The top-rated umbrella insurance agent in Bryan, Texas is Freeway Insurance, rated 4.8 stars across 350 reviews. Other highly rated options include Farmers Insurance - Mynde Kessler, Texas Ria Insurance Agency, Remco Auto Insurance. This directory lists 19 umbrella insurance agents serving Bryan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 101 W Villa Maria Rd | (979) 358-7001 |
| 2 | Farmers Insurance - Mynde Kessler | 2554 E Villa Maria Rd | (979) 704-3054 |
| 3 | Texas Ria Insurance Agency | 2513 S Texas Ave | (888) 512-0000 |
| 4 | Remco Auto Insurance | 804 N Texas Ave | (979) 977-1111 |
| 5 | Farmers Insurance - Russ Bevil | 1808 Barak Ln Ste 100 | (979) 846-9799 |
| 6 | Service Insurance Group, Inc. | 3840 Corporate Center Dr | (979) 300-7213 |
| 7 | Jones & Associates Insurance Agency | 3941 Cross Park Dr Unit 115 | (979) 776-4740 |
| 8 | Beal & Winn Insurance Agency | 3207 Briarcrest Dr | (979) 268-1500 |
| 9 | Aright Insurance Agency | 1406 W William Joel Bryan Pkwy #200 | (979) 314-5575 |
| 10 | Kody Amos Insurance Services, LLC | 2900 Trophy Dr | (979) 701-2860 |
As temperatures rise in Bryan, local homeowners and drivers often find themselves needing broader liability protection beyond standard policies. Freeway Insurance addresses this growing concern by offering umbrella insurance coverage designed to extend existing liability limits for added security against major claims. The team works closely with clients to evaluate current policies and identify coverage gaps that could leave assets exposed. To begin tailoring a suitable plan, each new client receives a thorough inspection of their property and existing insurance holdings before any recommendations are made.
Farmers Insurance - Mynde Kessler serves the Bryan, Texas area and surrounding counties as an umbrella insurance agent. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance is often recommended for property owners and professionals seeking extra financial protection against lawsuits or major claims. The agency assists with policy evaluations and coverage adjustments tailored to individual risk profiles. Specific services include personal umbrella policies for homeowners and excess liability coverage for vehicles.
Texas Ria Insurance Agency specializes in umbrella insurance coverage, offering clients in Katy, Texas, an extra layer of liability protection beyond standard home and auto policies. It works to secure broader financial safeguards against major claims and lawsuits. Surprising costs from accidents or property incidents can exceed existing policy limits, so this firm helps address that exposure. Many residents face increased liability risks during holiday gatherings or after severe weather when guests may be injured on their property.
Remco Auto Insurance in Bryan, TX, provides umbrella insurance agent services for clients seeking extra liability coverage beyond standard policies. It offers assistance in selecting appropriate coverage limits to protect personal assets. The agency helps with policy reviews and adjustments to meet changing needs. Its service plans include consulting on coverage gaps and coordinating with underlying homeowners or auto policies. Remco services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Russ Bevil serves homeowners, businesses, and property managers in the Bryan, TX area seeking umbrella insurance coverage. This agency provides policies that offer extra liability protection beyond standard home or auto limits. Clients benefit from personalized consultations to assess their specific risk exposure and coverage needs. The agency also assists with comparing different policy layers to match individual circumstances. Its service area extends to neighboring College Station, ensuring convenient access for residents and business owners throughout the broader Brazos Valley metro region.
Service Insurance Group, Inc. in Bryan, Texas distinguishes between a one-time umbrella policy purchase, which delivers supplementary liability coverage for a single policy term, and a recurring service that automatically renews that protection each year. Their umbrella insurance coverage acts as an additional layer beyond standard home and auto policies, safeguarding assets against major claims or lawsuits. Service runs on a scheduled annual renewal basis, ensuring continuous protection without requiring separate requests each term.
Jones & Associates Insurance Agency serves Bryan, Texas, and the surrounding Brazos Valley communities, handling umbrella insurance policies for local residents and businesses. It assists clients in securing added liability coverage that extends beyond standard homeowners or auto insurance limits, offering protection against major claims and lawsuits. The agency reviews each client's existing policies to identify potential gaps in coverage. It then identifies the appropriate level of personal liability or commercial umbrella coverage needed. The company typically begins with a thorough consultation to assess an individual's or business's specific risk profile and exposure.
Beal & Winn Insurance Agency in Bryan, TX specializes in offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. Their general service work helps individuals and businesses manage risk with broader financial protection. This additional coverage can be a critical safeguard during major outdoor celebrations or holiday gatherings, when accidents or property damage are more likely to occur.
When unpredictable hailstorms or severe spring weather threaten the Brazos Valley, property owners often need to consider supplemental liability protection. Aright Insurance Agency in Bryan, TX offers umbrella insurance policies designed to extend coverage limits beyond standard auto or homeowners plans. These policies can help shield local residents from significant financial loss resulting from major accidents or lawsuits. The agency begins its client service by first reviewing the current underlying policies to assess appropriate umbrella limits, then scheduling a complimentary initial consultation.
What Does an a Umbrella Insurance Agent in Bryan Cost?
In Texas, a 1 million dollar personal umbrella policy typically costs between 150 and 350 dollars per year. Higher limits, such as 2 million or 5 million dollars, cost proportionally more. Factors like your driving record, number of properties, and prior claims affect the premium. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About umbrella insurance agents in Bryan
An umbrella insurance agent in Bryan, Texas helps you secure personal liability coverage that extends beyond your auto and homeowners policies. Texas law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks specific to Brazos County, including accidents on rural roads and liability from rental properties near Texas A and M University.
Frequently Asked Questions
What does an umbrella insurance agent in Bryan do?
An umbrella insurance agent reviews your existing policies and recommends a personal umbrella policy that provides additional liability limits. They help you choose coverage amounts that fit your assets and lifestyle. The agent also explains how umbrella insurance interacts with your auto and home insurance in Texas.
How much umbrella coverage do I need in Bryan Texas?
Most agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk factors. Texas courts can award large judgments in personal injury cases, so higher limits may be wise if you own a home, have significant savings, or host events. Your agent can run a personal risk assessment to recommend a specific limit.
Does umbrella insurance cover lawsuits in Texas?
Yes, umbrella insurance covers legal defense costs and settlements for claims like bodily injury, property damage, and personal injury such as slander. Texas has a two-year statute of limitations for personal injury lawsuits, so having coverage in place is important. The policy typically pays after your underlying insurance limits are exhausted.
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