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HomeUmbrella Insurance AgentsTexas › Texas City

Find Umbrella Insurance Agents Near You in Texas City, TX

Browse umbrella insurance agents serving Texas City, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Texas City, Texas is Freeway Insurance, rated 4.7 stars across 214 reviews. Other highly rated options include Steven Little - State Farm Insurance Agent, Ai United Insurance, Amco Insurance Texas City. This directory lists 13 umbrella insurance agents serving Texas City.

Showing 13 umbrella insurance agents in Texas City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance9300 Emmett F Lowry Expy #176(409) 527-8421
2Steven Little - State Farm Insurance Agent1718 N Amburn Rd Suite A(409) 359-4265
3Ai United Insurance3313 Palmer Hwy(409) 949-4444
4Amco Insurance Texas City2228 Palmer Hwy(409) 943-5555
5Brad Spurgeon Insurance Agency Inc.1118 14th St N(409) 945-4746
6Texas First Insurance7900 Emmett F Lowry Expy(409) 934-8000
7Mark Spurgeon Insurance Agency, Inc.2929 Palmer Hwy(409) 945-5148
8Brightway Insurance, The Vela Agency1020 14th St N Ste A(409) 247-2125
9Insurance Plus Agencies, LLC - Progressive Local Agent1830 25th Ave N(409) 945-5321
10Bergvall Insurance717 9th Ave N(409) 948-3427
FI
9300 Emmett F Lowry Expy #176
Freeway Insurance
Umbrella Insurance Agent · Texas City, TX

Freeway Insurance serves Texas City and the surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. This type of policy helps protect local residents and businesses against major claims or lawsuits. For a typical job, the company reviews a client’s existing coverage to identify potential gaps, then structures an umbrella plan that raises total protection to a safer level.

SL
1718 N Amburn Rd Suite A
Steven Little - State Farm Insurance Agent
Umbrella Insurance Agent · Texas City, TX

Steven Little - State Farm Insurance Agent serves Texas City and the surrounding Galveston County area. The agency provides umbrella insurance policies to supplement personal liability coverage, offering additional protection beyond standard home and auto insurance limits. These policies help safeguard clients from major claims and lawsuits. The agency also assists with evaluating risk exposure to determine necessary coverage amounts. In this area, it handles personal umbrella insurance and coordinates layers of liability protection with existing policies.

AU
3313 Palmer Hwy
Ai United Insurance
Umbrella Insurance Agent · Texas City, TX

Ai United Insurance, an umbrella insurance agent in Texas City, Texas, distinguishes between one-time policy adjustments for a single liability event and ongoing coverage tailored to protect assets over an extended term. This service works to extend liability limits beyond a standard home or auto policy, offering a broader layer of financial protection. The company provides such coverage on an as-needed basis, allowing clients to secure policies specifically when their existing liability risks increase.

AI
2228 Palmer Hwy
Amco Insurance Texas City
Umbrella Insurance Agent · Texas City, TX

Amco Insurance Texas City provides umbrella insurance agent services in Texas City, TX, offering supplemental liability coverage designed to protect assets beyond standard policy limits. The company assists clients in assessing their personal risk exposure to determine appropriate excess liability plans. It works with homeowners to ensure adequate coverage for single-family dwellings and also serves commercial property owners. Its service plans include reviewing existing insurance portfolios and coordinating with primary policy providers. Amco Insurance Texas City services single-family homes, apartments, retail establishments, and restaurants.

BS
1118 14th St N
Brad Spurgeon Insurance Agency Inc.
Umbrella Insurance Agent · Texas City, TX

Brad Spurgeon Insurance Agency Inc. in Texas City, TX, serves homeowners, businesses, and property managers who need extra liability protection beyond their primary policies. As an umbrella insurance agent, it helps clients secure additional coverage that can safeguard assets against major claims or lawsuits. The agency works with local property owners to assess risks and find appropriate layers of financial security. It also extends its services to clients in the greater Galveston-Houston area, including communities such as League City and Santa Fe.

TF
7900 Emmett F Lowry Expy
Texas First Insurance
Umbrella Insurance Agent · Texas City, TX

Texas First Insurance serves the Texas City area and surrounding Gulf Coast communities as an umbrella insurance agent. The company handles personal and commercial umbrella policies that extend liability coverage beyond standard auto and homeowners insurance limits. A client typically has an existing policy exceeding base coverage requirements, and the agent assesses potential risk factors such as property value, recreational vehicles, or rental units. It addresses these needs by evaluating liability exposure for each individual situation and then presenting supplemental coverage options.

MS
2929 Palmer Hwy
Mark Spurgeon Insurance Agency, Inc.
Umbrella Insurance Agent · Texas City, TX

Mark Spurgeon Insurance Agency, Inc. in Texas City, TX distinguishes between one-time umbrella policies, offering a single layer of personal liability protection, and recurring service options that allow for ongoing adjustments as coverage needs evolve. Umbrella insurance here provides additional liability coverage beyond standard home and auto policies, filling financial gaps. Service runs on either a one-time or as-needed basis, with clients choosing the frequency of their policy reviews based on their specific risk profile.

BI
1020 14th St N Ste A
Brightway Insurance, The Vela Agency
Umbrella Insurance Agent · Texas City, TX

Brightway Insurance, The Vela Agency in Texas City specializes in umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. It also serves local clients by evaluating existing insurance portfolios to identify potential gaps in protection. A common seasonal concern along the Gulf Coast is hurricane season, when a single storm can cause damages exceeding standard policy caps, making the added umbrella layer essential for financial security.

IP
1830 25th Ave N
Insurance Plus Agencies, LLC - Progressive Local Agent
Umbrella Insurance Agent · Texas City, TX

Offering tailored excess liability coverage that extends beyond standard policy limits, Insurance Plus Agencies, LLC - Progressive Local Agent serves as an Agent for Umbrella Insurance in Texas City. It provides residents and small businesses with personal and commercial umbrella policies designed to protect assets from catastrophic claims. These services address gaps in underlying coverage for severe accidents, dog bites, or rental property incidents. The agency also helps clients prepare for hurricane-related liability risks common to the Texas Gulf Coast region.

BI
717 9th Ave N
Bergvall Insurance
Umbrella Insurance Agent · Texas City, TX
PO
1409 29th Ave N
Pier One Insurance Group
Umbrella Insurance Agent · Texas City, TX
(682) 334-8842
TI
3020 Palmer Hwy
Texas INSURANCE AGENCY
Umbrella Insurance Agent · Texas City, TX
(866) 228-6527
SI
908 6th St N Ste B
Skipper Insurance Advisors Inc.
Umbrella Insurance Agent · Texas City, TX
(409) 945-6604
skipperinsuranceadvisors.com

What Does an a Umbrella Insurance Agent in Texas City Cost?

The cost of umbrella insurance in Texas City typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits may cost 300 to 800 dollars annually. Factors like driving record, property value, and number of rental units affect the price. This is general information, not insurance advice.

About umbrella insurance agents in Texas City

Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Texas City Texas, agents can help you secure this protection to guard against large claims or lawsuits. Texas law does not require umbrella insurance, but it is a common choice for those with significant assets.

Frequently Asked Questions

What does an umbrella insurance agent in Texas City do?

An umbrella insurance agent helps you find a policy that adds an extra layer of liability coverage. They assess your current assets and risks to recommend an appropriate limit. In Texas, this coverage typically starts at one million dollars.

How much umbrella insurance do I need in Texas City?

The amount you need depends on your assets and potential liability risks. Many agents suggest a limit equal to or greater than your net worth. Texas law does not set a minimum, but common limits are one to five million dollars.

Can I get umbrella insurance if I have a Texas City homeowners policy?

Yes, you can add umbrella coverage on top of your existing homeowners or auto policy. Your agent will check that your underlying policies meet the minimum liability limits required by the umbrella insurer. This is standard practice in Texas.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.