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HomeUmbrella Insurance AgentsTexas › Waxahachie

Find Umbrella Insurance Agents Near You in Waxahachie, TX

Browse umbrella insurance agents serving Waxahachie, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 19 umbrella insurance agents serving Waxahachie.

Showing 19 umbrella insurance agents in Waxahachie, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Adam Rope - State Farm Insurance Agent1314 US-287 UNIT 100(972) 938-3232
2Farmers Insurance - Daniel Jones114 Park Pl Ct Ste 202(972) 351-0042
3Reyes Insurance Services507 Ferris Ave(972) 351-9977
4Phillips Insurance116 N College St Ste F(972) 937-4481
5State Farm: Kip Fedora903 Ferris Ave(972) 938-1422
6Farmers Insurance - Stephen McMullin2693 N Hwy 77 Ste 2102(972) 935-9888
7Cooper Insures115 N Hwy 77(972) 938-9700
8Farmers Insurance - Christopher Bearden503 Ferris Ave Ste D(817) 654-9208
9Carrington Insurance Agency2693 North Highway 77 1106, SUITE 1106(972) 937-9900
10PAC Insurance Agency2693 N Hwy 77 #1106(972) 937-9900
AR
1314 US-287 UNIT 100
Adam Rope - State Farm Insurance Agent
Umbrella Insurance Agent · Waxahachie, TX

Adam Rope - State Farm Insurance Agent in Waxahachie, Texas, specializes in umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. It also handles general insurance services for residents and businesses, helping to protect against common financial risks. Facing the heavy spring storms and occasional hailstorms common to North Texas, this agency can assist in ensuring a client’s existing coverage gaps are filled before severe weather season arrives.

FI
114 Park Pl Ct Ste 202
Farmers Insurance - Daniel Jones
Umbrella Insurance Agent · Waxahachie, TX

Farmers Insurance - Daniel Jones serves Ellis County and the surrounding communities from Waxahachie, Texas. As an umbrella insurance agent, the company provides additional liability coverage that extends beyond the limits of standard home and auto policies. This service helps protect clients from major claims and lawsuits that could otherwise threaten personal assets. The agency also handles general homeowners insurance and auto insurance in the Waxahachie area.

RI
507 Ferris Ave
Reyes Insurance Services
Umbrella Insurance Agent · Waxahachie, TX

Reyes Insurance Services in Waxahachie, Texas, offers comprehensive umbrella insurance agent services, providing clients with extra liability coverage that extends beyond the limits of standard home and auto policies. Its service approach includes personalized policy evaluations to help clients assess their unique risk exposures and determine appropriate coverage levels. Maintenance plans involve regular policy reviews and updates as lifestyles or assets change, ensuring ongoing protection. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

PI
116 N College St Ste F
Phillips Insurance
Umbrella Insurance Agent · Waxahachie, TX

Phillips Insurance serves Waxahachie and the surrounding communities of Ellis County, handling professional liability coverage through umbrella insurance policies. These policies provide additional layers of liability protection that extend beyond the limits of standard home and auto insurance. The company carefully reviews each client's existing underlying policies for vulnerable coverage gaps. It then determines how an umbrella policy can bridge those gaps and offers the client a clear explanation of that tailored solution. Phillips Insurance follows a straightforward approach, analyzing individual risk exposure before recommending a specific coverage amount.

SF
903 Ferris Ave
State Farm: Kip Fedora
Umbrella Insurance Agent · Waxahachie, TX

Homeowners, businesses, and property managers in Waxahachie, Texas turn to State Farm: Kip Fedora for umbrella insurance coverage that extends liability protection beyond standard policy limits. This agent helps clients safeguard assets from major claims or lawsuits by offering an extra layer of financial security. The agency works with individuals and commercial operators to assess personal risk and tailor adequate excess liability limits. In addition to serving all of Waxahachie, Kip Fedora also covers the nearby community of Midlothian for its umbrella insurance needs.

FI
2693 N Hwy 77 Ste 2102
Farmers Insurance - Stephen McMullin
Umbrella Insurance Agent · Waxahachie, TX

Farmers Insurance - Stephen McMullin in Waxahachie, TX offers umbrella insurance as a separate ongoing policy that extends liability coverage above standard home and auto limits, rather than as a one-time service. This added layer protects assets from large claims or lawsuits, responding when underlying policies are exhausted. Service is provided on a scheduled, policy-renewal basis, with an as-needed option for additional coverage reviews or adjustments after major life changes.

CI
115 N Hwy 77
Cooper Insures
Umbrella Insurance Agent · Waxahachie, TX

Cooper Insures provides specialty umbrella liability coverage designed to add an extra layer of protection beyond standard home and auto policies. The Waxahachie, Texas agency works with local clients to assess their personal assets and future exposure, then pairs them with suitable high-limit policies from established carriers. They guide individuals through various limit options, offering insurance for many common liability gaps. With increasing property values and the frequent hailstorms in the region, this agent helps residents safeguard their financial security against sizable claims.

FI
503 Ferris Ave Ste D
Farmers Insurance - Christopher Bearden
Umbrella Insurance Agent · Waxahachie, TX

With the spring storm season common in Ellis County, residents seek protection for their vehicles and property against unexpected hail and wind damage. Farmers Insurance - Christopher Bearden in Waxahachie fills this need by offering umbrella liability insurance that extends coverage beyond standard auto or home policies. Their agents explain how an umbrella policy can safeguard accumulated assets from costly lawsuits. An initial assessment begins with a free consultation to review existing policies and recommend appropriate additional coverage.

CI
2693 North Highway 77 1106, SUITE 1106
Carrington Insurance Agency
Umbrella Insurance Agent · Waxahachie, TX
PI
2693 N Hwy 77 #1106
PAC Insurance Agency
Umbrella Insurance Agent · Waxahachie, TX
GI
1710 US-287 BUS Suite 120
Goosehead Insurance - Gunther Strength's Agency
Umbrella Insurance Agent · Waxahachie, TX
(972) 921-9410
agents.gooseheadinsurance.com/tx/waxahachie/1710-w-highway-287
GI
1580 John Arden Dr Suite 200
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Waxahachie, TX
(972) 938-9676
locations.ajg.com/us/tx/waxahachie/1580-john-arden-dr
AI
1408 W Jefferson St #2
Archer Insurance Solutions
Umbrella Insurance Agent · Waxahachie, TX
(972) 457-1580
archerinsurancesolutions.com
TF
122 N Hwy 77
Texas Farm Bureau Insurance Company
Umbrella Insurance Agent · Waxahachie, TX
(972) 937-4640
txfb-ins.com
FI
2034 FM Rd 878 Ste B
Farmers Insurance - David Zabojnik
Umbrella Insurance Agent · Waxahachie, TX
(469) 383-5158
agents.farmers.com/tx/waxahachie/david-zabojnik
EC
103 Executive Ct #3
Ellis County Insurance Agency
Umbrella Insurance Agent · Waxahachie, TX
(972) 938-2801
eciaonline.com
AC
610 Ferris Ave
At Cost Insurance
Umbrella Insurance Agent · Waxahachie, TX
(940) 548-8052
WI
2693 N Hwy 77
Walker Insurance Agency
Umbrella Insurance Agent · Waxahachie, TX
(972) 688-6090
walkerinsurancecompany.com
SH
423 S College St
SIG/H&H Insurance Services
Umbrella Insurance Agent · Waxahachie, TX
(972) 935-3380

What Does an a Umbrella Insurance Agent in Waxahachie Cost?

Umbrella insurance in Texas typically costs 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and driving history. This is general information and not insurance advice.

About umbrella insurance agents in Waxahachie

An umbrella insurance agent in Waxahachie Texas helps you obtain extra liability coverage that goes beyond your auto or homeowners policy limits. Texas law allows for high jury awards in personal injury cases, making umbrella insurance a wise choice for property owners and professionals. Local agents can tailor a policy to fit your specific risks and budget.

Frequently Asked Questions

What does an umbrella insurance agent in Waxahachie do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. This is especially useful in Texas where lawsuits can result in large settlements.

How much umbrella insurance do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage if you own a home or have significant savings. Higher limits of 2 to 5 million dollars may be needed for high net worth individuals or those with rental properties. Your agent can help calculate the right amount based on your assets.

Is umbrella insurance required by Texas law?

No, Texas law does not require umbrella insurance. However it is strongly advised for anyone with assets to protect. Texas courts can award damages exceeding standard policy limits, so umbrella coverage provides an extra layer of financial security.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.