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Find Umbrella Insurance Agents Near You in Baytown, TX

Browse umbrella insurance agents serving Baytown, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Baytown, Texas is Jenny Montes - State Farm Insurance Agent, rated 5.0 stars across 766 reviews. Other highly rated options include Randy Casey - State Farm Insurance Agent, Jeff Brabham Agency Inc: Allstate Insurance, Ai United Insurance. This directory lists 19 umbrella insurance agents serving Baytown.

Showing 19 umbrella insurance agents in Baytown, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenny Montes - State Farm Insurance Agent706 E Cedar Bayou Lynchburg Rd(281) 839-2717
2Randy Casey - State Farm Insurance Agent4406 N Main St(281) 421-2244
3Jeff Brabham Agency Inc: Allstate Insurance6919 Garth Rd(281) 421-1616
4Ai United Insurance1615 N Alexander Dr(281) 747-9037
5Amtex Insurance4611 Garth Rd ste 400(281) 420-7070
6Trevco Insurance Agency411 N Alexander Dr(281) 427-9063
7Farmers Insurance - Chad Merling5523 W Rd(281) 421-3699
8Farmers Insurance - Maribel Castillo5702 Garth Rd Ste 200(281) 839-7139
9TWFG Ratliff Insurance501 W Texas Ave(281) 427-9461
10Goosehead Insurance - Ashley Taylor6002 FM 3180 Rd SUITE 280(281) 738-1030
JM
706 E Cedar Bayou Lynchburg Rd
Jenny Montes - State Farm Insurance Agent
Umbrella Insurance Agent · Baytown, TX

Jenny Montes - State Farm Insurance Agent serves the Baytown, Texas area, specializing in umbrella insurance policies that provide extra liability coverage beyond standard home or auto plans. This agent helps protect local clients from major claims and lawsuits that could threaten personal assets. The agency handles personal umbrella insurance to fill gaps in existing coverage. It also offers comprehensive umbrella policies for added protection.

RC
4406 N Main St
Randy Casey - State Farm Insurance Agent
Umbrella Insurance Agent · Baytown, TX

Randy Casey - State Farm Insurance Agent in Baytown, TX, provides umbrella insurance policies designed to extend additional liability coverage beyond standard home and auto limits. Its service plans include personalized policy reviews and straightforward claims assistance to help clients understand their coverage needs and manage risk exposure. These policies protect a client’s future assets and savings from large lawsuit settlements. The agency serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

JB
6919 Garth Rd
Jeff Brabham Agency Inc: Allstate Insurance
Umbrella Insurance Agent · Baytown, TX

Jeff Brabham Agency Inc: Allstate Insurance serves homeowners, businesses, and property managers in the Baytown, Texas area seeking personal umbrella liability coverage. The agency helps clients protect assets beyond standard policy limits and offers guidance on increasing their financial safeguard against unforeseen claims. Coverage options are designed to integrate seamlessly with existing homeowner and auto policies from the insurer. The agency also provides service to clients in the neighboring communities of La Porte and the wider Houston metropolitan region.

AU
1615 N Alexander Dr
Ai United Insurance
Umbrella Insurance Agent · Baytown, TX

Ai United Insurance provides umbrella insurance coverage in Baytown, Texas, offering liability protection that extends beyond standard home and auto policies. Its service includes helping clients assess their potential risks and securing higher coverage limits for added financial safety. Maintenance plans are provided through regular policy reviews to adjust coverage as personal circumstances change. The company services a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.

AI
4611 Garth Rd ste 400
Amtex Insurance
Umbrella Insurance Agent · Baytown, TX

Located in Baytown, Texas, Amtex Insurance offers umbrella insurance services to residents throughout Chambers County and the surrounding region. An umbrella insurance agent provides extra liability coverage that extends beyond the limits of standard home and auto policies. This business assists clients in protecting personal assets against major claims and lawsuits. It helps individuals access broader financial security by securing higher coverage limits. Specific services include evaluating existing liability exposures and tailoring additional coverage for both homeowners and auto policyholders in the Baytown area.

TI
411 N Alexander Dr
Trevco Insurance Agency
Umbrella Insurance Agent · Baytown, TX

Trevco Insurance Agency in Baytown, Texas serves local homeowners, businesses, and property managers seeking broader liability protection. It offers umbrella insurance policies that extend coverage beyond standard home and auto limits, providing extra security against major claims and lawsuits. These policies help safeguard assets and future earnings for clients in the Baytown area. The agency also covers policyholders in neighboring communities throughout the Chambers County region.

FI
5523 W Rd
Farmers Insurance - Chad Merling
Umbrella Insurance Agent · Baytown, TX

Serving Baytown, Texas, and the surrounding communities, Farmers Insurance - Chad Merling handles umbrella insurance needs for local residents. This type of policy provides extra liability coverage beyond standard auto and homeowners plans, helping protect personal assets from major claims or lawsuits. As an independent agent, Chad Merling works closely with each client to assess their specific risk exposure and identify an appropriate coverage limit for their situation. To complete a typical job, the agency reviews the client’s existing policies, recommends a matching umbrella layer, and files the endorsement.

FI
5702 Garth Rd Ste 200
Farmers Insurance - Maribel Castillo
Umbrella Insurance Agent · Baytown, TX

Farmers Insurance - Maribel Castillo in Baytown, TX, provides umbrella insurance clients the choice between a one-time policy review or a recurring service option for ongoing risk assessment. Coverage extends beyond standard auto and home policies to offer additional liability protection against major claims and lawsuits. This can help safeguard personal assets by filling gaps left by other policies. Service for this firm operates on an as-needed basis upon evaluation of an individual’s changing liability exposure.

TR
501 W Texas Ave
TWFG Ratliff Insurance
Umbrella Insurance Agent · Baytown, TX

TWFG Ratliff Insurance specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency in Baytown, TX, works with clients to assess their personal liability risks and obtain extended protection for assets. It also assists with general insurance needs and policy reviews to ensure adequate coverage. During hurricane season, the agency helps local homeowners and drivers evaluate whether their existing policies offer sufficient protection against increased storm-related claims and lawsuits.

GI
6002 FM 3180 Rd SUITE 280
Goosehead Insurance - Ashley Taylor
Umbrella Insurance Agent · Baytown, TX
NI
230 W Cedar Bayou Lynchburg Rd
Nationwide Insurance: Cather Insurance Agency
Umbrella Insurance Agent · Baytown, TX
(281) 421-7575
agency.nationwide.com/tx/baytown/77521/cather-insurance-agency-llc
MB
2819 N Main St
Martin Bill Insurance
Umbrella Insurance Agent · Baytown, TX
(281) 612-7331
EI
1812 N Main St
Easy Insurance Agency TX
Umbrella Insurance Agent · Baytown, TX
(832) 240-9594
PI
8703 TX-146
Premium Insurance Baytown
Umbrella Insurance Agent · Baytown, TX
(281) 962-3188
AI
1401 Lacy Dr
Affordable Insurance Baytown
Umbrella Insurance Agent · Baytown, TX
(346) 347-6501
FI
4501 N Main St
Farmers Insurance - David Sewell
Umbrella Insurance Agent · Baytown, TX
(281) 998-1011
agents.farmers.com/tx/baytown/david-sewell
PI
1900 Garth Rd
Perpetual Insurance LLC
Umbrella Insurance Agent · Baytown, TX
(281) 607-0795
LD
9520 TX-146
Lisa Dagle Insurance Services, LLC
Umbrella Insurance Agent · Baytown, TX
(281) 385-1037
lisadagleinsurance.com
BC
4503 N Main St
Bruce Clayton Insurance
Umbrella Insurance Agent · Baytown, TX
(281) 422-0088

What Does an a Umbrella Insurance Agent in Baytown Cost?

In Texas umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase for higher limits or if you have multiple vehicles or properties. Your specific rate depends on your claims history and risk factors. This is general information not insurance advice.

About umbrella insurance agents in Baytown

An umbrella insurance agent in Baytown Texas helps you get extra liability protection beyond your home and auto policies. Texas law does not require umbrella insurance but it can protect your assets from large claims. Local agents can explain how Texas liability rules affect your coverage needs.

Frequently Asked Questions

What does an umbrella insurance agent in Baytown do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your auto and home insurance limits. The agent can explain how Texas liability laws may apply to your situation.

How much umbrella insurance do I need in Texas?

The amount you need depends on your assets and risk exposure. Many Texas agents recommend at least one million dollars in coverage. A local agent can review your financial situation to suggest an appropriate limit.

Does Texas law require umbrella insurance?

No Texas law does not require umbrella insurance. However Texas has high liability claim limits in some cases. An umbrella policy can help protect your savings and future income from large judgments.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.