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HomeUmbrella Insurance AgentsTexas › San Marcos

Find Umbrella Insurance Agents Near You in San Marcos, TX

Browse umbrella insurance agents serving San Marcos, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Marcos, Texas is Freeway Insurance, rated 4.9 stars across 684 reviews. Other highly rated options include Rosie Garcia - State Farm Insurance Agent, Farmers Insurance - Matthew Patterson, Rob Geiger - GEICO Insurance Agent. This directory lists 27 umbrella insurance agents serving San Marcos.

Showing 27 umbrella insurance agents in San Marcos, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1404 Clarewood Dr Ste 113(512) 842-8706
2Rosie Garcia - State Farm Insurance Agent2401 Hunter Rd Ste 500(512) 392-8050
3Farmers Insurance - Matthew Patterson222 E Hutchison St(512) 396-1234
4Rob Geiger - GEICO Insurance Agent2804 Hunter Rd(737) 373-6000
5Ryan Powell - State Farm Insurance Agent1205 TX-123 #301(512) 392-4433
6Rosado Insurance Agency800 I-35(512) 805-8898
7Medicare Plans by MedicareMall125 Moore St(877) 413-1556
8Brian Parker: Allstate Insurance1244 TX-123(512) 392-2822
9Michael Feulner - State Farm Insurance Agent100 E San Antonio St #201(512) 392-6601
10Ashton Davies: Allstate Insurance3209 S I-35 South Frontage Rd ste a(512) 546-7100
FI
1404 Clarewood Dr Ste 113
Freeway Insurance
Umbrella Insurance Agent · San Marcos, TX

Freeway Insurance serves the San Marcos, Texas, area as a local umbrella insurance agent. This agency provides additional liability coverage that extends beyond the limits of standard homeowners or auto policies. Such coverage helps protect policyholders against major claims and lawsuits that could otherwise threaten personal assets. In this region, the agent assists residents in securing excess liability protection for their homes and vehicles, addressing common risks faced by property owners and drivers in the community.

RG
2401 Hunter Rd Ste 500
Rosie Garcia - State Farm Insurance Agent
Umbrella Insurance Agent · San Marcos, TX

Rosie Garcia - State Farm Insurance Agent provides umbrella insurance services to clients in and around San Marcos, Texas. This coverage extends beyond standard policy limits, offering added liability protection for unexpected incidents. The agency helps tailor policies to suit individual risk factors and can assist with maintenance of existing plans through regular coverage reviews. Claims support is available to guide policyholders through the process of filing a claim under their umbrella policy. The agency serves single-family homes, apartments, retail businesses, and restaurants.

FI
222 E Hutchison St
Farmers Insurance - Matthew Patterson
Umbrella Insurance Agent · San Marcos, TX

Homeowners, businesses, and property managers in San Marcos, TX, rely on Farmers Insurance - Matthew Patterson for umbrella insurance agent services that provide additional liability coverage beyond standard policies. This extra layer of protection helps safeguard assets against major claims and lawsuits. The agency assists clients in evaluating their personal risk exposure to determine appropriate coverage limits for their unique situations. It also serves the surrounding communities and metro areas, including nearby Kyle, Texas.

RG
2804 Hunter Rd
Rob Geiger - GEICO Insurance Agent
Umbrella Insurance Agent · San Marcos, TX

Rob Geiger – GEICO Insurance Agent serves San Marcos and the surrounding Hays County communities, handling umbrella insurance coverage to protect clients against major liability claims or lawsuits. This agency offers policies that provide an extra layer of financial security above standard auto or homeowners limits. To determine appropriate coverage, the agent assesses each client’s existing policies and personal risk exposure. For a typical job, it reviews the client’s current assets and potential liability scenarios before recommending appropriate protection levels.

RP
1205 TX-123 #301
Ryan Powell - State Farm Insurance Agent
Umbrella Insurance Agent · San Marcos, TX

In spring, area storms can threaten property, prompting homeowners in San Marcos to review their coverage. Ryan Powell - State Farm Insurance Agent provides umbrella insurance policies that extend liability protection above standard home and auto limits. These policies help safeguard assets against major claims or lawsuits. The agent meets with each client to understand their personal risks and financial exposure. An initial inspection or phone assessment is then scheduled to tailor a policy that fits the individual's needs.

RI
800 I-35
Rosado Insurance Agency
Umbrella Insurance Agent · San Marcos, TX

Rosado Insurance Agency in San Marcos, TX, offers umbrella insurance policies that protect clients beyond standard auto and home liability limits. A one-time service option may tailor a single policy to meet an immediate coverage need, while a recurring arrangement can adjust ongoing limits as personal assets or risk factors evolve. This localized support helps residents manage potential financial exposure from unforeseen accidents or legal claims. For the area, the agency makes its services available on a scheduled basis, with availability for as-needed consultations.

MP
125 Moore St
Medicare Plans by MedicareMall
Umbrella Insurance Agent · San Marcos, TX

Medicare Plans by MedicareMall in San Marcos, TX, helps clients secure umbrella insurance to extend liability protection beyond primary policy limits. This specialty coverage, often added as an endorsement to existing homeowners or auto policies, provides an extra layer of financial safety for substantial claims. The company works with local businesses and individuals to evaluate personal asset risks common in this region. It can serve a range of commercial sectors including offices, warehouses, and food service establishments that require robust liability management.

BP
1244 TX-123
Brian Parker: Allstate Insurance
Umbrella Insurance Agent · San Marcos, TX

As an umbrella insurance agent in San Marcos, Texas, Brian Parker: Allstate Insurance offers specialized liability coverage that extends beyond standard auto and homeowners policies. It serves local residents and businesses by providing an additional layer of protection against major claims and lawsuits. This agency focuses on helping clients safeguard their assets and future earnings from unforeseen risks. During the spring storm season, it assists policyholders in reviewing their liability limits to ensure adequate coverage against potential flood-related claims or incidents.

MF
100 E San Antonio St #201
Michael Feulner - State Farm Insurance Agent
Umbrella Insurance Agent · San Marcos, TX

Michael Feulner - State Farm Insurance Agent in San Marcos, TX offers umbrella insurance services for residential properties, protecting homeowners from liability claims that exceed standard policy limits. The agency also writes commercial umbrella coverage for local businesses in San Marcos and the surrounding Hays County area. Clients receive personalized risk assessments during initial consultations. The office schedules follow-up appointments to review coverage needs between regular policy renewal visits.

AD
3209 S I-35 South Frontage Rd ste a
Ashton Davies: Allstate Insurance
Umbrella Insurance Agent · San Marcos, TX
AL
460 W Holland St
Amber Leighe Armer - State Farm Insurance Agent
Umbrella Insurance Agent · San Marcos, TX
(512) 353-2800
amberleigheinsuresme.com
DA
1630 Aquarena Springs Dr B
Direct Auto Insurance
Umbrella Insurance Agent · San Marcos, TX
(737) 213-1976
local.directauto.com/texas/san-marcos/1630-aquarena-springs-dr
DA
1630 Aquarena Springs Dr B
Direct Auto Insurance
Umbrella Insurance Agent · San Marcos, TX
(737) 213-1976
local.directauto.com/texas/san-marcos/1630-aquarena-springs-dr
SM
1517 Aquarena Springs Dr
San Marcos Insurance Agency, Inc.
Umbrella Insurance Agent · San Marcos, TX
(512) 754-7119
sanmarcos-insurance.com
PI
1104 Thorpe Ln
Pronto Insurance
Umbrella Insurance Agent · San Marcos, TX
(512) 216-6150
prontoinsurance.com
AI
118 E San Antonio St
Allstate Insurance: Chandler Insurance Group
Umbrella Insurance Agent · San Marcos, TX
(512) 396-5277
agents.allstate.com/chandler-insurance-group-san-marcos-tx.html
RA
651 E Hopkins St
Remco Auto Insurance
Umbrella Insurance Agent · San Marcos, TX
(512) 400-7111
remco.com/san-marcos
II
111C E McCarty Ln
Integrity Insurance Solutions
Umbrella Insurance Agent · San Marcos, TX
(512) 396-2211
iis-tx.com
MI
1904 Old Ranch Rd 12 #115
Meadows Insurance Agency San Marcos
Umbrella Insurance Agent · San Marcos, TX
(512) 392-9000
meadowsinsuranceagency.com
IA
112 N LBJ Dr
Insurance Agency of San Marcos
Umbrella Insurance Agent · San Marcos, TX
(512) 396-8290
insagencyofsanmarcos.com
YA
104 Suttles Ave
Yarbrough Agency
Umbrella Insurance Agent · San Marcos, TX
(512) 214-8730
yarbroughagency.com
GI
1205 TX-123 Suite 302
Goosehead Insurance - Jacob Frankel
Umbrella Insurance Agent · San Marcos, TX
(512) 201-4535
goosehead.com/agents/tx/san-marcos/jacob-frankel
GI
221 North St
Germer Insurance Services
Umbrella Insurance Agent · San Marcos, TX
(512) 295-6530
germerinsurance.com/san-marcos-texas
BI
225 W Hopkins St
Benchmark Insurance Group Inc
Umbrella Insurance Agent · San Marcos, TX
(512) 754-2700
benchmark-ins.com
WI
116 N LBJ Dr
Waldrip Insurance Agency, LLC
Umbrella Insurance Agent · San Marcos, TX
(512) 353-7411
waldripinsurance.com
AI
100 N Edward Gary St # B
Ability Insurance & Financial Services, LLC
Umbrella Insurance Agent · San Marcos, TX
(512) 396-5000
abilityagent.com
MP
222 E Hutchison St
Matt Patterson Insurance Agency
Umbrella Insurance Agent · San Marcos, TX
(512) 757-8700
mattpattersoninsurance.com

What Does an a Umbrella Insurance Agent in San Marcos Cost?

In Texas, an umbrella insurance policy with 1 million dollars in coverage usually costs between 150 and 300 dollars per year. For 2 million dollars in coverage, expect to pay 200 to 400 dollars annually. Costs vary based on your insurance company, location in San Marcos, and the number of vehicles or properties you own. This is general information and not insurance advice.

About umbrella insurance agents in San Marcos

An umbrella insurance agent in San Marcos, Texas can help you secure extra liability coverage beyond your standard auto or homeowners policy. Texas law does not require umbrella insurance, but it can protect your assets in case of a major lawsuit or accident. Agents in San Marcos understand local risks, such as incidents on the San Marcos River or at Texas State University events.

Frequently Asked Questions

What does an umbrella insurance agent in San Marcos do?

An umbrella insurance agent helps you find a policy that provides additional liability coverage above your existing home and auto insurance limits. They assess your personal risk factors and recommend a coverage amount that fits your needs. In Texas, umbrella policies typically start at 1 million dollars in coverage.

Who needs umbrella insurance in San Marcos Texas?

Anyone with significant assets, such as a home, savings, or investments, may benefit from umbrella insurance. It is also useful for homeowners with swimming pools, trampolines, or dogs, as these increase liability risk. Texas law allows lawsuits for damages that can exceed standard policy limits.

How much does umbrella insurance cost in Texas?

In Texas, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as 2 million or 5 million dollars, will cost more. Your premium depends on your personal risk factors, including your driving record and property.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.