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Find Umbrella Insurance Agents Near You in Austin, TX

Browse umbrella insurance agents serving Austin, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Austin, Texas is Heaton Bennett Insurance, rated 4.9 stars across 954 reviews. Other highly rated options include Abt Insurance Agency, Cedar Oak Insurance, Prime Insurance Group LLC. This directory lists 20 umbrella insurance agents serving Austin.

Showing 20 umbrella insurance agents in Austin, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Heaton Bennett Insurance3933 Steck Ave B119(512) 372-8311
2Abt Insurance Agency2301 W Anderson Ln. UNIT 129(888) 465-9728
3Cedar Oak Insurance901 S MoPac Expy Bldg.1, Suite 300(512) 777-2967
4Prime Insurance Group LLC706 W Ben White Blvd Building B Ste 186(512) 843-9000
5Benjamin-Fry Insurance1213 W Slaughter Ln #140(512) 212-7185
6Adams Insurance Agency, LLC.9300 Research Blvd Ste 308(512) 798-0730
7Lewis & Partners Insurance Firm dba Fact Insurance Texas4323 Airport Blvd(512) 441-2763
8Armadillo Insurance Agency11801 Domain Blvd 3rd floor(512) 249-2300
9AmeriFirst Insurance Agency8300 N Mopac Expy(512) 524-8824
10The Lambert Agency108 Wild Basin Rd S Suite 250(512) 308-9319
HB
3933 Steck Ave B119
Heaton Bennett Insurance
Umbrella Insurance Agent · Austin, TX

Heaton Bennett Insurance serves the Austin, Texas metro area as an umbrella insurance agent. Umbrella coverage provides extra liability protection beyond standard auto and homeowners policies. The agency assists residents with evaluating their risk exposure and selecting policy limits that supplement their existing insurance. This additional layer guards against major claims and lawsuits in the region. Heaton Bennett Insurance handles umbrella policy consultations and policy integration with clients’ existing household insurance plans.

AI
2301 W Anderson Ln. UNIT 129
Abt Insurance Agency
Umbrella Insurance Agent · Austin, TX

Abt Insurance Agency serves Austin, Texas, as an umbrella insurance agent providing supplemental liability protection beyond standard policies. Its service includes assessing a client’s existing coverage gaps to recommend appropriate excess liability limits. Maintenance plans involve periodic policy reviews and updates as assets or risk exposures change. This ensures ongoing coverage adequacy without lapsing into gaps. The agency services a range of properties including single-family homes, apartments, retail spaces, and restaurants.

CO
901 S MoPac Expy Bldg.1, Suite 300
Cedar Oak Insurance
Umbrella Insurance Agent · Austin, TX

Cedar Oak Insurance in Austin, Texas, assists homeowners, businesses, and property managers with umbrella insurance coverage. This specialized type of policy provides extra liability protection over and above standard home and auto insurance limits, which is especially valuable in a growing metro area. The agency helps clients assess their assets and determine the appropriate additional coverage for unforeseen incidents. Cedar Oak Insurance also serves the surrounding community of Round Rock, ensuring that residents across the broader Austin region have access to this important financial safeguard.

PI
706 W Ben White Blvd Building B Ste 186
Prime Insurance Group LLC
Umbrella Insurance Agent · Austin, TX

Prime Insurance Group LLC serves Austin, Texas, and the surrounding communities. The agency handles personal umbrella insurance policies that provide added liability protection beyond standard auto and homeowner coverage. Clients benefit from broad coverage for incidents like dog bites, rental property accidents, and major auto claims. To manage a typical client's request, it begins by reviewing existing liability limits, then carefully tailors a policy to fill a specific gap in coverage at an appropriate additional limit.

BF
1213 W Slaughter Ln #140
Benjamin-Fry Insurance
Umbrella Insurance Agent · Austin, TX

Benjamin-Fry Insurance in Austin, Texas distinguishes personal umbrella policies as one-time liability solutions from recurring auto or homeowner coverage. A single umbrella policy extends existing liability limits, providing a broad layer of protection above underlying policies. This local agent offers an initial consultation to evaluate individual exposure and recommend appropriate excess coverage amounts. Service runs strictly on a one-time basis for policy setup, with follow-up scheduled only when the insured requests adjustments or renewal reviews.

AI
9300 Research Blvd Ste 308
Adams Insurance Agency, LLC.
Umbrella Insurance Agent · Austin, TX

Adams Insurance Agency, LLC, in Austin, TX, provides umbrella insurance agent services, specializing in extending liability coverage beyond standard auto and homeowners policies. It works with clients to create broader financial protection layers that address unforeseen liability claims. By offering this supplementary insurance, it helps safeguard personal assets against significant lawsuits. As seasonal storms and sudden, heavy rains become more frequent in the Austin area, the agency assists residents in securing extra coverage for potential flood liability incidents that primary policies might exclude.

LP
4323 Airport Blvd
Lewis & Partners Insurance Firm dba Fact Insurance Texas
Umbrella Insurance Agent · Austin, TX

With Austin’s unpredictable hail and storm seasons, excess liability coverage becomes essential for property owners who face lawsuits beyond standard policy limits. Lewis & Partners Insurance Firm dba Fact Insurance Texas serves local clients by arranging umbrella policies that bridge these coverage gaps. The agency reviews current assets and existing homeowners or auto policies to determine appropriate additional protection. A comprehensive risk consultation precedes any recommendation, followed by a structured assessment of personal liability exposures and policy limits. An initial consultation appointment is scheduled to begin this evaluation process.

AI
11801 Domain Blvd 3rd floor
Armadillo Insurance Agency
Umbrella Insurance Agent · Austin, TX

Armadillo Insurance Agency provides residential umbrella insurance services for homeowners in Austin, Texas, covering liability needs beyond standard policies. The agency also offers commercial umbrella coverage tailored to local business risks throughout the Austin metropolitan area. Policies offer additional layers of protection for unexpected claims, helping clients manage potential financial exposure. Clients can reach the agency to discuss their policy details, and the same agent often handles follow-up adjustments or renewals between regular claim-free visits.

AI
8300 N Mopac Expy
AmeriFirst Insurance Agency
Umbrella Insurance Agent · Austin, TX

AmeriFirst Insurance Agency provides general insurance services in Austin, Texas, and specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies help protect personal assets against major claims or lawsuits. Umbrella insurance is particularly valuable for businesses and individuals facing heightened financial exposure. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to meet diverse operational risks.

LA
108 Wild Basin Rd S Suite 250
The Lambert Agency
Umbrella Insurance Agent · Austin, TX
TI
1405 E Riverside Dr
Time Insurance Agency
Umbrella Insurance Agent · Austin, TX
(512) 447-7773
timeinsurance.com
PI
403 E Ben White Blvd B
Premiere Insurance Coverage Group
Umbrella Insurance Agent · Austin, TX
(512) 373-8000
picoverage.com
BI
5828 Balcones Dr UNIT 105
Bound Insurance
Umbrella Insurance Agent · Austin, TX
(512) 454-7799
keepaustininsured.com
GI
9606 N Mopac Expy Suite 900
Goosehead Insurance - Sydney Tittle
Umbrella Insurance Agent · Austin, TX
(512) 354-7137
goosehead.com/agents/tx/austin/sydney-tittle
CI
6000 N Lamar Blvd
Central Insurance Agency, Inc.
Umbrella Insurance Agent · Austin, TX
(512) 451-6551
centralins.com
AI
12731 Research Blvd A-103
Alpine Insurance of Texas - Austin
Umbrella Insurance Agent · Austin, TX
(512) 459-3434
alpineinsurancetexas.com
CT
1700 S Lamar Blvd #338
CoverMile – Texas Insurance Agency
Umbrella Insurance Agent · Austin, TX
(737) 299-0209
covermile.com
RC
701 Tillery St
Risk Coverage Insurance
Umbrella Insurance Agent · Austin, TX
(512) 436-3785
riskcoverageins.com
SI
901 S MoPac Expy Bldg 1, Ste 300
Southwest Insurance Center
Umbrella Insurance Agent · Austin, TX
(512) 280-6100
swinsurance.com
BC
2800 Barton Creek Blvd
Barton Creek Insurance
Umbrella Insurance Agent · Austin, TX
(512) 372-2222
bartoncreekins.com

What Does an a Umbrella Insurance Agent in Austin Cost?

In Texas umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your driving record home value and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Austin

An umbrella insurance agent in Austin Texas can help you secure additional liability coverage beyond your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can protect your assets in a lawsuit. Local agents understand Austin risks such as traffic accidents on I-35 and weather-related claims.

Frequently Asked Questions

What does an umbrella insurance agent in Austin do?

An agent reviews your existing policies and recommends an umbrella policy that adds extra liability limits. They help you choose a coverage amount that fits your assets and risk profile. In Texas umbrella policies typically start at 1 million dollars in coverage.

How much umbrella insurance do I need in Texas?

Most agents suggest at least 1 million dollars in umbrella coverage if you own a home or have significant savings. Texas courts can award large judgments in personal injury cases. Your agent will calculate a recommended limit based on your net worth and potential risks.

Does umbrella insurance cover legal defense in Texas?

Yes umbrella policies usually cover legal defense costs even if the lawsuit is groundless. In Texas the policy pays for a lawyer and court costs up to the policy limit. This protection applies after your underlying auto or home policy limits are exhausted.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.