ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsTexas › Sugar Land

Find Umbrella Insurance Agents Near You in Sugar Land, TX

Browse umbrella insurance agents serving Sugar Land, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Sugar Land, Texas is Farmers Insurance - Matthew Pham, rated 5.0 stars across 536 reviews. Other highly rated options include Smart Insurance, Kimball Insurance - Sugar Land, Farmers Insurance - Kelly Baca. This directory lists 20 umbrella insurance agents serving Sugar Land.

Showing 20 umbrella insurance agents in Sugar Land, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Matthew Pham5501 Cabrera Dr Ste 702(281) 466-4165
2Smart Insurance12808 W Airport Blvd #310(832) 670-1121
3Kimball Insurance - Sugar Land77 Sugar Creek Center Blvd Ste 600(281) 565-7550
4Farmers Insurance - Kelly Baca130 Industrial Blvd #150(713) 781-7600
5First Solution Group- Simme Huynh56 Sugar Creek Center Blvd #375(281) 240-5433
6Prosafe Insurance3 Sugar Creek Center Blvd #100(281) 720-8508
7First Choice Insurance Partners830 Julie Rivers Dr Suite 804(832) 437-4180
8Acrisure Sugar Land, TX (Insurance Solutions of Texas)One Sugar Creek Center Blvd #550(281) 565-2222
9Hoffman Insurance Group Powered by YourPolicy14905 Southwest Fwy # 200(281) 491-6565
10Heitmann Agency LLC14090 Southwest Fwy #300(281) 207-5075
FI
5501 Cabrera Dr Ste 702
Farmers Insurance - Matthew Pham
Umbrella Insurance Agent · Sugar Land, TX

Farmers Insurance - Matthew Pham serves Sugar Land and the surrounding Fort Bend County area with commercial and personal umbrella insurance coverage. This agency provides supplementary liability protection that extends beyond the limits of standard home and auto policies. Residents and businesses in this region often utilize umbrella insurance to safeguard assets against major claims or lawsuits. The agency assists clients in evaluating coverage gaps to determine appropriate policy limits. It handles umbrella insurance for homeowners in Sugar Land and for local small business owners operating in the area.

SI
12808 W Airport Blvd #310
Smart Insurance
Umbrella Insurance Agent · Sugar Land, TX

Smart Insurance in Sugar Land, TX offers comprehensive umbrella insurance coverage for individuals and businesses seeking additional liability protection beyond standard policies. The agency customizes service plans to evaluate clients' existing coverage gaps and advises on appropriate policy limits. Their maintenance plans include periodic policy reviews to adjust for changing assets or exposure levels. Smart Insurance provides these services for properties such as single-family homes, apartments, retail spaces, and restaurants.

KI
77 Sugar Creek Center Blvd Ste 600
Kimball Insurance - Sugar Land
Umbrella Insurance Agent · Sugar Land, TX

Kimball Insurance - Sugar Land assists homeowners, businesses, and property managers in securing umbrella liability coverage. The firm offers policies that provide extra protection beyond standard auto or home insurance limits, helping clients safeguard assets in an area prone to weather-related claims. This agent works to identify appropriate coverage levels based on individual risk profiles. Serving the Sugar Land area, the company also handles client needs in nearby communities such as Missouri City and the greater Houston metro region.

FI
130 Industrial Blvd #150
Farmers Insurance - Kelly Baca
Umbrella Insurance Agent · Sugar Land, TX

Farmers Insurance - Kelly Baca serves Sugar Land and the surrounding Houston-area communities, handling umbrella insurance needs for local residents and businesses. This coverage provides an extra layer of liability protection beyond standard auto, home, or watercraft policies. Kelly Baca focuses on helping clients close potential gaps in their existing insurance to guard against large claims or lawsuits. For a typical job, the agent reviews a client's current coverage limits and personal assets, then recommends a policy that matches their specific risk exposure.

FS
56 Sugar Creek Center Blvd #375
First Solution Group- Simme Huynh
Umbrella Insurance Agent · Sugar Land, TX

First Solution Group- Simme Huynh in Sugar Land, TX specializes in evaluating and structuring umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency provides general insurance guidance for individuals and families seeking increased financial protection. Its services work to help clients manage the specific risk of major claims or lawsuits arising during the hurricane season common to coastal Texas areas.

PI
3 Sugar Creek Center Blvd #100
Prosafe Insurance
Umbrella Insurance Agent · Sugar Land, TX

As heavy rain and seasonal storms sweep through Sugar Land, extra liability protection becomes a priority for many homeowners. Prosafe Insurance provides umbrella insurance that extends coverage beyond standard home and auto policies. The agency helps residents secure higher limits against major claims or lawsuits. Each policy is structured to bolster existing coverage without creating gaps. An initial consultation assesses current liabilities and recommends an appropriate shield of additional protection.

FC
830 Julie Rivers Dr Suite 804
First Choice Insurance Partners
Umbrella Insurance Agent · Sugar Land, TX

First Choice Insurance Partners in Katy, TX can structure umbrella insurance coverage as either a single one-time policy for a specific risk event or as an ongoing recurring service that protects assets year after year. This added liability layer extends above the limits of standard auto and homeowners policies, safeguarding personal savings and future earnings from costly lawsuits. Service runs on either a one-time, annual, or as-needed basis depending on client preference.

AS
One Sugar Creek Center Blvd #550
Acrisure Sugar Land, TX (Insurance Solutions of Texas)
Umbrella Insurance Agent · Sugar Land, TX

Acrisure Sugar Land, TX (Insurance Solutions of Texas) offers umbrella insurance on either a one-time policy purchase or a recurring annual premium basis, providing supplementary liability coverage that extends beyond the limits of standard home and auto policies. This additional layer protects policyholders against major claims and lawsuits. Service is available on a scheduled basis, with regular policy reviews conducted to adjust coverage levels as personal assets and risk exposures change over time.

HI
14905 Southwest Fwy # 200
Hoffman Insurance Group Powered by YourPolicy
Umbrella Insurance Agent · Sugar Land, TX

Hoffman Insurance Group Powered by YourPolicy, based in Sugar Land, TX, handles general insurance for property and liability coverage. As an umbrella insurance agent, it specializes in adding extra protection layers beyond standard policy limits to secure assets. This service helps individuals and businesses manage severe liability claims. The company serves various commercial sectors including offices, warehouses, and food service operations, offering tailored umbrella coverage for each distinct operational risk.

HA
14090 Southwest Fwy #300
Heitmann Agency LLC
Umbrella Insurance Agent · Sugar Land, TX

Heitmann Agency LLC provides umbrella insurance services for residential clients in the Sugar Land area, helping to secure personal assets beyond standard policy limits. The agency also extends commercial umbrella coverage for local businesses seeking added liability protection. Operating throughout Sugar Land and the surrounding region, they evaluate each client’s needs to recommend appropriate layers of coverage. Their service often leads to follow-up consultations or adjustments between regular scheduled visits.

BI
1449 Hwy 6 #340
Brazos Insurance Agency
Umbrella Insurance Agent · Sugar Land, TX
(281) 715-7800
brazosinsuranceagency.com
HI
2245 Texas Dr
Hero Insurance Professionals
Umbrella Insurance Agent · Sugar Land, TX
(832) 688-6258
AO
245 Commerce Green Blvd # 110
Assurance One of Texas LLC
Umbrella Insurance Agent · Sugar Land, TX
(281) 494-6400
sugarlandinsuranceagent.com
EP
1410 Hwy 6
Elite Pinnacle Insurance TX
Umbrella Insurance Agent · Sugar Land, TX
(254) 242-3354
AI
10021 S Texas 6 Suite C
Affordable Insurance of Tx
Umbrella Insurance Agent · Sugar Land, TX
(281) 530-4040
GI
2150 Town Square Pl UNIT 705
Gulledge Insurance
Umbrella Insurance Agent · Sugar Land, TX
(281) 207-0771
gulledgeins.com
SI
7838 Hwy 90 Alt
SL Insurance LLC
Umbrella Insurance Agent · Sugar Land, TX
(281) 688-9203
PI
3 Sugar Creek Center Blvd
Perfect Insurance Services
Umbrella Insurance Agent · Sugar Land, TX
(832) 937-3528
PS
14905 Southwest Fwy #201
Premier South Insurance Services
Umbrella Insurance Agent · Sugar Land, TX
(281) 207-5252
premsouth.com
SL
245 Commerce Green Blvd
Sugar land Insurance Agency
Umbrella Insurance Agent · Sugar Land, TX
(281) 494-6400
sugarlandinsuranceagent.com

What Does an a Umbrella Insurance Agent in Sugar Land Cost?

The cost of umbrella insurance in Texas typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. For higher limits such as 2 to 5 million dollars the annual premium may range from 300 to 800 dollars. Costs vary based on your risk profile number of vehicles and property value. This is general information and not insurance advice.

About umbrella insurance agents in Sugar Land

Umbrella insurance agents in Sugar Land Texas help residents secure extra liability coverage that goes beyond the limits of auto and homeowners policies. Texas law does not require umbrella insurance but it can be important for protecting assets like a home or savings. Local agents understand the specific risks faced by Sugar Land homeowners and drivers in the Houston metro area.

Frequently Asked Questions

What does an umbrella insurance agent in Sugar Land do?

An umbrella insurance agent helps you find a policy that provides additional liability coverage above your existing auto and home insurance. They assess your personal risk factors and recommend a coverage limit that fits your needs. The agent also explains how the policy coordinates with your underlying insurance.

How much umbrella insurance coverage do I need in Sugar Land Texas?

The amount of coverage you need depends on your total net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage for homeowners with significant assets. A common range is 1 million to 5 million dollars for high net worth individuals.

Is umbrella insurance required by Texas law?

No Texas law does not require umbrella insurance. However if you have a high net worth or face higher liability risks such as owning a pool or rental property an agent can help you decide if a policy is right for you. The policy kicks in after your underlying insurance limits are exhausted.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.