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Find Umbrella Insurance Agents Near You in La Crosse, WI

Browse umbrella insurance agents serving La Crosse, Wisconsin. Updated 2026-07-14.

The top-rated umbrella insurance agent in La Crosse, Wisconsin is Reggie Rabb - State Farm Insurance Agent, rated 4.9 stars across 422 reviews. Other highly rated options include Coulee Region Insurance & Financial, Inc., Kurt Pfaff - State Farm Insurance Agent, Preferred Insurance Agency. This directory lists 18 umbrella insurance agents serving La Crosse.

Showing 18 umbrella insurance agents in La Crosse, WIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Reggie Rabb - State Farm Insurance Agent3454 Losey Blvd S(608) 787-1000
2Coulee Region Insurance & Financial, Inc.2942 Darling Ct(608) 784-8280
3Kurt Pfaff - State Farm Insurance Agent2100 WI-16 WI-16(608) 783-1130
4Preferred Insurance Agency401 King St(608) 881-6566
5Blake Bunjovac - State Farm Insurance Agent1901 Jackson St(608) 784-4510
6Kyle Visker - State Farm Insurance Agent111 2nd St S(608) 784-9518
7Townsend Insurance3629 Mormon Coulee Rd # C(608) 788-4258
8Ryan Schultz and Associates, LLC American Family Insurance1901 State Rd(608) 782-5780
9SMA Insurance Group3167 Berlin Dr(800) 344-3948
10Sandmire Insurance401 King St Suite D(608) 782-2060
RR
3454 Losey Blvd S
Reggie Rabb - State Farm Insurance Agent
Umbrella Insurance Agent · La Crosse, WI

Reggie Rabb - State Farm Insurance Agent serves the La Crosse, Wisconsin metro area as an umbrella insurance agency. It provides additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This extra layer of financial protection helps safeguard personal assets against major claims or lawsuits. Umbrella policies often cover incidents such as property damage and bodily injury that exceed primary insurance limits. The agency also handles risk assessment for policyholders in the region.

CR
2942 Darling Ct
Coulee Region Insurance & Financial, Inc.
Umbrella Insurance Agent · La Crosse, WI

Coulee Region Insurance & Financial, Inc. offers umbrella insurance agent services in La Crosse, WI, providing supplemental liability coverage that extends beyond standard policy limits. It helps clients protect assets through personal and commercial umbrella policies, with ongoing support for policy reviews and coverage adjustments. Licensed professionals coordinate with existing homeowners, auto, and business insurers to maintain seamless protection. The company services a range of properties, including single-family homes, apartments, retail locations, and restaurants.

KP
2100 WI-16 WI-16
Kurt Pfaff - State Farm Insurance Agent
Umbrella Insurance Agent · La Crosse, WI

Kurt Pfaff - State Farm Insurance Agent serves La Crosse and the surrounding communities in western Wisconsin, handling umbrella liability coverage designed to protect clients beyond the limits of their standard policies. This extra layer of insurance helps safeguard personal assets and property owners from major claims or lawsuits. The office manages each case by first reviewing the client’s existing auto and homeowners policies to determine appropriate additional coverage limits.

PI
401 King St
Preferred Insurance Agency
Umbrella Insurance Agent · La Crosse, WI

Preferred Insurance Agency serves homeowners, businesses, and property managers in La Crosse, Wisconsin, seeking extra liability protection beyond standard policies. This local agency specializes in umbrella insurance, which adds a layer of coverage for major claims that could otherwise deplete personal or commercial assets. Policies are written to protect against lawsuits, catastrophic accidents, and unforeseen property damages. The agency guides clients through policy limits and coverage options to ensure suitable protection. Its service area also extends to residents and businesses in the neighboring community of Onalaska.

BB
1901 Jackson St
Blake Bunjovac - State Farm Insurance Agent
Umbrella Insurance Agent · La Crosse, WI

Blake Bunjovac - State Farm Insurance Agent offers both one-time and ongoing advisory services tailored to individual coverage needs. Working with this La Crosse agency, clients can evaluate personal liability risks that exceed standard policy limits, broadening asset protection. This practice assists with documented policy reviews to maintain sufficient shields against potential claims. Availability for completing coverage assessments and plan adjustments runs on a flexible schedule, provided on both a one-time consultation and recurring as-needed basis.

KV
111 2nd St S
Kyle Visker - State Farm Insurance Agent
Umbrella Insurance Agent · La Crosse, WI

Kyle Visker - State Farm Insurance Agent in La Crosse, WI provides umbrella insurance policies that offer extended liability protection beyond standard home and auto coverage. The agency also handles a full range of personal insurance needs for local residents and families. Umbrella coverage is especially valuable when unexpected accidents or property damage claims exceed existing policy limits. This agent helps clients secure added financial security against weather-related liabilities, such as injuries on a snow-covered sidewalk, that are common in the La Crosse area during the winter months.

TI
3629 Mormon Coulee Rd # C
Townsend Insurance
Umbrella Insurance Agent · La Crosse, WI

As the spring thaw and severe storms sweep through La Crosse, WI, having sufficient liability coverage becomes a priority for many homeowners and drivers. Townsend Insurance helps local residents obtain umbrella policies, which provide an extra layer of protection after standard auto and home limits are exhausted. The agency guides clients through coverage gaps that might arise from accidents, property damage, or certain legal claims. An initial consultation typically involves a straightforward review of existing policies to identify appropriate limits and potential risks before agreeing on coverage.

RS
1901 State Rd
Ryan Schultz and Associates, LLC American Family Insurance
Umbrella Insurance Agent · La Crosse, WI

Ryan Schultz and Associates, LLC American Family Insurance provides risk management solutions for individuals and businesses in La Crosse, WI. The company’s umbrella insurance agency expertise offers extra liability coverage beyond standard policies, protecting clients from major claims and lawsuits. This secondary layer of security assists anyone seeking greater financial protection for assets and future earnings. Local commercial sectors served include offices needing broader liability shields, warehouses requiring added coverage for operational risks, and food service establishments seeking protection against customer-related incidents.

SI
3167 Berlin Dr
SMA Insurance Group
Umbrella Insurance Agent · La Crosse, WI

Based in La Crosse, WI, SMA Insurance Group serves local homeowners by providing residential umbrella coverage that extends liability protection beyond standard policies. For commercial clients, the agency works to secure additional policy layers safeguarding business assets and operations throughout the area. Their agents assess client risks with an understanding of regional needs, offering solutions that integrate with existing policies for seamless protection. This careful setup helps ensure clients feel properly covered between regular policy reviews and adjustments for their ongoing or repeat coverage requests.

SI
401 King St Suite D
Sandmire Insurance
Umbrella Insurance Agent · La Crosse, WI

Sandmire Insurance in La Crosse, WI, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents and businesses seeking additional financial protection against major claims or lawsuits. Umbrella insurance agents in this area typically help clients assess their personal risk exposure and structure layered liability solutions. Sandmire Insurance can also evaluate the need for a standalone personal liability policy to address specific coverage gaps in an existing insurance portfolio.

CI
1228 Caledonia St
Carrier Insurance Agency
Umbrella Insurance Agent · La Crosse, WI
(608) 784-6879
agent.progressive.com/local-agent/wisconsin/la-crosse/carrier-insurance-agency-54603
RR
124 6th St N
Robertson Ryan Insurance
Umbrella Insurance Agent · La Crosse, WI
(608) 784-4854
robertsonryan.com
MI
1523 Rose St #1
MeriTrust Insurance Group
Umbrella Insurance Agent · La Crosse, WI
(608) 784-3272
meritrustins.com
IH
105 7th St S #4151
Irv Hougom Agency
Umbrella Insurance Agent · La Crosse, WI
(608) 784-9004
agents.farmers.com/wi/la-crosse/irvin-hougom
WI
Midwest TV and Appliance Building 2nd Floor, 3600 WI-157 Suite 203
Wolstad Insurance Agency Inc
Umbrella Insurance Agent · La Crosse, WI
(608) 781-6060
wolstad.com
WI
3167 Berlin Dr
Wisconsin Insurance Center
Umbrella Insurance Agent · La Crosse, WI
(608) 781-6733
dhs.wisconsin.gov/badgercareplus/index.htm
BI
205 5th Ave S Suite 415
Bender Insurance Agency LLC
Umbrella Insurance Agent · La Crosse, WI
(608) 781-2300
benderinsuranceagency.com
LC
305 5th Ave S Suite 204
La Crosse Insurance Agency Inc
Umbrella Insurance Agent · La Crosse, WI
(608) 785-0065

What Does an a Umbrella Insurance Agent in La Crosse Cost?

The cost of an umbrella insurance policy in Wisconsin typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums can be higher for individuals with multiple properties, teenage drivers, or high-risk activities. Actual costs vary based on your personal risk profile and the insurance company. This is general information and not insurance advice.

About umbrella insurance agents in La Crosse

Umbrella insurance agents in La Crosse Wisconsin help you add an extra layer of liability protection beyond your home and auto policies. Wisconsin law requires drivers to carry minimum liability coverage, but umbrella policies can cover claims that exceed those limits. Local agents understand the risks specific to the La Crosse area, such as winter weather accidents and recreational activities on the Mississippi River.

Frequently Asked Questions

What does an umbrella insurance agent in La Crosse do?

An umbrella insurance agent in La Crosse helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your existing home and auto insurance limits. The agent evaluates your assets and risks to recommend an appropriate coverage amount.

How much umbrella insurance do I need in Wisconsin?

The amount of umbrella insurance you need depends on your assets and income. Many Wisconsin agents recommend at least 1 million dollars in coverage. This amount can protect your savings and future earnings from large liability claims.

Is umbrella insurance required by law in Wisconsin?

Umbrella insurance is not required by Wisconsin law. However, it is a common recommendation for individuals with significant assets. Wisconsin minimum auto liability limits are 25000 dollars per person and 50000 dollars per accident, which may not cover serious accidents.

Umbrella Insurance Agents in Other Wisconsin Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.