance agents in this area assist with higher claim limits against lawsuits or property damage. The agency helps customers secure broader protection for personal assets. It can be a specialist in offering extended coverage for recreational vehicles.
What Does an a Umbrella Insurance Agent in Eau Claire Cost?
In Wisconsin, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Eau Claire
Umbrella insurance agents in Eau Claire Wisconsin help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. This type of policy is especially useful given Wisconsin laws that allow large damage awards in personal injury cases. An agent can explain how an umbrella policy protects your assets in a state known for its severe winter weather and related accident risks.
Frequently Asked Questions
What does an umbrella insurance agent in Eau Claire do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance. They assess your risk exposure and recommend a coverage amount suitable for your assets and lifestyle in Wisconsin.
How much umbrella coverage do I need in Wisconsin?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Wisconsin courts can award substantial damages in lawsuits, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance required by law in Wisconsin?
No, umbrella insurance is not required by Wisconsin law. However, it is a common recommendation for anyone with significant assets or high liability risks, such as those with rental properties or teenage drivers.
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